Abstract: Financial inclusion has become a crucially important
factor in debates on economic inequality posing challenges to the
financial systems of countries around the world. Nowadays
governments and banks are concerned about creating products that
allow access to wide sectors of the population. The creation of
banking products by the financial sector for people with low incomes
tends to lead to improvements in the quality of life of vulnerable parts
of the population. In countries with notable social and economic
inequalities, financial inclusion is a key aspect for equitable
economic growth. This study is based on the case of Colombia, which is a country
with a strong record of economic growth over the past decade.
Nevertheless, corruption, unemployment, and poverty contribute to
uncertainty regarding the country’s future growth prospects. This study wants to explain the situation of financial exclusion and
financial inclusion with respect to the Colombian case. Financial
inclusion is going to be studied from the perspective of social
innovation.
Abstract: In the present study we have investigated axial
buckling characteristics of nanocomposite beams reinforced by
single-walled carbon nanotubes (SWCNTs). Various types of beam
theories including Euler-Bernoulli beam theory, Timoshenko beam
theory and Reddy beam theory were used to analyze the buckling
behavior of carbon nanotube-reinforced composite beams.
Generalized differential quadrature (GDQ) method was utilized to
discretize the governing differential equations along with four
commonly used boundary conditions. The material properties of the
nanocomposite beams were obtained using molecular dynamic (MD)
simulation corresponding to both short-(10,10) SWCNT and long-
(10,10) SWCNT composites which were embedded by amorphous
polyethylene matrix. Then the results obtained directly from MD
simulations were matched with those calculated by the mixture rule
to extract appropriate values of carbon nanotube efficiency
parameters accounting for the scale-dependent material properties.
The selected numerical results were presented to indicate the
influences of nanotube volume fractions and end supports on the
critical axial buckling loads of nanocomposite beams relevant to
long- and short-nanotube composites.
Abstract: Mineral oil is commonly used for high voltage
transformer insulation. The insulation quality of mineral oil is
affecting the operation process of high voltage transformer. There are
many contaminations which could decrease the insulation quality of
mineral oil. One of them is water. This research talks about the effect
of water content on dielectric properties, physic properties, and
partial discharge pattern on mineral oil. Samples were varied with 10
varieties of water content value. And then all samples would be tested
to measure the dielectric properties, physic properties, and partial
discharge pattern. The result of this research showed that an
increment of water content value would decrease the insulation
quality of mineral oil.
Abstract: Recently, numerous documents including large
volumes of unstructured data and text have been created because of the
rapid increase in the use of social media and the Internet. Usually,
these documents are categorized for the convenience of users. Because
the accuracy of manual categorization is not guaranteed, and such
categorization requires a large amount of time and incurs huge costs.
Many studies on automatic categorization have been conducted to help
mitigate the limitations of manual categorization. Unfortunately, most
of these methods cannot be applied to categorize complex documents
with multiple topics because they work on the assumption that
individual documents can be categorized into single categories only.
Therefore, to overcome this limitation, some studies have attempted to
categorize each document into multiple categories. However, the
learning process employed in these studies involves training using a
multi-categorized document set. These methods therefore cannot be
applied to the multi-categorization of most documents unless
multi-categorized training sets using traditional multi-categorization
algorithms are provided. To overcome this limitation, in this study, we
review our novel methodology for extending the category of a
single-categorized document to multiple categorizes, and then
introduce a survey-based verification scenario for estimating the
accuracy of our automatic categorization methodology.
