Abstract: This paper examines the relationship between financial
risks and profitability of the conventional and Islamic banks in
Malaysia for the period between 1996 and 2005. The measures of
profitability that have been used in the study are the return on equity
(ROE) and return on assets (ROA) while the financial risks are credit
risk, interest rate risk and liquidity risks. This study employs panel
data regression analysis of Generalised Least Squares of fixed effects
and random effects models. It was found that credit risk has a
significant impact on ROA and ROE for the conventional as well as
the Islamic banks. The relationship between interest rate risk and ROE
were found to be weakly significant for the conventional banks and
insignificant for the Islamic banks. The effect of interest rate risk on
ROA is significant for the conventional banks. Liquidity risk was
found to have an insignificant impact on both profitability measures.
Abstract: A laboratory set-up was designed to survey the
effectiveness of UV/O3 advanced oxidation process (AOP) for the
removal of Carbaryl from polluted water in batch reactor. The study
was carried out by UV/O3 process for water samples containing 1 to
20 mg/L of Carbaryl in distilled water. Also the range of drinking
water resources adjusted in synthetic water and effects of contact
time, pH and Carbaryl concentration were studied. The residual
pesticide concentration was determined by applying high
performance liquid chromatography (HPLC). The results indicated
that increasing of retention time and pH, enhances pesticide removal
efficiency. The removal efficiency has been affected by pesticide
initial concentration. Samples with low pesticide concentration
showed a remarkable removal efficiency compared to the samples
with high pesticide concentration. AOP method showed the removal
efficiencies of 80% to 100%. Although process showed high
performance for removal of pesticide from water samples, this
process has different disadvantages including complication,
intolerability, difficulty of maintenance and equipmental and
structural requirements.
Abstract: This paper focuses on the experimental impacts of
ultrasonic, carbonate and a combination of them on the quality of
fresh kiwi juice. Today, non-thermal methods like ultrasonic, which
have imperceptible effects on some properties of the juice such as
taste, flavor and color, are commonly used for killing
microorganisms.In this paper, some properties of kiwi fruit juice
under ultrasonic, carbonate and a combination of them has been
researched. Those properties include pH, acidity, transparency and
Brix. Its impact on microorganisms has been studied as well.The
results show that using a combination of carbonate and sonicate make
the cavitation more severe without a perceptible effect on nonactivation
of microorganisms.
Abstract: Residual dye contents in textile dyeing wastewater have complex aromatic structures that are resistant to degrade in biological wastewater treatment. The objectives of this study were to determine the effectiveness of nanoscale zerovalent iron (NZVI) to decolorize Reactive Black 5 (RB5) and Reactive Red 198 (RR198) in synthesized wastewater and to investigate the effects of the iron particle size, iron dosage and solution pHs on the destruction of RB5 and RR198. Synthesized NZVI was confirmed by transmission electron microscopy (TEM), X-ray diffraction (XRD), and X-ray photoelectron spectroscopy (XPS). The removal kinetic rates (kobs) of RB5 (0.0109 min-1) and RR198 (0.0111 min-1) by 0.5% NZVI were many times higher than those of microscale zerovalent iron (ZVI) (0.0007 min-1 and 0.0008 min-1, respectively). The iron dosage increment exponentially increased the removal efficiencies of both RB5 and RR198. Additionally, lowering pH from 9 to 5 increased the decolorization kinetic rates of both RB5 and RR198 by NZVI. The destruction of azo bond (N=N) in the chromophore of both reactive dyes led to decolorization of dye solutions.
Abstract: The emergence of person-centred discourse based
around notions of 'personal development planning- and 'work'life
balance' has taken hold in education and the workplace in recent
years. This paper examines this discourse with regard to recent
developments in higher education as well as the inter-related issue of
work-life balance in occupational careers. In both cases there have
been national and trans-national policy initiatives directed towards
improving both personal opportunities and competitive advantage in
a global knowledge-based economy. However, despite an increasing
concern with looking outward at this globalised educational and
employment marketplace, there is something of a paradox in
encouraging people to look inward at themselves in order to become
more self-determined. This apparent paradox is considered from a
discourse analytic perspective in terms of the ideological effects of an
increasing concern with the personal world. Specifically, it is argued
that there are tensions that emerge from a concern with an innerdirected
process of self-reflection that dissolve any engagement with
wider political issues that impact upon educational and career
development.
