Abstract: This paper elaborates risk shifting in debt financing system as the ultimate cause of the global financial crisis. In contrast, risk sharing in equity financing like sukuk helps the economic system to be better sustained. Nevertheless, some types of sukuk are haunted by the issue of imitation with bonds. The critics on the imitation issue not only have raised doubt on the ability of sukuk to diminish risk shifting behavior but also the ability of this Islamic financial instrument to ensure better future financial stability. Through that, this paper provides discussion on the possibility of sukuk to induce risk shifting and how equity financing may help sukuk to be free from risk shifting. This paper is important in the sense that sukuk receives a significant demand from investors throughout the world. For this instrument to be supportive in the future economic stability, the issue of imitation needs to be identified and addressed. Furthermore, critics cannot be focused on debts and its ability to gauge the financial flux but also to sukuk due to their structures similarity.
Abstract: This paper started with the definitions of literature,
Arabic literature, transformation and went further to highlight the
components of educational transformation. The general history of
Arabic literature was discussed with focus on how it undergoes some
transformations from pre-Islamic period through Quranic era,
Abbasid literature to renaissance period in which the modernization
of Arabic literature started in Egypt. It also traces the spread of
Arabic literature in Nigeria from the pre-colonial era during the
Kanuri rulers to Jihad of Usman Dan Fodio and the development of
literature which manifested to the Teacher’s Colleges and Bayero
University in Northern Nigeria. Also, the establishment of primary
and post-primary schools by Muslim organizations in many cities and
towns of the Western part of Nigeria. Literary criticism was also
discussed in line with Arabic literature. Poetry work of eminent poets
were cited to show its importance in line with educational
transformation in Nigerian literature and lessons from the cited
Arabic poetry works were also highlighted to include: motivation to
behave well and to tolerate others, better spirits of interaction, love
and co-existence among different sexes, religion etc. All these can
help in developing a better educational transformation in Nigeria
which can in turn help in how to conduct researches for national
development. The paper recommended compulsory Arabic literature
at all levels of the nations’ educational system as well as publication
of Arabic books and journals to encourage peace in this era of
conflicts and further transform Nigeria’s educational system for
better.
Abstract: The Flexible AC Transmission System (FACTS)
technology is a new advanced solution that increases the reliability
and provides more flexibility, controllability, and stability of a power
system. The Unified Power Flow Controller (UPFC), as the most
versatile FACTS device for regulating power flow, is able to control
respectively transmission line real power, reactive power, and node
voltage. The main purpose of this paper is to analyze the effect of the
UPFC on the load flow, the power losses, and the voltage stability
using NEPLAN software modules, Newton-Raphson load flow is
used for the power flow analysis and the modal analysis is used for
the study of the voltage stability. The simulation was carried out on
the IEEE 14-bus test system.
Abstract: One of prevailing modes of finance in emerging
Islamic banking system is Murabah’a. It means a financial dealing or
transaction in which seller tells cost of the goods to be sold to buyer.
Otherwise, the transaction would become invalid. In this mainstream,
import Murabah’a transaction is divergent in such a way that the cost
is not recognized and identified due to execution of import
transaction in foreign currency i.e. US Dollar and the next transaction
of Murabaha’a with the client is executed in local currency. Since this
transaction is executed in dual currency i.e. bank pays supplier in
foreign currency and executes Murabah’a with its client in local
currency and it is not allowed in according to Islamic Injunctions as
mentioned in hadith narrated by Hazrat Ibn-e-Umar (May Allah be
pleased with them) used to sell his camels with Dirhams and take
dinars instead and vice versa. Upon revealing before the Prophet
(Peace be upon him), he was advised that it must not be contingent in
the agreement and the ready rate would be applied and possession of
one of the consideration is compulsory. The solution in this regard is
that the import Murabah’a transaction should be in single currency
However, other currency can be paid in payment at the time of
payment in a very indispensable situation provided that ready rate
would be applied. Moreover, some of other solutions have also been
given in this regard.