Abstract: For schools to be desirable places in which to work, it
is necessary for principals to recognise their teachers’ emotions, and
be sensitive to their needs. This necessitates that principals are
capable to correctly identify their emotionally intelligent behaviours
(EIBs) they need to use in order to be successful leaders. They also
need to have knowledge of their emotional intelligence and be able to
identify the factors and situations that evoke emotion at an
interpersonal level. If a principal is able to do this, then the control
and understanding of emotions and behaviours of oneself and others
could improve vastly. This study focuses on the interpersonal EIBS
of principals affecting the job satisfaction of teachers. The correlation
coefficients in this quantitative study strongly indicate that there is a
statistical significance between the respondents’ level of job
satisfaction, the rating of their principals’ EIBs and how they believe
their principals’ EIBs will affect their sense of job satisfaction. It can
be concluded from the data obtained in this study that there is a
significant correlation between the sense of job satisfaction of
teachers and their principals’ interpersonal EIBs. This means that the
more satisfied a teacher is at school, the more appropriate and
meaningful a principal’s EIBs will be. Conversely, the more
dissatisfied a teacher is at school the less appropriate and less
meaningful a principal’s interpersonal EIBs will be. This implies that
the leaders’ EIBs can be construed as one of the major factors
affecting the job satisfaction of employees.
Abstract: Evaluation of the excavation-induced ground
movements is an important design aspect of support systems in urban
areas. Geological and geotechnical conditions of an excavation area
have significant effects on excavation-induced ground movements and
the related damage. This paper is aimed at studying the performance of
excavation walls supported by nails in jointed rock medium. The
performance of nailed walls is investigated based on evaluating the
excavation-induced ground movements. For this purpose, a set of
calibrated 2D finite element models are developed by taking into
account the nail-rock-structure interactions, the anisotropic properties
of jointed rock, and the staged construction process. The results of this
paper highlight effects of different parameters such as joint
inclinations, anisotropy of rocks and nail inclinations on deformation
parameters of excavation wall supported by nails.
Abstract: Nonlinear evolution of broadband ultrasonic pulses
passed through the rock specimens is studied using the apparatus
“GEOSCAN-02M”. Ultrasonic pulses are excited by the pulses of Qswitched
Nd:YAG laser with the time duration of 10 ns and with the
energy of 260 mJ. This energy can be reduced to 20 mJ by some light
filters. The laser beam radius did not exceed 5 mm. As a result of the
absorption of the laser pulse in the special material – the optoacoustic
generator–the pulses of longitudinal ultrasonic waves are excited with
the time duration of 100 ns and with the maximum pressure
amplitude of 10 MPa. The immersion technique is used to measure
the parameters of these ultrasonic pulses passed through a specimen,
the immersion liquid is distilled water. The reference pulse passed
through the cell with water has the compression and the rarefaction
phases. The amplitude of the rarefaction phase is five times lower
than that of the compression phase. The spectral range of the
reference pulse reaches 10 MHz. The cubic-shaped specimens of the
Karelian gabbro are studied with the rib length 3 cm. The ultimate
strength of the specimens by the uniaxial compression is (300±10)
MPa. As the reference pulse passes through the area of the specimen
without cracks the compression phase decreases and the rarefaction
one increases due to diffraction and scattering of ultrasound, so the
ratio of these phases becomes 2.3:1. After preloading some horizontal
cracks appear in the specimens. Their location is found by one-sided
scanning of the specimen using the backward mode detection of the
ultrasonic pulses reflected from the structure defects. Using the
computer processing of these signals the images are obtained of the
cross-sections of the specimens with cracks. By the increase of the
reference pulse amplitude from 0.1 MPa to 5 MPa the nonlinear
transformation of the ultrasonic pulse passed through the specimen
with horizontal cracks results in the decrease by 2.5 times of the
amplitude of the rarefaction phase and in the increase of its duration
by 2.1 times. By the increase of the reference pulse amplitude from 5
MPa to 10 MPa the time splitting of the phases is observed for the
bipolar pulse passed through the specimen. The compression and
rarefaction phases propagate with different velocities. These features
of the powerful broadband ultrasonic pulses passed through the rock
specimens can be described by the hysteresis model of Preisach-
Mayergoyz and can be used for the location of cracks in the optically
opaque materials.
