Abstract: This paper seeks to assess the implications of bank
consolidation on lending, which largely determine the survival and
performance of small and medium scale enterprises and in turn the
development of the Nigerian economy. Ordinary least square
technique, correlation matrix test and Granger –causality test were
employed to measure the extent to which lending to small and
medium scale enterprises were influenced. The result showed that
bank deposit (BD) impacted on lending to small and medium scale
enterprises. Commercial and merchant bank lending rate had
statistically insignificant effect on the dependent variable. There is a
shift of focus by commercial banks from small and medium scale
enterprises (small customers) to major investors (big customers).
While micro finance banks work hard at providing funds to small and
medium scale entrepreneurs, their capacity to meet the needs of these
entrepreneurs is constrained. The capital and deposits of micro
finance bank should be boosted in order to effectively support small
and medium scale enterprises through loans.
Abstract: Drought is one of the most serious problems posing a
grave threat to cereals production including maize. Maize
improvement in drought-stress tolerance poses a great challenge as
the global need for food and bio-energy increases. Thus, the current
study was planned to explore the variations and determine the
performance of target traits of maize hybrids at grain growth stage
under drought conditions during 2014 under Adana, Mediterranean
climate conditions, Turkey. Maize hybrids (Sancia, Indaco,
71May69, Aaccel, Calgary, 70May82, 72May80) were evaluated
under (irrigated and water stress). Results revealed that, grain yield
and yield traits had a negative effects because of water stress
conditions compared with the normal irrigation. As well as, based on
the result under normal irrigation, the maximum biological yield and
harvest index were recorded. According to the differences among
hybrids were found that, significant differences were observed among
hybrids with respect to yield and yield traits under current research. Based on the results, grain weight had more effect on grain yield
than grain number during grain filling growth stage under water
stress conditions. In this concern, according to low drought
susceptibility index (less grain yield losses), the hybrid (Indaco) was
more stable in grain number and grain weight. Consequently, it may
be concluded that this hybrid would be recommended for use in the
future breeding programs for production of drought tolerant hybrids.
Abstract: This paper presents the modeling approach in SBO
sequence for VVER 1000 reactors and describes the reactor core
behavior at late in-vessel phase in case of late reflooding by HPIS
and gives preliminary results for the ASTECv2 validation. The work
is focused on investigation of plant behavior during total loss of
power and the operator actions. The main goal of these analyses is to
assess the phenomena arising during the Station blackout (SBO)
followed by primary side high pressure injection system (HPIS)
reflooding of already damaged reactor core at very late “in-vessel”
phase. The purpose of the analyses is to define how the later HPIS
switching on can delay the time of vessel failure or possibly avoid
vessel failure. The times for HPP injection were chosen based on
previously performed investigations.
Abstract: Tamil handwritten document is taken as a key source
of data to identify the writer. Tamil is a classical language which has
247 characters include compound characters, consonants, vowels and
special character. Most characters of Tamil are multifaceted in
nature. Handwriting is a unique feature of an individual. Writer may
change their handwritings according to their frame of mind and this
place a risky challenge in identifying the writer. A new
discriminative model with pooled features of handwriting is proposed
and implemented using support vector machine. It has been reported
on 100% of prediction accuracy by RBF and polynomial kernel based
classification model.
Abstract: Oxygen Reduction Reaction (ORR) performance of
iron and nitrogen co-doped porous carbon nanoparticles (Fe-NPC)
with various physical and (electro) chemical properties have been
investigated. Fe-NPC nanoparticles are synthesized via a facile
soft-templating procedure by using Iron (III) chloride hexa-hydrate as
iron precursor and aminophenol-formaldehyde resin as both carbon
and nitrogen precursor. Fe-NPC nanoparticles shows high surface area
(443.83 m2g-1), high pore volume (0.52 m3g-1), narrow mesopore size
distribution (ca. 3.8 nm), high conductivity (IG/ID=1.04), high kinetic
limiting current (11.71 mAcm-2) and more positive onset potential
(-0.106 V) compared to metal-free NPC nanoparticles (-0.295V)
which make it high efficient ORR metal-free catalysts in alkaline
solution. This study may pave the way of feasibly designing iron and
nitrogen containing carbon materials (Fe-N-C) for highly efficient
oxygen reduction electro-catalysis.
