Abstract: Money laundering has been described by many as the lifeblood of crime and is a major threat to the economic and social well-being of societies. It has been recognized that the banking system has long been the central element of money laundering. This is in part due to the complexity and confidentiality of the banking system itself. It is generally accepted that effective anti-money laundering (AML) measures adopted by banks will make it tougher for criminals to get their "dirty money" into the financial system. In fact, for law enforcement agencies, banks are considered to be an important source of valuable information for the detection of money laundering. However, from the banks- perspective, the main reason for their existence is to make as much profits as possible. Hence their cultural and commercial interests are totally distinct from that of the law enforcement authorities. Undoubtedly, AML laws create a major dilemma for banks as they produce a significant shift in the way banks interact with their customers. Furthermore, the implementation of the laws not only creates significant compliance problems for banks, but also has the potential to adversely affect the operations of banks. As such, it is legitimate to ask whether these laws are effective in preventing money launderers from using banks, or whether they simply put an unreasonable burden on banks and their customers. This paper attempts to address these issues and analyze them against the background of the Malaysian AML laws. It must be said that effective coordination between AML regulator and the banking industry is vital to minimize problems faced by the banks and thereby to ensure effective implementation of the laws in combating money laundering.
Abstract: The crystalline quality of the AlGaN/GaN high electron mobility transistor (HEMT) structure grown on a 200 mm silicon substrate has been investigated using UV-visible micro- Raman scattering and photoluminescence (PL). The visible Raman scattering probes the whole nitride stack with the Si substrate and shows the presence of a small component of residual in-plane stress in the thick GaN buffer resulting from a wafer bowing, while the UV micro-Raman indicates a tensile interfacial stress induced at the top GaN/AlGaN/AlN layers. PL shows a good crystal quality GaN channel where the yellow band intensity is very low compared to that of the near-band-edge transition. The uniformity of this sample is shown by measurements from several points across the epiwafer.
Abstract: Housing is a basic human right. The provision of new
house shall be free from any defects, even for the defects that people
do normally considered as 'cosmetic defects'. This paper studies
about the building defects of newly completed house of 72 unit of
double-storey terraced located in Bangi, Selangor. The building
survey implemented using protocol 1 (visual inspection). As for new
house, the survey work is very stringent in determining the defects
condition and priority. Survey and reporting procedure is carried out
based on CSP1 Matrix that involved scoring system, photographs and
plan tagging. The analysis is done using Statistical Package for Social
Sciences (SPSS). The finding reveals that there are 2119 defects
recorded in 72 terraced houses. The cumulative score obtained was
27644 while the overall rating is 13.05. These results indicate that the
construction quality of the newly terraced houses is low and not up to
an acceptable standard as the new house should be.
Abstract: To unveil the mechanism of fast autooxidation of fish
myoglobins, the effect of temperature on the structural change of tuna
myoglobin was investigated. Purified myoglobin was subjected to
preincubation at 5, 20, 50 and 40oC. Overall helical structural decay
through thermal treatment up to 95oC was monitored by circular
dichroism spectrometry, while the structural changes around the heme
pocket was measured by ultraviolet/visible absorption spectrophotometry.
As a result, no essential structural change of myoglobin
was observed under 30oC, roughly equivalent to their body
temperature, but the structure was clearly damaged at 40oC. The Soret
band absorption hardly differed irrespective of preincubation
temperature, suggesting that the structure around the heme pocket was
not perturbed even after thermal treatment.
Abstract: Latvia is the fourth in the world by means of broadband internet speed. The total number of internet users in Latvia exceeds 70% of its population. The number of active mailboxes of the local internet e-mail service Inbox.lv accounts for 68% of the population and 97.6% of the total number of internet users. The Latvian portal Draugiem.lv is a phenomenon of social media, because 58.4 % of the population and 83.5% of internet users use it. A majority of Latvian company profiles are available on social networks, the most popular being Twitter.com. These and other parameters prove the fact consumers and companies are actively using the Internet.
However, after the authors in a number of studies analyzed how enterprises are employing the e-environment, namely, e-environment tools, they arrived to the conclusions that are not as flattering as the aforementioned statistics. There is an obvious contradiction between the statistical data and the actual studies. As a result, the authors have posed a question: Why are entrepreneurs resistant to e-tools? In order to answer this question, the authors have addressed the Technology Acceptance Model (TAM). The authors analyzed each phase and determined several factors affecting the use of e-environment, reaching the main conclusion that entrepreneurs do not have a sufficient level of e-literacy (digital literacy).
The authors employ well-established quantitative and qualitative methods of research: grouping, analysis, statistic method, factor analysis in SPSS 20 environment etc.
The theoretical and methodological background of the research is formed by, scientific researches and publications, that from the mass media and professional literature, statistical information from legal institutions as well as information collected by the author during the survey.