Abstract: Currently, there are few user friendly Weigh-in-
Motion (WIM) data analysis softwares available which can produce
traffic input data for the recently developed AASHTOWare pavement
Mechanistic-Empirical (ME) design software. However, these
softwares have only rudimentary Quality Control (QC) processes.
Therefore, they cannot properly deal with erroneous WIM data. As
the pavement performance is highly sensible to the quality of WIM
data, it is highly recommended to use more refined QC process on
raw WIM data to get a good result. This study develops a userfriendly
software, which can produce traffic input for the ME design
software. This software takes the raw data (Class and Weight data)
collected from the WIM station and processes it with a sophisticated
QC procedure. Traffic data such as traffic volume, traffic distribution,
axle load spectra, etc. can be obtained from this software; which can
directly be used in the ME design software.
Abstract: This study investigates how the site specific traffic
data differs from the Mechanistic Empirical Pavement Design
Software default values. Two Weigh-in-Motion (WIM) stations were
installed in Interstate-40 (I-40) and Interstate-25 (I-25) to developed
site specific data. A computer program named WIM Data Analysis
Software (WIMDAS) was developed using Microsoft C-Sharp (.Net)
for quality checking and processing of raw WIM data. A complete
year data from November 2013 to October 2014 was analyzed using
the developed WIM Data Analysis Program. After that, the vehicle
class distribution, directional distribution, lane distribution, monthly
adjustment factor, hourly distribution, axle load spectra, average
number of axle per vehicle, axle spacing, lateral wander distribution,
and wheelbase distribution were calculated. Then a comparative
study was done between measured data and AASHTOWare default
values. It was found that the measured general traffic inputs for I-40
and I-25 significantly differ from the default values.
Abstract: Coal fly ash, an industrial by product of coal
combustion thermal power plants is considered as a hazardous
material and its improper disposal has become an environmental
issue. On the other hand, manufacturing conventional clay bricks
involves on consumption of large amount of clay and leads
substantial depletion of topsoil. This paper unveils the possibility of
using fly ash as a partial replacement of clay for brick manufacturing
considering the local technology practiced in Bangladesh. The effect
of fly ash with different replacing ratio (0%, 20%, 30%, 40%, and
50% by volume) of clay on properties of bricks was studied. Bricks
were made in the field parallel to ordinary bricks marked with
specific number for different percentage to identify them at time of
testing. No physical distortion is observed in fly ash brick after
burning in the kiln. Results from laboratory test show that
compressive strength of brick is decreased with the increase of fly
ash and maximum compressive strength is found to be 19.6 MPa at
20% of fly ash. In addition, water absorption of fly ash brick is
increased with the increase of fly ash. The abrasion value and
Specific gravity of coarse aggregate prepared from brick with fly ash
also studied and the results of this study suggests that 20% fly ash
can be considered as the optimum fly ash content for producing good
quality bricks utilizing present practiced technology.
Abstract: Economic development and growth are significantly
linked to the consistent and sustainable sector of small and medium
enterprises (SMEs). Banks are the frontrunners in financing and
advising SMEs. The main objective of the study is to assess the
tendency of SMEs to use the Islamic bank. Model was developed
using quantitative method with a hypothetical-deductive testing
approach. Model (N = 364) used primary data on the tendency of
SMEs to use Islamic banks gathered from questionnaire. It is found
by Mann-Whitney test that the tendency to use Islamic bank varies
between those firms which consider formal financing with the ones
relying on informal financing with the latter tends more to use
Islamic bank. This study can serve academic researchers, policy
makers, and developing countries as a model of SMEs’ desirability to
Islamic banking.
Abstract: The paper aims at investigating the effect of number
of story on different structural components of reinforced concrete
building due to gravity and lateral loading. For the study, three
building models having same building plan of three, six and nine
stories are analyzed and designed using software package. All the
buildings are residential and are located in Dhaka city of Bangladesh.
