Abstract: This paper aims to provide a conceptual framework to examine competitive disadvantage of banks that suffer from poor performance. Banks generate revenues mainly from the interest rate spread on taking deposits and making loans while collecting fees in the process. To maximize firm value, banks seek loan growth and expense control while managing risk associated with loans with respect to non-performing borrowers or narrowing interest spread between assets and liabilities. Competitive disadvantage refers to the failure to access imitable resources and to build managing capabilities to gain sustainable return given appropriate risk management. This paper proposes a four-quadrant framework of organizational typology is subsequently proposed to examine the features of competitive disadvantage in the banking sector. A resource configuration model, which is extracted from CAMEL indicators to examine the underlying features of bank failures.
Abstract: Recently, a lot of attention has been devoted to
advanced techniques of system modeling. PNN(polynomial neural
network) is a GMDH-type algorithm (Group Method of Data
Handling) which is one of the useful method for modeling nonlinear
systems but PNN performance depends strongly on the number of
input variables and the order of polynomial which are determined by
trial and error. In this paper, we introduce GPNN (genetic
polynomial neural network) to improve the performance of PNN.
GPNN determines the number of input variables and the order of all
neurons with GA (genetic algorithm). We use GA to search between
all possible values for the number of input variables and the order of
polynomial. GPNN performance is obtained by two nonlinear
systems. the quadratic equation and the time series Dow Jones stock
index are two case studies for obtaining the GPNN performance.
Abstract: In this paper, a low noise microwave bandpass filter
(BPF) is presented. This filter is fabricated by modifying the
conventional cross-coupled structure. The spurious response is
improved by using the end open coupled lines, and the influence of the
noise is minimized. Impedance matrix of the open end coupled circuit
clarifies the characteristic of the suppression of the spurious response.
The rejection of spurious suppression region of the proposed filter is
greater than 20 dB from 3-13 GHz. The measured results of the
fabricated filter confirm the concepts of the proposed design and
exhibits high performance.
Abstract: Insufficient Quality of Service (QoS) of Voice over
Internet Protocol (VoIP) is a growing concern that has lead the need
for research and study. In this paper we investigate the performance
of VoIP and the impact of resource limitations on the performance of
Access Networks. The impact of VoIP performance in Access
Networks is particularly important in regions where Internet
resources are limited and the cost of improving these resources is
prohibitive. It is clear that perceived VoIP performance, as measured
by mean opinion score [2] in experiments, where subjects are asked
to rate communication quality, is determined by end-to-end delay on
the communication path, delay variation, packet loss, echo, the
coding algorithm in use and noise. These performance indicators can
be measured and the affect in the Access Network can be estimated.
This paper investigates the congestion in the Access Network to the
overall performance of VoIP services with the presence of other
substantial uses of internet and ways in which Access Networks can
be designed to improve VoIP performance. Methods for analyzing
the impact of the Access Network on VoIP performance will be
surveyed and reviewed. This paper also considers some approaches
for improving performance of VoIP by carrying out experiments
using Network Simulator version 2 (NS2) software with a view to
gaining a better understanding of the design of Access Networks.
Abstract: A genetic algorithm (GA) based feature subset
selection algorithm is proposed in which the correlation structure of
the features is exploited. The subset of features is validated according
to the classification performance. Features derived from the
continuous wavelet transform are potentially strongly correlated.
GA-s that do not take the correlation structure of features into
account are inefficient. The proposed algorithm forms clusters of
correlated features and searches for a good candidate set of clusters.
Secondly a search within the clusters is performed. Different
simulations of the algorithm on a real-case data set with strong
correlations between features show the increased classification
performance. Comparison is performed with a standard GA without
use of the correlation structure.