Abstract: The hydrodynamic and thermal behaviors of fluid
flow in wavy microchannel are investigated numerically. Effects of
Reynolds number on the hydrodynamics and thermal behaviors are
investigated. Three cases of Reynolds number (580, 1244, and 1910)
are adopted in this study. It is found that the separation zone begin
appears when Reynolds number is greater than 1910 at the endsection
of the wave. Also it is found that dimensionless maximum
velocity at the mid-section of the wave decreases and becomes as a
turbulent behavior as Reynolds numbers increases. The maximum
temperature at the center line at the mid-section of the wave increases
as Reynolds number increases until it reaches the turbulent behavior
when Reynolds number is equal or greater than 1244, while this
behavior will be achieved at very high velocities at the end section of
the wave.
Abstract: Si-Ge solid solutions (bulk poly- and mono-crystalline
samples, thin films) are characterized by high perspectives for
application in semiconductor devices, in particular, optoelectronics
and microelectronics. From this point of view, complex studying of
structural state of the defects and structural-sensitive physical
properties of Si-Ge solid solutions depending on the contents of Si
and Ge components is very important. Present work deals with the
investigations of microstructure, microhardness, internal friction and
shear modulus of Si1-xGex(x≤0,02) bulk monocrystals conducted at
room temperature. Si-Ge bulk crystals were obtained by Czochralski
method in [111] crystallographic direction. Investigated
monocrystalline Si-Ge samples are characterized by p-type
conductivity and carriers’ concentration 5.1014-1.1015cm-3.
Microhardness was studied on Dynamic Ultra Micro hardness Tester
DUH-201S with Berkovich indenter. Investigate samples are characterized with 0,5x0,5x(10-15)mm3
sizes, oriented along [111] direction at torsion oscillations ≈1Hz,
multistage changing of internal friction and shear modulus has been
revealed in an interval of strain amplitude of 10-5-5.10-3. Critical
values of strain amplitude have been determined at which hysteretic
changes of inelastic characteristics and microplasticity are observed. The critical strain amplitude and elasticity limit values are also
determined. Dynamic mechanical characteristics decreasing trend is
shown with increasing Ge content in Si-Ge solid solutions. Observed
changes are discussed from the point of view of interaction of various
dislocations with point defects and their complexes in a real structure
of Si-Ge solid solutions.
Abstract: Research has shown that techno-entrepreneurship is
economically significant. Therefore, it is suggested that teaching
techno-entrepreneurship may be important because such programmes
would prepare current and future generations of learners to recognise
and act on high-technology opportunities. Education in technoentrepreneurship
may increase the knowledge of how to start one’s
own enterprise and recognise the technological opportunities for
commercialisation to improve decision-making about starting a new
venture; also it influence decisions about capturing the business
opportunities and turning them into successful ventures. Universities
can play a main role in connecting and networking technoentrepreneurship
students towards a cooperative attitude with real
business practice and industry knowledge. To investigate and answer
whether education for techno-entrepreneurs really helps, this paper
choses a comparison of literature reviews as its method of research.
After reviewing literature related to the impact of technoentrepreneurship
education on self-employment 6 studies which had
similar aim and objective to this paper were. These particular papers
were selected based on a keywords search and as their aim,
objectives, and gaps were close to the current research. In addition,
they were all based on the influence of techno-entrepreneurship
education in self-employment and intention of students to start new
ventures. The findings showed that teaching techno-entrepreneurship
education may have an influence on students’ intention and their
future self-employment, but which courses should be covered and the
duration of programmes, needs further investigation.
Abstract: This paper aims to determine Fundamental Natural
Frequency (FNF) of a structural composite floor system known as
Chromite. To achieve this purpose, FNFs of studied panels are
determined by development of Finite Element Models (FEMs) in
ABAQUS program. American Institute of Steel Construction (AISC)
code in Steel Design Guide Series 11 presents a fundamental formula
to calculate FNF of a steel framed floor system. This formula has
been used to verify results of the FEMs. The variability in the FNF of
the studied system under various parameters such as dimensions of
floor, boundary conditions, rigidity of main and secondary beams
around the floor, thickness of concrete slab, height of composite
joists, distance between composite joists, thickness of top and bottom
flanges of the open web steel joists, and adding tie beam
perpendicular on the composite joists, is determined. The results
show that changing in dimensions of the system, its boundary
conditions, rigidity of main beam, and also adding tie beam,
significant changes the FNF of the system up to 452.9%, 50.8%, -
52.2%, %52.6%, respectively. In addition, increasing thickness of
concrete slab increases the FNF of the system up to 10.8%.