Abstract: Partitioning is a critical area of VLSI CAD. In order to build complex digital logic circuits its often essential to sub-divide multi -million transistor design into manageable Pieces. This paper looks at the various partitioning techniques aspects of VLSI CAD, targeted at various applications. We proposed an evolutionary time-series model and a statistical glitch prediction system using a neural network with selection of global feature by making use of clustering method model, for partitioning a circuit. For evolutionary time-series model, we made use of genetic, memetic & neuro-memetic techniques. Our work focused in use of clustering methods - K-means & EM methodology. A comparative study is provided for all techniques to solve the problem of circuit partitioning pertaining to VLSI design. The performance of all approaches is compared using benchmark data provided by MCNC standard cell placement benchmark net lists. Analysis of the investigational results proved that the Neuro-memetic model achieves greater performance then other model in recognizing sub-circuits with minimum amount of interconnections between them.
Abstract: Wireless Sensor Networks (WSNs) are used to monitor/observe vast inaccessible regions through deployment of large number of sensor nodes in the sensing area. For majority of WSN applications, the collected data needs to be combined with geographic information of its origin to make it useful for the user; information received from remote Sensor Nodes (SNs) that are several hops away from base station/sink is meaningless without knowledge of its source. In addition to this, location information of SNs can also be used to propose/develop new network protocols for WSNs to improve their energy efficiency and lifetime. In this paper, range free localization protocols for WSNs have been proposed. The proposed protocols are based on weighted centroid localization technique, where the edge weights of SNs are decided by utilizing fuzzy logic inference for received signal strength and link quality between the nodes. The fuzzification is carried out using (i) Mamdani, (ii) Sugeno, and (iii) Combined Mamdani Sugeno fuzzy logic inference. Simulation results demonstrate that proposed protocols provide better accuracy in node localization compared to conventional centroid based localization protocols despite presence of unintentional radio frequency interference from radio frequency (RF) sources operating in same frequency band.
Abstract: This paper presents an approach for an unequal error
protection of facial features of personal ID images coding. We
consider unequal error protection (UEP) strategies for the efficient
progressive transmission of embedded image codes over noisy
channels. This new method is based on the progressive image
compression embedded zerotree wavelet (EZW) algorithm and UEP
technique with defined region of interest (ROI). In this case is ROI
equal facial features within personal ID image. ROI technique is
important in applications with different parts of importance. In ROI
coding, a chosen ROI is encoded with higher quality than the
background (BG). Unequal error protection of image is provided by
different coding techniques and encoding LL band separately. In our
proposed method, image is divided into two parts (ROI, BG) that
consist of more important bytes (MIB) and less important bytes
(LIB). The proposed unequal error protection of image transmission
has shown to be more appropriate to low bit rate applications,
producing better quality output for ROI of the compresses image.
The experimental results verify effectiveness of the design. The
results of our method demonstrate the comparison of the UEP of
image transmission with defined ROI with facial features and the
equal error protection (EEP) over additive white gaussian noise
(AWGN) channel.
Abstract: Water is the key of national development. Wherever a spring has been dried out or a river has changed its course, the area-s people have migrated and have been scattered and the area-s civilization has lost its brilliance. Today, air pollution, global warming and ozone layer damage are as the problems of countries, but certainly in the next decade the shortage and pollution of waters will be important issues of the world. The polluted waters are more dangerous in when they are used in agriculture. Because they infect plants and these plants are used in human and livestock consumption in food chain. With the increasing population growth and after that, the increase need to facilities and raw materials, human beings has started to do haste actions and wanted or unwanted destroyed his life basin. They try to overuse and capture his environment extremely, instead of having futurism approach in sustainable use of nature. This process includes Zayanderood recession, and caused its pollution after the transition from industrial and urban areas. Zayandehrood River in Isfahan is a vital artery of a living ecosystem. Now is the location of disposal waste water of many cities, villages and existing industries. The central area of the province is an important industrial place, and its environmental situation has reached a critical stage. Not only a large number of pollution-generating industries are active in the city limits, but outside of the city and adjacent districts Zayandehrood River, heavy industries like steel, Mobarakeh Steel and other tens great units pollute wild life. This article tries to study contaminant sources of Zayanderood and their severity, and determine and discuss the share of each of these resources by major industrial centers located in areas. At the end, we represent suitable strategy.
Abstract: This paper examines the interplay of policy options
and cost-effective technology in providing sustainable distance
education. A case study has been conducted among the learners and
teachers. The emergence of learning technologies through CD,
internet, and mobile is increasingly adopted by distance institutes for
quick delivery and cost-effective factors. Their sustainability is
conditioned by the structure of learners and well as the teaching
community. The structure of learners in terms of rural and urban
background revealed similarity in adoption and utilization of mobile
learning. In other words, the technology transcended the rural-urban
dichotomy. The teaching community was divided into two groups on
policy issues. This study revealed both cost-effective as well as
sustainability impacts on different learners groups divided by rural
and urban location.