Abstract: One of the most important challenging factors in
medical images is nominated as noise. Image denoising refers to the
improvement of a digital medical image that has been infected by
Additive White Gaussian Noise (AWGN). The digital medical image
or video can be affected by different types of noises. They are
impulse noise, Poisson noise and AWGN. Computed tomography
(CT) images are subjects to low quality due to the noise. Quality of
CT images is dependent on absorbed dose to patients directly in such
a way that increase in absorbed radiation, consequently absorbed
dose to patients (ADP), enhances the CT images quality. In this
manner, noise reduction techniques on purpose of images quality
enhancement exposing no excess radiation to patients is one the
challenging problems for CT images processing. In this work, noise
reduction in CT images was performed using two different
directional 2 dimensional (2D) transformations; i.e., Curvelet and
Contourlet and Discrete Wavelet Transform (DWT) thresholding
methods of BayesShrink and AdaptShrink, compared to each other
and we proposed a new threshold in wavelet domain for not only
noise reduction but also edge retaining, consequently the proposed
method retains the modified coefficients significantly that result good
visual quality. Data evaluations were accomplished by using two
criterions; namely, peak signal to noise ratio (PSNR) and Structure
similarity (Ssim).
Abstract: This paper describes how to dimension the electric
components of a 48V hybrid system considering real customer use.
Furthermore, it provides information about savings in energy and
CO2 emissions by a customer-tailored 48V hybrid. Based on measured customer profiles, the electric units such as the
electric motor and the energy storage are dimensioned. Furthermore,
the CO2 reduction potential in real customer use is determined
compared to conventional vehicles. Finally, investigations are carried
out to specify the topology design and preliminary considerations in
order to hybridize a conventional vehicle with a 48V hybrid system.
The emission model results from an empiric approach also taking into
account the effects of engine dynamics on emissions. We analyzed
transient engine emissions during representative customer driving
profiles and created emission meta models. The investigation showed
a significant difference in emissions when simulating realistic
customer driving profiles using the created verified meta models
compared to static approaches which are commonly used for vehicle
simulation.
Abstract: Ultraviolet photocatalytic oxidation (UV-PCO)
technology has been recommended as a green approach to health
indoor environment when it is integrated into mechanical ventilation
systems for inorganic and organic compounds removal as well as
energy saving due to less outdoor air intakes. Although much research
has been devoted to UV-PCO, limited information is available on the
UV-PCO behavior tested by the mixtures in literature. This project
investigated UV-PCO performance and by-product generation using a
single and a mixture of acetone and MEK at 100 ppb each in a
single-pass duct system in an effort to obtain knowledge associated
with competitive photochemical reactions involved in. The
experiments were performed at 20 % RH, 22 °C, and a gas flow rate of
128 m3/h (75 cfm). Results show that acetone and MEK mutually
reduced each other’s PCO removal efficiency, particularly negative
removal efficiency for acetone. These findings were different from
previous observation of facilitatory effects on the adsorption of
acetone and MEK on photocatalyst surfaces.
Abstract: In Automotive Industry, sliding door systems that are
also used as body closures are safety members. Extreme product tests
are realized to prevent failures in design process, but these tests
realized experimentally result in high costs. Finite element analysis is
an effective tool used for design process. These analyses are used
before production of prototype for validation of design according to
customer requirement. In result of this, substantial amount of time
and cost is saved. Finite element model is created for geometries that are designed in
3D CAD programs. Different element types as bar, shell and solid,
can be used for creating mesh model. Cheaper model can be created
by selection of element type, but combination of element type that
was used in model, number and geometry of element and degrees of
freedom affects the analysis result. Sliding door system is a good
example which used these methods for this study. Structural analysis
was realized for sliding door mechanism by using FE models. As
well, physical tests that have same boundary conditions with FE
models were realized. Comparison study for these element types,
were done regarding test and analyses results then optimum
combination was achieved.