Abstract: According to the theory of capital structure, this paper uses principal component analysis and linear regression analysis to study the relationship between the debt characteristics of the private listed companies in Jiangsu Province and their business performance. The results show that the average debt ratio of the 29 private listed companies selected from the sample is lower. And it is found that for the sample whose debt ratio is lower than 80%, its debt ratio is negatively related to corporate performance, while for the sample whose debt ratio is beyond 80%, the relationship of debt financing and enterprise performance shows the different trends. The conclusions reflect the drawbacks may exist that the debt ratio is relatively low and having not take full advantage of debt governance effect of the private listed companies in Jiangsu Province.
Abstract: In this paper the development of a heat exchanger as a
pilot plant for educational purpose is discussed and the use of neural
network for controlling the process is being presented. The aim of the
study is to highlight the need of a specific Pseudo Random Binary
Sequence (PRBS) to excite a process under control. As the neural
network is a data driven technique, the method for data generation
plays an important role. In light of this a careful experimentation
procedure for data generation was crucial task. Heat exchange is a
complex process, which has a capacity and a time lag as process
elements. The proposed system is a typical pipe-in- pipe type heat
exchanger. The complexity of the system demands careful selection,
proper installation and commissioning. The temperature, flow, and
pressure sensors play a vital role in the control performance. The
final control element used is a pneumatically operated control valve.
While carrying out the experimentation on heat exchanger a welldrafted
procedure is followed giving utmost attention towards safety
of the system. The results obtained are encouraging and revealing
the fact that if the process details are known completely as far as
process parameters are concerned and utilities are well stabilized then
feedback systems are suitable, whereas neural network control
paradigm is useful for the processes with nonlinearity and less
knowledge about process. The implementation of NN control
reinforces the concepts of process control and NN control paradigm.
The result also underlined the importance of excitation signal
typically for that process. Data acquisition, processing, and
presentation in a typical format are the most important parameters
while validating the results.
Abstract: Time delay in bilateral teleoperation system was
introduced as a sufficient reason to make the system unstable or
certainly degrade the system performance. In this paper, simulations
and experimental results of implementing p-like control scheme,
under different ranges of variable time delay, will be presented to
verify a certain criteria, which guarantee the system stability and
position tracking. The system consists of two Phantom premium 1.5A
devices. One of them acts as a master and the other acts as a slave.
The study includes deriving the Phantom kinematic and dynamic
model, establishing the link between the two Phantoms over
Simulink in Matlab, and verifying the stability criteria with
simulations and real experiments.
Abstract: As current business environment is demanding a
constant adaptation of companies, the planning and strategic
management should be an ongoing and natural process in all kind of
organizations. The use of management and monitoring strategic
performance tools such as the Balanced Scorecard (BSC) have been
popular; even to Small and Medium-sized Enterprises. This paper
aims to investigate whether the BSC is being used in monitoring the
performance of small businesses, particularly in small fuel retailers
companies, which are competing in co-branding; and if not, it aims to
identify its strategic orientation in order to recommend a possible
strategy map for those managers that are willing to adopt this model
as an alternative to traditional ones for organizational performance
evaluation, which often focus only on evaluation of the
organizational financial performance.
Abstract: The scope of this research was to study the relation between the facial expressions of three lecturers in a real academic lecture theatre and the reactions of the students to those expressions. The first experiment aimed to investigate the effectiveness of a virtual lecturer-s expressions on the students- learning outcome in a virtual pedagogical environment. The second experiment studied the effectiveness of a single facial expression, i.e. the smile, on the students- performance. Both experiments involved virtual lectures, with virtual lecturers teaching real students. The results suggest that the students performed better by 86%, in the lectures where the lecturer performed facial expressions compared to the results of the lectures that did not use facial expressions. However, when simple or basic information was used, the facial expressions of the virtual lecturer had no substantial effect on the students- learning outcome. Finally, the appropriate use of smiles increased the interest of the students and consequently their performance.
Abstract: Emergence of smartphones brings to live the concept
of converged devices with the availability of web amenities. Such
trend also challenges the mobile devices manufactures and service
providers in many aspects, such as security on mobile phones,
complex and long time design flow, as well as higher development
cost. Among these aspects, security on mobile phones is getting more
and more attention. Microkernel based virtualization technology will
play a critical role in addressing these challenges and meeting mobile
market needs and preferences, since virtualization provides essential
isolation for security reasons and it allows multiple operating systems
to run on one processor accelerating development and cutting development
cost. However, virtualization benefits do not come for free.