Lateral load including wind and earthquake loading are applied to the
building along both longitudinal and transverse direction as per
Bangladesh National Building Code (BNBC, 2006). Equivalent static
force method is followed for the applied seismic loading. The present
study investigates as well as compares mainly total steel requirement
in different structural components for those buildings. It has been
found that total longitudinal steel requirement for beams at each floor
is 48.57% for three storied building, 61.36% for six storied building
when the total percentage is taken as 100% in case of nine storied
building. For an exterior column, the steel ratio is 2.1%, 3.06%,
4.55% for three, six and nine storied building respectively for the first
three floors. In addition, it has been noted that total weight of
longitudinal reinforcement of an interior column is 14.02 % for threestoried
building and 43.12% for six storied building when the total
reinforcement is considered 100% for nine storied building for the
first three floors.
Abstract: The influence of Islam on arts can be found primarily
in calligraphy, arabesque designs and architecture. Also, geometric
designs were used quite extensively. Muslim craftsmen produced
stunning designs based on simple geometric principles and traditional
motifs which were used to decorate many surfaces. The idea of
interlacing simple rectilinear lines to form the patterns impressed
Arabs. Nomads of Persia, Turks and Mongols were equally
impressed with the designs so they begin to use them in their homes
in carpet weaving. Islamic designs, motifs and colours which were
used became common place and served to influence people’s tastes.
Modern life style and contemporary products have changed the style
of people’s daily lives, however, people still long for the nomadic
way of life. This is clearly reflected in people’s homes. In a great
many Muslim homes, Islamic decorative motifs can be seen along
with traditional ‘Bedouin’ style furnishing, especially in homes of the
Arabian Peninsula.
Abstract: This paper illustrates the background of various
concepts, approaches, terminologies used to describe the basic
framework of an Islamic Hotel Room design. This paper reviews the
theoretical views in establishing a suitable and optimum environment
for Muslim as well as non-Muslim guests in hotel rooms while
according to shariah. It involves a few research methodologies that
requires the researcher to study on a few characteristics needed to
create more efficient rooms in terms of social interaction, economic
growth and other tolerable elements. This paper intends on revealing
the elements that are vital and may contribute for hotels in achieving
a more conclusive research on space planning for hotel rooms
focusing on the shariah and Muslim guests. Malaysia is an Islamic
country and has billion of tourists coming over for business and
recreational purposes. Therefore, having a righteous environment that
best suit this target user is important in terms of generating the
economy as well as providing a better understanding to the
community on the benefits of applying these qualities in a
conventional resort design.
Abstract: Salinity is one of the major factors limiting crop
production in an arid environment. Despite its global importance
soybean production suffer the problems of salinity stress causing
damages at plant development. So it is implacable to either search for
salinity enhancement of soybean plants. Therefore, in the current
study we try to clarify the mechanism that might be involved in the
ameliorating effects of osmo-protectants such as proline and glycine
betaine as well as, compost application on soybean plants grown
under salinity stress. The experiment was conducted under
greenhouse conditions at the Graduate School of Biosphere Science
Laboratory of Hiroshima University, Japan in 2011. The experiment
was designed as a spilt-split plot based on randomized complete
block design with four replications. The treatments could be
summarized as follows; (i) salinity concentrations (0 and 15 mM), (ii)
compost treatments (0 and 24 t ha-1) and (iii) the exogenous, proline
and glycine betaine concentrations (0 mM and 25 mM) for each.
Results indicated that salinity stress induced reduction in growth and
physiological aspects (dry weight per plant, chlorophyll content, N
and K+ content) of soybean plant compared with those of the
unstressed plants. On the other hand, salinity stress led to increases in
the electrolyte leakage ratio, Na and proline contents. Special
attention was paid to, the tolerance against salt stress was observed,
the improvement of salt tolerance resulted from proline, glycine
betaine and compost were accompanied with improved K+, and
proline accumulation. While, significantly decreased electrolyte
leakage ratio and Na+ content. These results clearly demonstrate that
harmful effect of salinity could reduce on growth aspects of soybean.