Abstract: One of the fundamental characteristics of Information
and Communication Technology (ICT) has been the ever-changing
nature of continuous release and models of ICTs with its impact on
the academic, social, and psychological benefits of its introduction in
schools. However, there seems to be a growing concern about its
negative impact on students when introduced early in schools for
teaching and learning. This study aims to design a model of child
development factors affecting the early introduction of ICTs in
schools in an attempt to improve the understanding of child
development and introduction of ICTs in schools. The proposed
model is based on a sound theoretical framework. It was designed
following a literature review of child development theories and child
development factors. The child development theoretical framework
that fitted to the best of all child development factors was then chosen
as the basis for the proposed model. This study hence found that the
Jean Piaget cognitive developmental theory is the most adequate
theoretical frameworks for modeling child development factors for
ICT introduction in schools.
Abstract: Damaturu is the capital of Yobe State in northeastern
Nigeria where civic amenities and facilities are not adequate even
after 24 years of its existence. The volatile security and political
situations are most significant causes for the same. The basic facility
for the citizens in terms of drinking water and electricity are not
available. For the drinking water, they have to rely on personal
boreholes or the filtered borehole waters available in packaged
sachets in market. The present study is concerned with environmental
impact of indiscriminate disposal of drinking synthetic polythene
water sachets in Damaturu. The sachet water is popularly called as
“pure water”, but its purity is questionable. Increased production and
consumption of sachet water has led to indiscriminate dumping and
disposal of empty sachets leading to serious environmental threat.
The evidence of this is seen for sachets littering the streets and the
drainages blocked by ‘blocks’ of water sachet waste. Sachet water
gained much popularity in Nigeria because the product is convenient
for use, affordable and economically viable. The present study aims
to find out the solution to this environmental problem. The fieldbased
study has found some significant factors that cause
environmental and socio economic effect due to this. Some
recommendations have been made based on research findings
regarding sustainable waste management, recycling and re-use of the
non-biodegradable products in society.
Abstract: E-retailing is the sale of goods online that takes place
over the Internet. The Internet has shrunk the entire World. World eretailing
is growing at an exponential rate in the Americas, Europe
and Asia. However, e-retailing costs require expensive investment,
such as hardware, software, and security systems. Cloud computing
technology is internet-based computing for the management and
delivery of applications and services. Cloud-based e-retailing
application models allow enterprises to lower their costs with their
effective implementation of e-retailing activities. In this paper, we
describe the concept of cloud computing and present the architecture
of cloud computing, combining the features of e-retailing. In
addition, we propose a strategy for implementing cloud computing
with e-retailing. Finally, we explain the benefits from the
architecture.
Abstract: In this study, failure analysis of pipe system at a micro
hydroelectric power plant is investigated. Failure occurred at the pipe
system in the powerhouse during shut down operation of the water
flow by a valve. This locking had caused a sudden shock wave, also
called “Water-hammer effect”, resulting in noise and inside pressure
increase. After visual investigation of the effect of the shock wave on
the system, a circumference crack was observed at the pipe flange
weld region. To establish the reason for crack formation, calculations
of pressure and stress values at pipe, flange and welding seams were
carried out and concluded that safety factor was high (2.2), indicating
that no faulty design existed. By further analysis, pipe system and
hydroelectric power plant was examined. After observations it is
determined that the plant did not include a ventilation nozzle (air
trap), that prevents the system of sudden pressure increase inside the
pipes which is caused by water-hammer effect. Analyses were carried
out to identify the influence of water-hammer effect on inside
pressure increase and it was concluded that, according Jowkowsky’s
equation, shut down time is effective on inside pressure increase. The
valve closing time was uncertain but by a shut down time of even one
minute, inside pressure would increase by 7.6 bar (working pressure
was 34.6 bar). Detailed investigations were also carried out on the
assembly of the pipe-flange system by considering technical
drawings. It was concluded that the pipe-flange system was not
installed according to the instructions. Two of five weld seams were
not applied and one weld was carried out faulty. This incorrect and
inadequate weld seams resulted in; insufficient connection of the pipe
to the flange constituting a strong notch effect at weld seam regions,
increase in stress values and the decrease of strength and safety
factor.