Abstract: The aim of this paper is to investigate the effect of
mean size of industry on survival of new firms in East-Azarbaijan
province through 1981-2006 using hazard function. So the effect of
two variables including mean employment of industry and mean
capital of industry are investigated on firm's survival. The Industry &
Mine Ministry database has used for data gathering and the data are
analyzed using the semi-parametric cox regression model. The results
of this study shows that there is a meaningful negative relationship
between mean capital of industry and firm's survival, but the mean
employment of industry has no meaningful effect on survival of new
firms.
Abstract: Mechanical buckling analysis of rectangular plates
with central circular cutout is performed in this paper. The finiteelement
method is used to study the effects of plate-support
conditions, aspect ratio, and hole size on the mechanical buckling
strength of the perforated plates subjected to linearly varying loading.
Results show that increasing the hole size does not necessarily reduce
the mechanical buckling strength of the perforated plates. It is also
concluded that the clamped boundary condition increases the
mechanical buckling strength of the perforated plates more than the
simply-supported boundary condition and the free boundary
conditions enhance the mechanical buckling strength of the
perforated plates more effectively than the fixed boundary conditions.
Furthermore, for the bending cases, the critical buckling load of
perforated plates with free edges is less than perforated plates with
fixed edges.
Abstract: This research was conducted to determine responses
of chickpeas to drought in different periods (early period, late period,
no-irrigation, two times irrigation as control). The trial was made in
“Randomized Complete Block Design" with three replications on
2010 and 2011 years in Konya-Turkey. Genotypes were consisted
from 7 lines of ICARDA, 2 certified lines and 1 local population. The
results showed that; as means of years and genotypes, early period
stress showed highest (207.47 kg da-1) seed yield and it was followed
by control (202.33 kg da-1), late period (144.64 kg da-1) and normal
(106.93 kg da-1) stress applications. The genotypes were affected too
much by drought and, the lowest seed was taken from non-irrigated
plots. As the means of years and stress applications, the highest
(196.01 kg da-1) yield was taken from genotype 22255. The reason of
yield variation could be derived from different responses of
genotypes to drought.
Abstract: A group of Stellite alloys are studied in consideration
of temperature effects on their hardness and wear resistance. The
hardness test is conducted on a micro-hardness tester with a hot stage
equipped that allows heating the specimen up to 650°C. The wear
resistance of each alloy is evaluated using a pin-on-disc tribometer
with a heating furnace built-in that provides the temperature capacity
up to 450°C. The experimental results demonstrate that the hardness
and wear resistance of Stellite alloys behave differently at room
temperature and at high temperatures. The wear resistance of Stellite
alloys at room temperature mainly depends on their carbon content and
also influenced by the tungsten content in the alloys. However, at high
temperatures the wear mechanisms of Stellite alloys become more
complex, involving multiple factors. The relationships between
chemical composition, microstructure, hardness and wear resistance of
these alloys are studied, with focus on temperature effect on these
relations.
Abstract: The commercial finite element program LS-DYNA was employed to evaluate the response and energy absorbing capacity of cylindrical metal tubes that are externally wrapped with composite. The effects of composite wall thickness, loading conditions and fiber ply orientation were examined. The results demonstrate that a wrapped composite can be utilized effectively to enhance the crushing characteristics and energy absorbing capacity of the tubes. Increasing the thickness of the composite increases the mean force and the specific energy absorption under both static and dynamic crushing. The ply pattern affects the energy absorption capacity and the failure mode of the metal tube and the composite material property is also significant in determining energy absorption efficiency.
Abstract: Methanol-to-olefins coupled with transformation of
coal or natural gas to methanol gives an interesting and promising way
to produce ethylene and propylene. To investigate solid concentration
in gas-solid fluidized bed for methanol-to-olefins process catalyzed by
SAPO-34, a cold model experiment system is established in this paper.