Consequently, exogenous osmoprotectants combine with compost
will effectively solve seasonal salinity stress problem and are a good
strategy to increase salinity resistance of soybean in the drylands.
Abstract: This paper describes the development of a boundary
fitted nested grid (BFNG) model to compute tsunami propagation of
2004 Indonesian tsunami in Southern Thailand coastal waters. We
develop a numerical model employing the shallow water nested
model and an orthogonal boundary fitted grid to investigate the
tsunami impact on the Southern Thailand due to the Indonesian
tsunami of 2004. Comparisons of water surface elevation obtained
from numerical simulations and field measurements are made.
Abstract: Today architecture has become as a powerful media
for introducing cultures to the world, which in turn brings about a
change in the global insight, power gaining, investment, and
development. Islamic architecture is based on the language of Koran
and shows the depth and richness of Islam through the spiritual soul.
This is in a way that belief in monotheism and faith in Islamic
teachings are manifested as Islam's aesthetic thought in Islamic
architecture. Unfortunately, Islamic architecture has been damaged a
lot due to the lack of the necessary information, and also successive
wars that have overtaken the Moslems as well as the dominance of
colonizing counties.
Islamic architecture is rooted in the history, culture and
civilization of Moslems, but its deficiencies and shortcomings should
be removed through systematizing the Islamic architecture
researchers. Islamic countries should act in a way that the art of
Islamic architecture shows its true place in different architecture eras
and makes everybody aware that Islamic architecture has a historical
root and is connected eternally to the genuineness, religious art, and
Moslems' culture and civilization.
Abstract: Reticence is a prominent and complex phenomenon
which occurs in foreign language classrooms and influences students’
oral passivity. The present study investigated the extent in which
students experience reticence in the EFL classrooms and explored the
underlying factors triggering reticence. The participants were 104
Iranian freshmen undergraduate male and female EFL students, who
enrolled in listening and speaking courses, all majoring in English
studying at Islamic Azad University Isfahan (Khorasgan) Branch and
University of Isfahan, Isfahan, Iran. To collect the data, the Reticence
Scale-12 (RS-12) questionnaire which measures the level of reticence
consisting of six dimensions (anxiety, knowledge, timing,
organization, skills, and memory) was administered to the
participants. The statistical analyses showed that the reticent level
was high among the Iranian EFL undergraduate students, and their
major problems were feelings of anxiety and delivery skills.
Moreover, the results revealed that factors such as low English
proficiency, the teaching method, and lack of confidence contributed
to the students’ reticence in Iranian EFL classrooms. It can be
implied that language teachers’ awareness of learners’ reticence can
help them choose more appropriate activities and provide a friendly
environment enhancing hopefully more effective participation of EFL
learners. The findings can have implications for EFL teachers,
learners and policy makers.
Abstract: In this study, one of the tools of Islamic financing
known as “Sukuk” a non-interest bearing investment which has
started to be implemented in Turkey and the world as a whole is
discussed. In order to increase the vitality and efficiency of the
economy, by taking lessons from the recent economic crisis new
developments in the banking and investment sector are being
expanded. The purpose of all investors is to obtain more revenue
through the use of capital. The inability of traditional investment
tools to meet the expectations of investors and the interest based
financial system where one investor benefits at the expense of
another there has been the need for a different, reliable and noninterest
bearing financial market that is consistent with the Islamic
rule. As a result an alternative and more reliable interest free
financing tool “Sukuk” rental certificates covering people who are
sensitive to Islamic rules, appeal to all segments, hidden remaining
capital that contributes to the economy, reduce disparities in income
distribution, common risk sharing system of profit and loss sharing
has emerged. Today, for the structural countries by examining the
state of the world market economy the applicability, enactment and
future issues associated with this attractive kind of Islamic finance
namely the “Sukuk” market has been explained.