Abstract: Nitrification is essential to biological processes
designed to remove ammonia and/or total nitrogen. It removes excess
nitrogenous compound in wastewater which could be very toxic to
the aquatic fauna or cause serious imbalance of such aquatic
ecosystem. Efficient nitrification is linked to an in-depth knowledge
of the structure and dynamics of the nitrifying community structure
within the wastewater treatment systems. In this study, molecular
technique was employed for characterizing the microbial structure of
activated sludge [ammonia oxidizing bacteria (AOB) and nitrite
oxidizing bacteria (NOB)] in a municipal wastewater treatment with
intention of linking it to the plant efficiency. PCR based phylogenetic
analysis was also carried out. The average operating and
environmental parameters as well as specific nitrification rate of plant
was investigated during the study. During the investigation the average temperature was 23±1.5oC.
Other operational parameters such as mixed liquor suspended solids
and chemical oxygen demand inversely correlated with ammonia
removal. The dissolved oxygen level in the plant was constantly
lower than the optimum (between 0.24 and 1.267 mg/l) during this
study. The plant was treating wastewater with influent ammonia
concentration of 31.69 and 24.47 mg/L. The influent flow rates
(ML/Day) was 96.81 during period. The dominant nitrifiers include:
Nitrosomonas spp. Nitrobacter spp. and Nitrospira spp. The AOB
had correlation with nitrification efficiency and temperature. This
study shows that the specific ammonia oxidizing rate and the specific
nitrate formation rates can serve as good indicator of the plant overall
nitrification performance.
Abstract: This paper discusses the general methods to saturation
in the steady-state, two axis (d & q) frame models of synchronous
machines. In particular, the important role of the magnetic coupling
between the d-q axes (cross-magnetizing phenomenon), is
demonstrated. For that purpose, distinct methods of saturation
modeling of dumper synchronous machine with cross-saturation are
identified, and detailed models synthesis in d-q axes. A number of
models are given in the final developed form. The procedure and the
novel models are verified by a critical application to prove the
validity of the method and the equivalence between all developed
models is reported. Advantages of some of the models over the
existing ones and their applicability are discussed.
Abstract: This paper addresses minimizing the makespan of the
distributed permutation flow shop scheduling problem. In this
problem, there are several parallel identical factories or flowshops
each with series of similar machines. Each job should be allocated to
one of the factories and all of the operations of the jobs should be
performed in the allocated factory. This problem has recently gained
attention and due to NP-Hard nature of the problem, metaheuristic
algorithms have been proposed to tackle it. Majority of the proposed
algorithms require large computational time which is the main
drawback. In this study, a general variable neighborhood search
algorithm (GVNS) is proposed where several time-saving schemes
have been incorporated into it. Also, the GVNS uses the sophisticated
method to change the shaking procedure or perturbation depending
on the progress of the incumbent solution to prevent stagnation of the
search. The performance of the proposed algorithm is compared to
the state-of-the-art algorithms based on standard benchmark
instances.
Abstract: Sweden has succeeded to maintain a high level of
growth and development and has managed to sustain highly ranked
position among the world’s developed countries. In this regard,
Swedish universities are playing a vital role in supporting innovation
and entrepreneurship at all levels and developing Swedish knowledge
economy. This paper is aiming to draw on the experiences of two leading
Swedish universities, addressing their transformation approach to
create entrepreneurial universities and fulfilling their objectives in the
era of knowledge economy. The objectives of the paper include: 1) Introducing the Swedish
higher education and its characteristics. 2) Examining the
infrastructure elements for innovation and Entrepreneurship at two of
the Swedish entrepreneurial universities. 3) Addressing the key
aspects of support systems in the initiatives of both Chalmers and
Gothenburg universities to support innovation and advance
entrepreneurial practices. The paper will contribute to two discourses: 1) Examining the
relationship between support systems for innovation and
entrepreneurship and the Universities’ policies and practices. 2)
Lessons for University leaders to assist the development and
implementation of effective innovation and entrepreneurship policies
and practices.