The system comprises a gas distributor in a 300mm internal diameter
and 5000mm height acrylic column, the fiber optic probe system and
series of cyclones. The experiments are carried out at ambient
conditions and under different superficial gas velocity ranging from
0.3930m/s to 0.7860m/s and different initial bed height ranging from
600mm to 1200mm. The effects of radial distance, axial distance,
superficial gas velocity, initial bed height on solid concentration in the
bed are discussed. The effects of distributor shape and porosity on
solid concentration are also discussed. The time-averaged solid
concentration profiles under different conditions are obtained.
Abstract: This paper deals with the synthesis of fuzzy controller
applied to a permanent magnet synchronous machine (PMSM) with a
guaranteed H∞ performance. To design this fuzzy controller,
nonlinear model of the PMSM is approximated by Takagi-Sugeno
fuzzy model (T-S fuzzy model), then the so-called parallel
distributed compensation (PDC) is employed. Next, we derive the
property of the H∞ norm. The latter is cast in terms of linear matrix
inequalities (LMI-s) while minimizing the H∞ norm of the transfer
function between the disturbance and the error ( ) ev T . The
experimental and simulations results were conducted on a permanent
magnet synchronous machine to illustrate the effects of the fuzzy
modelling and the controller design via the PDC.
Abstract: Many supervised induction algorithms require discrete
data, even while real data often comes in a discrete
and continuous formats. Quality discretization of continuous
attributes is an important problem that has effects on speed,
accuracy and understandability of the induction models. Usually,
discretization and other types of statistical processes are applied
to subsets of the population as the entire population is practically
inaccessible. For this reason we argue that the discretization
performed on a sample of the population is only an estimate of
the entire population. Most of the existing discretization methods,
partition the attribute range into two or several intervals using
a single or a set of cut points. In this paper, we introduce a
technique by using resampling (such as bootstrap) to generate
a set of candidate discretization points and thus, improving the
discretization quality by providing a better estimation towards
the entire population. Thus, the goal of this paper is to observe
whether the resampling technique can lead to better discretization
points, which opens up a new paradigm to construction of
soft decision trees.
Abstract: A CFD software was employed to analyze the
characteristics of the flat round porous aerostatic bearings. The effects
of gap between the bearing and the guide way and the porosity of the
porous material on the load capacity of the bearing were studied. The
adequacy of the simulation model and the approach was verified. From
the parametric study, it is found that the depth of the flow path does not
influence the load capacity of the bearing; the load capacity of the
bearing will decrease if the thickness of the porous material increases
or the porous material protrudes above the bearing housing; the
variation of the chamfer at the edge of the bearing does not affect the
bearing load capacity. For a bearing with an air gap of 5μm and a
porosity of 0.1, the average load capacity and the pressure distribution
of the bearing are nearly unchanged no matter the bearing moves at a
constant or a varying speed.
Abstract: The study was carried out to gather and identify
medicinal plants their curative effects and the part of them which is
used from the reservation area of Miankaleh. The region under study
has an area of 68800 hectares situated 12 kilometers north of the city
of Behshahr and northwest of the city of Gorgan. Results obtained
showed that out of a total of 43 families, 125 genera, and 155 species
found in the region, 33 families, 52 genera and 61 species (39% of all
the species) belonged to medicinal plants, among which the class
Asteraceae with 6 species and the class Chenopodiaceae with 5
species had the most medicinal species. The most used parts of the
plants were the leaves with 31%, the whole plants with 19%, and the
roots with 15%.
Abstract: At any point of time, a power system operating
condition should be stable, meeting various operational criteria and it
should also be secure in the event of any credible contingency. Present
day power systems are being operated closer to their stability limits
due to economic and environmental constraints. Maintaining a stable
and secure operation of a power system is therefore a very important
and challenging issue. Voltage instability has been given much
attention by power system researchers and planners in recent years,
and is being regarded as one of the major sources of power system
insecurity. Voltage instability phenomena are the ones in which the
receiving end voltage decreases well below its normal value and does
not come back even after setting restoring mechanisms such as VAR
compensators, or continues to oscillate for lack of damping against the
disturbances. Reactive power limit of power system is one of the major
causes of voltage instability. This paper investigates the effects of
coordinated series capacitors (SC) with static VAR compensators
(SVC) on steady-state voltage stability of a power system. Also, the
influence of the presence of series capacitor on static VAR
compensator controller parameters and ratings required to stabilize
load voltages at certain values are highlighted.