Abstract: The concept of national security in Iran is a
permanently effective factor in acceptance or rejection of many
international obligations. These obligations had been defined
according to the type of legislation of Iran in many aspects.
Therefore, there are several treaties at international level which
requires Iran’s security to come in contact with obligations in these
treaties in a way that an obstacle to join to them and their passage in
parliament. This issue is a typical category which every country pays
attention to be accepted in treaties or to include their national
security in that treaties and also they can see the related treaties from
this perspective, but this issue that 'what is the concept of Iran’s
national security', and 'To what extent it is changed in recent years,
especially after Islamic Revolution' are important issues that can be
criticized. Thus, this study is trying to assess singed treaties from the
perspective of Iran’s national security according of the true meaning
of treaty and to investigate how the international treaties may be in
conflict with Iran’s national security.
Abstract: Family is a basic unit of the society and the main
source of human development. The initial aim of the family is
psychological and social support of its members and has special
developmental stages. Researches show the families who have less
cohesion, have more conflicts and maladjustments and the members
of such families are not able to communicate effectively. Family is a
system in which any inter communication is related to child rearing
patterns and can affect it. Even the child rearing styles in childhood
can determine the family communications in adulthood. Therefore,
the aim of the present research was to examine the relationship
between child-rearing styles including authoritative, authoritarian and
permissive with dimensions of family communication patterns
including the conversation and conformity. The research design was a
correlational and the population consisted of the psychology students
of Roudehen Islamic Azad University who were studying in
academic year 2013-2014. A sample of 324 students was selected
randomly from the population. The research tools were the Baumrind
Child-rearing Questionnaires and Family Communication
Patterns Inventory, The Revised Scale of Koerner and Fitzpatrick.
The result was as below: (a) there was a positive and significant
relationship between conversation orientation and authoritative style.
(b) There was no significant relationship between conversation
orientation and other child-rearing styles. (c) There was a negative
significant relationship between conformity orientation and
authoritative style. (d) There was a positive significant relationship
between conformity orientation with authoritarian and permissive
styles. (e) There was a significant relationship between 3 dimensions
of child-rearing and communication patterns.
Abstract: In this research numerical simulations are performed,
using the multi-relaxation-time lattice Boltzmann method, in the
range 3 ≤ β = w[d] ≤ 30 at Re = 100, 200 and 300, where β the
blockage ratio, w is the equispaced distance between centers of
cylinders, d is the diameter of the cylinder and Re is the Reynolds
number, respectively. Special attention is paid to the effect of the
equispaced distance between centers of cylinders. Visualization of
the vorticity contour visualization are presented for some simulation
showing the flow dynamics and patterns for blockage effect. Results
show that the drag and mean drag coefficients, and Strouhal number,
in general, decrease with the increase of β for fixed Re. It is found
that the decreasing rate of drag and mean drag coefficients and
Strouhal number is more distinct in the range 3 ≤ β ≤ 15. We found
that when β > 15, the blockage effect almost diminishes. Our results
further indicate that the drag and mean drag coefficients, peak value
of the lift coefficient, root-mean-square value of the lift and drag
coefficients and the ratio between lift and drag coefficients decrease
with the increase of Re. The results indicate that symmetry boundary
condition have more blockage effect as compared to periodic
boundary condition.
Abstract: Due to rapid pressured of population growth, city has
started to lose its old tradition. City becomes congested with
uncomfortably living. Urban renewal refers orderly development of
settlements as well as land redevelopment. For this paper Chittagong
city has been selected as study area. It had a great tradition but it has
been losing its concord. Land use pattern of this place is also
haphazard due to lack of planning intervention. Renewal plan is
needed to ascertain suitable redevelopment and to recommend on
preservation of city heritage structure. The goal of this study is to
prepare a renewal plan using local planning approach. Social impact
methods have been used to achieve this goal. Both primary and
secondary data are used to achieve the goal. This study may find out
a complete solution for healthy living in old Part of city. This study
will help to preserve its tradition and makes urban lives more livable.