Abstract: Hollow section for bridge columns has some
advantages. However, current seismic design codes do not provide
design regulations for hollow bridge piers. There have been many
experimental studied for hollow reinforced concrete piers in the world.
But, Study for hollow section for bridge piers in Korea has been begun
with approximately 2000s. There has been conducted experimental
study for hollow piers of flexural controlled sections by Yeungnam
University, Sung kyunkwan University, Korea Expressway
Corporation in 2009. This study concluded that flexural controlled
sections for hollow piers showed the similar behavior to solid sections.
And there have been conducted experimental study for hollow piers of
compression controlled sections by Yeungnam University, Korea
Institute of Construction Technology in 2012. This study concluded
that compression controlled sections for hollow piers showed
compression fracture of concrete in inside wall face. Samsung
Construction & Trading Corporation has been conducted study with
Yeungnam University for reduce the quantity of reinforcement details
about hollow piers. Reduce the quantity of reinforcement details are
triangular cross tie. This study concluded that triangular reinforcement
details showed the similar behavior as compared with existing
reinforcement details.
Abstract: This study aims to increase understanding of the
transition of business models in servitization. The significance of
service in all business has increased dramatically during the past
decades. Service-dominant logic (SDL) describes this change in the
economy and questions the goods-dominant logic on which business
has primarily been based in the past. A business model canvas is one
of the most cited and used tools in defining end developing business
models. The starting point of this paper lies in the notion that the
traditional business model canvas is inherently goods-oriented and
best suits for product-based business. However, the basic differences
between goods and services necessitate changes in business model
representations when proceeding in servitization. Therefore, new
knowledge is needed on how the conception of business model and
the business model canvas as its representation should be altered in
servitized firms in order to better serve business developers and interfirm
co-creation. That is to say, compared to products, services are
intangible and they are co-produced between the supplier and the
customer. Value is always co-created in interaction between a
supplier and a customer, and customer experience primarily depends
on how well the interaction succeeds between the actors. The role of
service experience is even stronger in service business compared to
product business, as services are co-produced with the customer. This paper provides business model developers with a service
business model canvas, which takes into account the intangible,
interactive, and relational nature of service. The study employs a
design science approach that contributes to theory development via
design artifacts. This study utilizes qualitative data gathered in
workshops with ten companies from various industries. In particular,
key differences between Goods-dominant logic (GDL) and SDLbased
business models are identified when an industrial firm
proceeds in servitization. As the result of the study, an updated version of the business
model canvas is provided based on service-dominant logic. The
service business model canvas ensures a stronger customer focus and
includes aspects salient for services, such as interaction between
companies, service co-production, and customer experience. It can be
used for the analysis and development of a current service business
model of a company or for designing a new business model. It
facilitates customer-focused new service design and service
development. It aids in the identification of development needs, and
facilitates the creation of a common view of the business model.
Therefore, the service business model canvas can be regarded as a
boundary object, which facilitates the creation of a common
understanding of the business model between several actors involved.
The study contributes to the business model and service business
development disciplines by providing a managerial tool for
practitioners in service development. It also provides research insight
into how servitization challenges companies’ business models.
Abstract: This paper aims to study the heat transfer and fluid
flow characteristics of nanofluids used in spray cooling systems. The
effect of spray height, type of nanofluids and concentration of
nanofluids are numerically investigated. Five different nanofluids
such as AgH2O, Al2O3, CuO, SiO2 and TiO2 with volume fraction
range of 0.5% to 2.5% are used. The results revealed that the heat
transfer performance decreases as spray height increases. It is found
that TiO2 has the highest transfer coefficient among other nanofluids.
In dilute spray conditions, low concentration of nanofluids is
observed to be more effective in heat removal in a spray cooling
system.