Abstract: Land use change, if not based on proper scientific
investigation affects other physical, chemical, and biological
properties of soil and leading to increased destruction and erosion. It
was imperative to study the effects of changing rangelands to
farmlands on some Soil quality indexes. Undisturbed soil samples
were collected from the depths of 0-10 and 10-30 centimeter in
pasture with good vegetation cover(GP), pasture with medium
vegetation cover(MP), abandoned dry land farming(ADF) and
degraded dry land farming(DDF) land uses in Ghareh Aghaj
watershed of Isfahan province. The results revealed that organic
matter(OM), cation exchange capacity(CEC) and available
potassium(AK) decreasing in the depth of 0-10 centimeter were 66.6,
38.8 and 70 percent and in the depth of 10-30 centimeter were 58,
61.4 and 83.5 percent respectively in DDF comparison with GP.
Concerning to the results, it seems that land use change can decrease
soil quality and increase soil degradation and lead in undesirable
consequences.
Abstract: The aim of the study was to investigate phytochemical
properties, antimicrobial activity and cytotoxicity of Aloe vera. The
phytochemical screening of the extracts of leaves of A. vera revealed
the presence of bioactive compounds such as alkaloids, tannins,
flavonoids phenolic compounds, and etc. with absence of cyanogenic
glycosides. Three different solvents such as methanol, ethanol and
Di-Methyl sulfoxide were used to screen the antimicrobial activity of
A. vera leaves against four human clinical pathogens by agar well
diffusion method. The maximum antibacterial activities were
observed in methanol extract followed by ethanol and Di-Methyl
sulfoxide. It was also found that remarkable antibacterial activities
with methanolic and ethanolic extracts of A. vera compared with the
standard antibiotic, tetracycline that was not active against E. coli
and S. boydii and supported the view that A. vera is a potent
antimicrobial agent compared with the conventional antibiotic.
Moreover, the brine shrimps (Artemia salina) toxicity test exhibited
LC50 value was 569.52 ppm. The resulting data indicated that the A.
vera plant have less toxic effects on brine shrimp. Hence, it is
signified that Aloe vera plant extract is safe to be used as an
antimicrobial agent.
Abstract: Many new experimental films which were free from conventional movie forms have appeared since Nubellbak Movement in the late 1950s. Forty years after the movement started, on March 13th, 1995, on the 100th anniversary of the birth of film, the declaration called Dogme 95, was issued in Copenhagen, Denmark. It aimed to create a new style of avant-garde film, and showed a tendency toward being anti-Hollywood and anti-genre, which were against the highly popular Hollywood trend of movies based on large-scale investment. The main idea of Dogme 95 is the opposition to 'the writer's doctrine' that a film should be the artist's individual work and to 'the overuse of technology' in film. The key figures declared ten principles called 'Vow of Chastity', by which new movie forms were to be produced. Interview (2000), directed by Byunhyuk, was made in 2000, five years after Dogme 95 was declared. This movie was dedicated as the first Asian Dogme. This study will survey the relationship between Korean film and the Vow of Chastity through the Korean films released in theaters from a viewpoint of technology and content. It also will call attention to its effects on and significance to Korean film in modern society.
Abstract: The effect of different tempering temperatures and heat treatment times on the corrosion resistance of austenitic stainless steels in oxalic acid was studied in this work using conventional weight loss and electrochemical measurements. Typical 304 and 316 stainless steel samples were tempered at 150oC, 250oC and 350oC after being austenized at 1050oC for 10 minutes. These samples were then immersed in 1.0M oxalic acid and their weight losses were measured at every five days for 30 days. The results show that corrosion of both types of ASS samples increased with an increase in tempering temperature and time and this was due to the precipitation of chromium carbides at the grain boundaries of these metals. Electrochemical results also confirm that the 304 ASS is more susceptible to corrosion than 316 ASS in this medium. This is attributed to the molybdenum in the composition of the latter. The metallographic images of these samples showed non–uniform distribution of precipitated chromium carbides at the grain boundaries of these metals and unevenly distributed carbides and retained austenite phases which cause galvanic effects in the medium.