As an additional software layer, it adds some inevitable virtualization
overhead to the system, which may decrease the system performance.
In this paper we evaluate and analyze the virtualization performance
cost of L4 microkernel based virtualization on a competitive mobile
phone by comparing the L4Linux, a para-virtualized Linux on top of
L4 microkernel, with the native Linux performance using lmbench
and a set of typical mobile phone applications.
Abstract: Corporate credit rating prediction using statistical and
artificial intelligence (AI) techniques has been one of the attractive
research topics in the literature. In recent years, multiclass
classification models such as artificial neural network (ANN) or
multiclass support vector machine (MSVM) have become a very
appealing machine learning approaches due to their good
performance. However, most of them have only focused on classifying
samples into nominal categories, thus the unique characteristic of the
credit rating - ordinality - has been seldom considered in their
approaches. This study proposes new types of ANN and MSVM
classifiers, which are named OMANN and OMSVM respectively.
OMANN and OMSVM are designed to extend binary ANN or SVM
classifiers by applying ordinal pairwise partitioning (OPP) strategy.
These models can handle ordinal multiple classes efficiently and
effectively. To validate the usefulness of these two models, we applied
them to the real-world bond rating case. We compared the results of
our models to those of conventional approaches. The experimental
results showed that our proposed models improve classification
accuracy in comparison to typical multiclass classification techniques
with the reduced computation resource.
Abstract: A lateral trench-gate power metal-oxide-semiconductor on 4H-SiC is proposed. The device consists of two separate trenches in which two gates are placed on both sides of P-body region resulting two parallel channels. Enhanced current conduction and reduced-surface-field effect in the structure provide substantial improvement in the device performance. Using two dimensional simulations, the performance of proposed device is evaluated and compare of with that of the conventional device for same cell pitch. It is demonstrated that the proposed structure provides two times higher output current, 11% decrease in threshold voltage, 70% improvement in transconductance, 70% reduction in specific ON-resistance, 52% increase in breakdown voltage, and nearly eight time improvement in figure-of-merit over the conventional device.
Abstract: Due to growing environmental concerns of the cement
industry, alternative cement technologies have become an area of
increasing interest. It is now believed that new binders are
indispensable for enhanced environmental and durability
performance. Self-compacting Geopolymer concrete is an innovative
method and improved way of concreting operation that does not
require vibration for placing it and is produced by complete
elimination of ordinary Portland cement.
This paper documents the assessment of the compressive strength
and workability characteristics of low-calcium fly ash based selfcompacting
geopolymer concrete. The essential workability
properties of the freshly prepared Self-compacting Geopolymer
concrete such as filling ability, passing ability and segregation
resistance were evaluated by using Slump flow, V-funnel, L-box and
J-ring test methods. The fundamental requirements of high
flowability and segregation resistance as specified by guidelines on
Self Compacting Concrete by EFNARC were satisfied. In addition,
compressive strength was determined and the test results are included
here. This paper also reports the effect of extra water, curing time and
curing temperature on the compressive strength of self-compacting
geopolymer concrete. The test results show that extra water in the
concrete mix plays a significant role. Also, longer curing time and
curing the concrete specimens at higher temperatures will result in
higher compressive strength.
Abstract: A subcarrier - spectral amplitude coding optical code
division multiple access system using the Khazani-Syed code with
Complementary subtraction detection technique is proposed. The
proposed system has been analyzed by taking into account the effects
of phase-induced intensity noise, shot noise, thermal noise and intermodulation
distortion noise. The performance of the system has been
compared with the spectral amplitude coding optical code division
multiple access system using the Hadamard code and the Modified
Quadratic Congruence code. The analysis shows that the proposed
system can eliminate the multiple access interference using the
Complementary subtraction detection technique, and hence improve
the overall system performance.
