Abstract: Electronic commerce is growing rapidly with on-line
sales already heading for hundreds of billion dollars per year. Due to
the huge amount of money transferred everyday, an increased
security level is required. In this work we present the architecture of
an intelligent speaker verification system, which is able to accurately
verify the registered users of an e-commerce service using only their
voices as an input. According to the proposed architecture, a
transaction-based e-commerce application should be complemented
by a biometric server where customer-s unique set of speech models
(voiceprint) is stored. The verification procedure requests from the
user to pronounce a personalized sequence of digits and after
capturing speech and extracting voice features at the client side are
sent back to the biometric server. The biometric server uses pattern
recognition to decide whether the received features match the stored
voiceprint of the customer who claims to be, and accordingly grants
verification. The proposed architecture can provide e-commerce
applications with a higher degree of certainty regarding the identity
of a customer, and prevent impostors to execute fraudulent
transactions.
Abstract: There are two common methodologies to verify
signatures: the functional approach and the parametric approach. This
paper presents a new approach for dynamic handwritten signature
verification (HSV) using the Neural Network with verification by the
Conjugate Gradient Neural Network (NN). It is yet another avenue in
the approach to HSV that is found to produce excellent results when
compared with other methods of dynamic. Experimental results show
the system is insensitive to the order of base-classifiers and gets a
high verification ratio.