Abstract: The increasing usage of antibiotics in the animal
farming industry is an emerging worldwide problem contributing to
the development of antibiotic resistance. The purpose of this work was
to investigate the prevalence and antibiotic resistance profile of
bacterial isolates collected from aquatic environments and meats in a
peri-urban community in Daejeon, Korea. In an antibacterial
susceptibility test, the bacterial isolates showed a high incidence of
resistance (~ 26.04 %) to cefazolin, tetracycline, gentamycin,
norfloxacin, erythromycin and vancomycin. The results from a test for
multiple antibiotic resistance indicated that the isolates were
displaying an approximately 5-fold increase in the incidence of
multiple antibiotic resistance to combinations of two different
antibiotics compared to combinations of three or more antibiotics.
Most of the isolates showed multi-antibiotic resistance, and the
resistance patterns were similar among the sampling groups.
Sequencing data analysis of 16S rRNA showed that most of the
resistant isolates appeared to be dominated by the classes
Betaproteobacteria and Gammaproteobacteria in the phylum
Proteobacteria.
Abstract: This paper aims to provide a conceptual framework to examine competitive disadvantage of banks that suffer from poor performance. Banks generate revenues mainly from the interest rate spread on taking deposits and making loans while collecting fees in the process. To maximize firm value, banks seek loan growth and expense control while managing risk associated with loans with respect to non-performing borrowers or narrowing interest spread between assets and liabilities. Competitive disadvantage refers to the failure to access imitable resources and to build managing capabilities to gain sustainable return given appropriate risk management. This paper proposes a four-quadrant framework of organizational typology is subsequently proposed to examine the features of competitive disadvantage in the banking sector. A resource configuration model, which is extracted from CAMEL indicators to examine the underlying features of bank failures.
Abstract: This paper aims at developing a multilevel fuzzy
decision support model for urban rail transit planning schemes in
China under the background that China is presently experiencing an
unprecedented construction of urban rail transit. In this study, an
appropriate model using multilevel fuzzy comprehensive evaluation
method is developed. In the decision process, the followings are
considered as the influential objectives: traveler attraction,
environment protection, project feasibility and operation. In addition,
consistent matrix analysis method is used to determine the weights
between objectives and the weights between the objectives-
sub-indictors, which reduces the work caused by repeated
establishment of the decision matrix on the basis of ensuring the
consistency of decision matrix. The application results show that
multilevel fuzzy decision model can perfectly deal with the
multivariable and multilevel decision process, which is particularly
useful in the resolution of multilevel decision-making problem of
urban rail transit planning schemes.
Abstract: The Mongol expansion in the West and the political
and commercial interests arising from antagonisms between the
Golden Horde and the Persian Ilkhanate determined the
transformation of the Black Sea into an international trade turntable
beginning with the last third of the XIIIth century. As the Volga
Khanate attracted the maritime power of Genoa in the
transcontinental project of deviating the Silk Road to its own benefit,
the latter took full advantage of the new historical conjuncture, to the
detriment of its rival, Venice. As a consequence, Genoa settled
important urban centers on the Pontic shores, having mainly a
commercial role. In the Romanian outer-Carpathian area, Vicina,
Cetatea Albâ, and Chilia are notable, representing distinct, important
types of cities within the broader context of the Romanian medieval
urban genesis typology.
Abstract: This study describes analysis of tower grounding
resistance effected the back flashover voltage across insulator string
in a transmission system. This paper studies the 500 kV transmission
lines from Mae Moh, Lampang to Nong Chok, Bangkok, Thailand,
which is double circuit in the same steel tower with two overhead
ground wires. The factor of this study includes magnitude of
lightning stroke, and front time of lightning stroke. Steel tower uses
multistory tower model. The assumption of studies based on the
return stroke current ranged 1-200 kA, front time of lightning stroke
between 1 μs to 3 μs. The simulations study the effect of varying
tower grounding resistance that affect the lightning current.
Simulation results are analyzed lightning over voltage that causes
back flashover at insulator strings. This study helps to know causes
of problems of back flashover the transmission line system, and also
be as a guideline solving the problem for 500 kV transmission line
systems, as well.
Abstract: This paper presents a new approach to tackle the problem of recognizing machine-printed Arabic texts. Because of the difficulty of recognizing cursive Arabic words, the text has to be normalized and segmented to be ready for the recognition stage. The new scheme for recognizing Arabic characters depends on multiple parallel neural networks classifier. The classifier has two phases. The first phase categories the input character into one of eight groups. The second phase classifies the character into one of the Arabic character classes in the group. The system achieved high recognition rate.