Abstract: Mobile learning (m-learning) is a new method in teaching and learning process which combines technology of mobile device with learning materials. It can enhance student's engagement in learning activities and facilitate them to access the learning materials at anytime and anywhere. In Kolej Poly-Tech Mara (KPTM), this method is seen as an important effort in teaching practice and to improve student learning performance. The aim of this paper is to discuss the development of m-learning application called Mobile EEF Learning System (MEEFLS) to be implemented for Electric and Electronic Fundamentals course using Flash, XML (Extensible Markup Language) and J2ME (Java 2 micro edition). System Development Life Cycle (SDLC) was used as an application development approach. It has three modules in this application such as notes or course material, exercises and video. MEELFS development is seen as a tool or a pilot test for m-learning in KPTM.
Abstract: Integration of process planning and scheduling
functions is necessary to achieve superior overall system
performance. This paper proposes a methodology for integration of
process planning and scheduling for prismatic component that can be
implemented in a company with existing departments. The developed
model considers technological constraints whereas available time for
machining in shop floor is the limiting factor to produce multiple
process plan (MPP). It takes advantage of MPP while guarantied the
fulfillment of the due dates via using overtime. This study has been
proposed to determinate machining parameters, tools, machine and
amount of over time within the minimum cost objective while
overtime is considered for this. At last the illustration shows that the
system performance is improved by as measured by cost and
compatible with due date.
Abstract: The advances in wireless communication have opened unlimited horizons but there are some challenges as well. The Nature derived air medium between MS (Mobile Station) and BS (Base Station) is beyond human control and produces channel impairment. The impact of the natural conditions at the air medium is the biggest issue in wireless communication. Natural conditions make reliability more cumbersome; here reliability refers to the efficient recovery of the lost or erroneous data. The SR-ARQ (Selective Repeat-Automatic Repeat Request) protocol is a de facto standard for any wireless technology at the air interface with its standard reliability features. Our focus in this research is on the reliability of the control or feedback signal of the SR-ARQ protocol. The proposed mechanism, RSR-ARQ (Reliable SR-ARQ) is an enhancement of the SR-ARQ protocol that has ensured the reliability of the control signals through channel impairment sensitive mechanism. We have modeled the system under two-state discrete time Markov Channel. The simulation results demonstrate the better recovery of the lost or erroneous data that will increase the overall system performance.
Abstract: Academic digital libraries emerged as a result of advances in computing and information systems technologies, and had been introduced in universities and to public. As results, moving in parallel with current technology in learning and researching environment indeed offers myriad of advantages especially to students and academicians, as well as researchers. This is due to dramatic changes in learning environment through the use of digital library system which giving spectacular impact on these societies- way of performing their study/research. This paper presents a survey of current criteria for evaluating academic digital libraries- performance. The goal is to discuss criteria being applied so far for academic digital libraries evaluation in the context of user-centered design. Although this paper does not comprehensively take into account all previous researches in evaluating academic digital libraries but at least it can be a guide in understanding the evaluation criteria being widely applied.
Abstract: A new method for color image segmentation using fuzzy logic is proposed in this paper. Our aim here is to automatically produce a fuzzy system for color classification and image segmentation with least number of rules and minimum error rate. Particle swarm optimization is a sub class of evolutionary algorithms that has been inspired from social behavior of fishes, bees, birds, etc, that live together in colonies. We use comprehensive learning particle swarm optimization (CLPSO) technique to find optimal fuzzy rules and membership functions because it discourages premature convergence. Here each particle of the swarm codes a set of fuzzy rules. During evolution, a population member tries to maximize a fitness criterion which is here high classification rate and small number of rules. Finally, particle with the highest fitness value is selected as the best set of fuzzy rules for image segmentation. Our results, using this method for soccer field image segmentation in Robocop contests shows 89% performance. Less computational load is needed when using this method compared with other methods like ANFIS, because it generates a smaller number of fuzzy rules. Large train dataset and its variety, makes the proposed method invariant to illumination noise