Furthermore, the results demonstrate that variation in rigidity of
secondary beam, height of composite joist, and distance between
composite joists, and thickness of top and bottom flanges of open
web steel joists insignificant changes the FNF of the studied system
up to -0.02%, -3%, -6.1%, and 0.96%, respectively. Finally, the
results of this study help designer predict occurrence of resonance,
comfortableness, and design criteria of the studied system.
Abstract: Ocean current is always available around the
surrounding of SHELL Sabah Water Platform and data are collected
every 10 minutes, 24 hours a day, for a period of 365 days. Due to
low current speed, conventional hydrokinetic power generation is not
feasible, thus leading to the study of low current enabled vortex
induced vibration power generation application. In this case, the
design of a vortex induced vibration application is studied to obtain
an optimum design for the VIV oscillator. Power output is then
determined to study the feasibility of the VIV application in low
current condition.
Abstract: Due to the fast and flawless technological innovation
there is a tremendous amount of data dumping all over the world in
every domain such as Pattern Recognition, Machine Learning, Spatial
Data Mining, Image Analysis, Fraudulent Analysis, World Wide
Web etc., This issue turns to be more essential for developing several
tools for data mining functionalities. The major aim of this paper is to
analyze various tools which are used to build a resourceful analytical
or descriptive model for handling large amount of information more
efficiently and user friendly. In this survey the diverse tools are
illustrated with their extensive technical paradigm, outstanding
graphical interface and inbuilt multipath algorithms in which it is
very useful for handling significant amount of data more indeed.
Abstract: This paper studies a mathematical model based on the
integral equations for dynamic analyzes numerical investigations of a
non-uniform or multi-material composite beam. The beam is
subjected to a sub-tangential follower force and elastic foundation.
The boundary conditions are represented by generalized
parameterized fixations by the linear and rotary springs. A
mathematical formula based on Euler-Bernoulli beam theory is
presented for beams with variable cross-sections. The non-uniform
section introduces non-uniformity in the rigidity and inertia of beams
and consequently, more complicated equilibrium who governs the
equation. Using the boundary element method and radial basis
functions, the equation of motion is reduced to an algebro-differential
system related to internal and boundary unknowns. A generalized
formula for the deflection, the slope, the moment and the shear force
are presented. The free vibration of non-uniform loaded beams is
formulated in a compact matrix form and all needed matrices are
explicitly given. The dynamic stability analysis of slender beam is
illustrated numerically based on the coalescence criterion. A realistic
case related to an industrial chimney is investigated.
Abstract: New and more powerful communications technologies
continue to emerge at a rapid pace and their uses in education are
widespread and the impact remarkable in the developing societies.
This study investigates Mobile Collaboration Learning Technique
(MCLT) on learners’ outcome among students in tertiary institutions
of developing nations (a case of Nigeria students). It examines the
significance of retention achievement scores of students taught using
mobile collaboration and conventional method. The sample consisted
of 120 students using Stratified random sampling method. Five
research questions and hypotheses were formulated, and tested at
0.05 level of significance. A student achievement test (SAT) was
made of 40 items of multiple-choice objective type, developed and
validated for data collection by professionals. The SAT was
administered to students as pre-test and post-test. The data were
analyzed using t-test statistic to test the hypotheses. The result
indicated that students taught using MCLT performed significantly
better than their counterparts using the conventional method of
instruction. Also, there was no significant difference in the post-test
performance scores of male and female students taught using MCLT.
Based on the findings, the following submissions was made that:
Mobile collaboration system be encouraged in the institutions to
boost knowledge sharing among learners, workshop and training
should be organized to train teachers on the use of this technique,
schools and government should consistently align curriculum
standard to trends of technological dictates and formulate policies
and procedures towards responsible use of MCLT.