Abstract: Cryptographic algorithms play a crucial role in the
information society by providing protection from unauthorized
access to sensitive data. It is clear that information technology will
become increasingly pervasive, Hence we can expect the emergence
of ubiquitous or pervasive computing, ambient intelligence. These
new environments and applications will present new security
challenges, and there is no doubt that cryptographic algorithms and
protocols will form a part of the solution. The efficiency of a public
key cryptosystem is mainly measured in computational overheads,
key size and bandwidth. In particular the RSA algorithm is used in
many applications for providing the security. Although the security
of RSA is beyond doubt, the evolution in computing power has
caused a growth in the necessary key length. The fact that most chips
on smart cards can-t process key extending 1024 bit shows that there
is need for alternative. NTRU is such an alternative and it is a
collection of mathematical algorithm based on manipulating lists of
very small integers and polynomials. This allows NTRU to high
speeds with the use of minimal computing power. NTRU (Nth degree
Truncated Polynomial Ring Unit) is the first secure public key
cryptosystem not based on factorization or discrete logarithm
problem. This means that given sufficient computational resources
and time, an adversary, should not be able to break the key. The
multi-party communication and requirement of optimal resource
utilization necessitated the need for the present day demand of
applications that need security enforcement technique .and can be
enhanced with high-end computing. This has promoted us to develop
high-performance NTRU schemes using approaches such as the use
of high-end computing hardware. Peer-to-peer (P2P) or enterprise
grids are proven as one of the approaches for developing high-end
computing systems. By utilizing them one can improve the
performance of NTRU through parallel execution. In this paper we
propose and develop an application for NTRU using enterprise grid
middleware called Alchemi. An analysis and comparison of its
performance for various text files is presented.
Abstract: Employees commonly encounter unpredictable and
unavoidable work related stressors. Exposure to such stressors can
evoke negative appraisals and associated adverse mental, physical,
and behavioral responses. Because Acceptance and Commitment
Therapy (ACT) emphasizes acceptance of unavoidable stressors and
diffusion from negative appraisals, it may be particularly beneficial
for work stress. Forty-five workers were randomly assigned to an
ACT intervention for work stress (n = 21) or a waitlist control group
(n = 24). The intervention consisted of two 3-hour sessions spaced
one week apart. An examination of group process and outcomes was
conducted using the Revised Sessions Rating Scale. Results indicated
that the ACT participants reported that they perceived the
intervention to be supportive, task focused, and without adverse
therapist behaviors (e.g., feelings of being criticized or discounted).
Additionally, the second session (values clarification and
commitment to action) was perceived to be more supportive and task
focused than the first session (mindfulness, defusion). Process ratings
were correlated with outcomes. Results indicated that perceptions of
therapy supportiveness and task focus were associated with reduced
psychological distress and improved perceived physical health.
Abstract: TELMES project aims to develop a securized
multimedia system devoted to medical consultation teleservices. It
will be finalized with a pilot system for a regional telecenters
network that connects local telecenters, having as support
multimedia platforms. This network will enable the implementation
of complex medical teleservices (teleconsulations, telemonitoring,
homecare, urgency medicine, etc.) for a broader range of patients
and medical professionals, mainly for family doctors and those
people living in rural or isolated regions. Thus, a multimedia,
scalable network, based on modern IT&C paradigms, will result. It
will gather two inter-connected regional telecenters, in Iaşi and
Piteşti, Romania, each of them also permitting local connections of
hospitals, diagnostic and treatment centers, as well as local networks
of family doctors, patients, even educational entities. As
communications infrastructure, we aim to develop a combined fixmobile-
internet (broadband) links. Other possible communication
environments will be GSM/GPRS/3G and radio waves. The
electrocardiogram (ECG) acquisition, internet transmission and
local analysis, using embedded technologies, was already
successfully done for patients- telemonitoring.
Abstract: The data is available in abundance in any business
organization. It includes the records for finance, maintenance,
inventory, progress reports etc. As the time progresses, the data keep
on accumulating and the challenge is to extract the information from
this data bank. Knowledge discovery from these large and complex
databases is the key problem of this era. Data mining and machine
learning techniques are needed which can scale to the size of the
problems and can be customized to the application of business. For
the development of accurate and required information for particular
problem, business analyst needs to develop multidimensional models
which give the reliable information so that they can take right
decision for particular problem. If the multidimensional model does
not possess the advance features, the accuracy cannot be expected.
The present work involves the development of a Multidimensional
data model incorporating advance features. The criterion of
computation is based on the data precision and to include slowly
change time dimension. The final results are displayed in graphical
form.