Abstract: It has been known that a characteristic
Burst-Suppression (BS) pattern appears in EEG during the early
recovery period following Cardiac Arrest (CA). Here, to explore the
relationship between cortical and subcortical neural activities
underlying BS, extracellular activity in the parietal cortex and the
centromedian nucleus of the thalamus and extradural EEG were
recorded in a rodent CA model. During the BS, the cortical firing rate
is extraordinarily high, and that bursts in EEG correlate to dense spikes
in cortical neurons. Newly observed phenomena are that 1) thalamic
activity reemerges earlier than cortical activity following CA, and 2)
the correlation coefficient of cortical and thalamic activities rises
during BS period. These results would help elucidate the underlying
mechanism of brain recovery after CA injury.
Abstract: The growing concerns for physical wellbeing and
health have been reflected in the way we choose food in our table.
Nowadays, we are all more informed consumers and choose healthier
foods. On the other hand, stroke, cancer and atherosclerosis may be
somehow minimized by the intake of some bioactive compounds
present in food, the so-called nutraceuticals and functional foods. The
aim of this work was to make a revision of the published studies
about the effects of some bioactive compounds, namely lycopene in
human health, in the prevention of diseases, thus playing the role of a
functional food. Free radical in human body can induce cell damage
and consequently can be responsible for the development of some
cancers and chronic diseases. Lycopene is one of the most powerful
antioxidants known, being the predominant carotenoid in tomato. The
respective chemistry, bioavailability, and its functional role in the
prevention of several diseases will be object of this work. On the
other hand, the inclusion of lycopene in some foods can also be made
by biotechnology and represents a way to recover the wastes in the
tomato industry with nutritional positive effects in health.
Abstract: The authors conducted a study for the sample size of
75 HR managers from an Indian IT company through systematic
sampling method. This study identifies that the female employees are
facing lesser conflict than the male employees against their managers
within the organization. There is a positive correlation between
gender and conflict management with the superior towards the work.
There is a significant variance between age and response towards
appraisal system, succession planning and employee engagement.
The education qualification plays a major role in determining the
compensation factor for the employees working in the organization.
The study determines the impact of demographic profile on strategic
HRM practices and its challenges faced by HR managers in IT firm,
India.
Abstract: Asphalt concrete pavements have a short life cycle,
failing mainly due to temperature changes, traffic loading and ageing.
Modified asphalt mixtures provide the technology to produce a
bituminous binder with improved viscoelastic properties, which
remain in balance over a wider temperature range and loading
conditions. In this research, 60/70 penetration grade asphalt binder
was modified by adding 2, 4, 6, 8 and 10 percent by weight of asphalt
binder following the wet process and the mineral aggregate was
modified by adding 1, 2, 3, 4 and 5 percent crumb rubber by volume
of the mineral aggregate following the dry process. The LDPE
modified asphalt binder rheological properties were evaluated. The
laboratory results showed an increase in viscosity, softening point
and stiffness of the binder. The modified asphalt was then used in
preparing asphalt mixtures by Marshall Mix design procedure. The
Marshall Stability values for mixes containing 2% crumb rubber and
4% LDPE were found to be 30% higher than the conventional asphalt
concrete mix.
Abstract: Health of a person plays a vital role in the collective
health of his community and hence the well-being of the society as a
whole. But, in today’s fast paced technology driven world, health
issues are increasingly being associated with human behaviors – their
lifestyle. Social networks have tremendous impact on the health
behavior of individuals. Many researchers have used social network
analysis to understand human behavior that implicates their social
and economic environments. It would be interesting to use a similar
analysis to understand human behaviors that have health
implications. This paper focuses on concepts of those behavioural
analyses that have health implications using social networks analysis
and provides possible algorithmic approaches. The results of these
approaches can be used by the governing authorities for rolling out
health plans, benefits and take preventive measures, while the
pharmaceutical companies can target specific markets, helping health
insurance companies to better model their insurance plans.