Abstract: This study analyzes the critical gaps in the
architecture of European stability and the expected role of the
banking union as the new important step towards completing the
Economic and Monetary Union that should enable the creation of
safe and sound financial sector for the euro area market. The single
rulebook together with the Single Supervisory Mechanism and the
Single Resolution Mechanism - as two main pillars of the banking
union, should provide a consistent application of common rules and
administrative standards for supervision, recovery and resolution of
banks – with the final aim of replacing the former bail-out practice
with the bail-in system through which possible future bank failures
would be resolved by their own funds, i.e. with minimal costs for
taxpayers and real economy. In this way, the vicious circle between
banks and sovereigns would be broken. It would also reduce the
financial fragmentation recorded in the years of crisis as the result of
divergent behaviors in risk premium, lending activities and interest
rates between the core and the periphery. In addition, it should
strengthen the effectiveness of monetary transmission channels, in
particular the credit channels and overflows of liquidity on the money
market which, due to the fragmentation of the common financial
market, has been significantly disabled in period of crisis. However,
contrary to all the positive expectations related to the future
functioning of the banking union, major findings of this study
indicate that characteristics of the economic system in which the
banking union will operate should not be ignored. The euro area is an
integration of strong and weak entities with large differences in
economic development, wealth, assets of banking systems, growth
rates and accountability of fiscal policy. The analysis indicates that
low and unbalanced economic growth remains a challenge for the
maintenance of financial stability and this problem cannot be
resolved just by a single supervision. In many countries bank assets
exceed their GDP by several times and large banks are still a matter
of concern, because of their systemic importance for individual
countries and the euro zone as a whole. The creation of the Single
Supervisory Mechanism and the Single Resolution Mechanism is a
response to the European crisis, which has particularly affected
peripheral countries and caused the associated loop between the
banking crisis and the sovereign debt crisis, but has also influenced
banks’ balance sheets in the core countries, as the result of crossborder
capital flows. The creation of the SSM and the SRM should
prevent the similar episodes to happen again and should also provide
a new opportunity for strengthening of economic and financial
systems of the peripheral countries. On the other hand, there is a
potential threat that future focus of the ECB, resolution mechanism
and other relevant institutions will be extremely oriented towards
large and significant banks (whereby one half of them operate in the
core and most important euro area countries), and therefore it remains
questionable to what extent will the common resolution funds will be used for rescue of less important institutions. Recent geopolitical
developments will be the optimal indicator to show whether the
previously established mechanisms are sufficient enough to maintain
the adequate financial stability in the euro area market.
Abstract: Tannase (tannin acyl hydrolase, E.C.3.1.1.20) is an
important hydrolysable enzyme with innumerable applications and
industrial potential. In the present study, a kinetic model has been
developed for the batch fermentation used for the production of
tannase by A.flavus MTCC 3783. Maximum tannase activity of
143.30 U/ml was obtained at 96 hours under optimum operating
conditions at 35oC, an initial pH of 5.5 and with an inducer tannic
acid concentration of 3% (w/v) for a fermentation period of 120
hours. The biomass concentration reaches a maximum of 6.62 g/l at
96 hours and further there was no increase in biomass concentration
till the end of the fermentation. Various unstructured kinetic models
were analyzed to simulate the experimental values of microbial
growth, tannase activity and substrate concentration. The Logistic
model for microbial growth , Luedeking - Piret model for production
of tannase and Substrate utilization kinetic model for utilization of
substrate were capable of predicting the fermentation profile with
high coefficient of determination (R2) values of 0.980, 0.942 and
0.983 respectively. The results indicated that the unstructured models
were able to describe the fermentation kinetics more effectively.
Abstract: Life cycle assessment is a technique to assess the
environmental aspects and potential impacts associated with a
product, process, or service, by compiling an inventory of relevant
energy and material inputs and environmental releases; evaluating the
potential environmental impacts associated with identified inputs and
releases; and interpreting the results to help you make a more
informed decision. In this paper, the life cycle assessment of
aluminum and beech wood as two commonly used materials in Egypt
for window frames are heading, highlighting their benefits and
weaknesses. Window frames of the two materials have been assessed
on the basis of their production, energy consumption and
environmental impacts. It has been found that the climate change of
the windows made of aluminum and beech wood window, for a
reference window (1.2m×1.2m), are 81.7 mPt and -52.5 mPt impacts
respectively. Among the most important results are: fossil fuel
consumption, potential contributions to the green building effect and
quantities of solid waste tend to be minor for wood products
compared to aluminum products; incineration of wood products can
cause higher impacts of acidification and eutrophication than
aluminum, whereas thermal energy can be recovered.
Abstract: Propagation of arbitrary amplitude nonlinear Alfven
waves has been investigated in low but finite β electron-positron-ion
plasma including full ion dynamics. Using Sagdeev pseudopotential
method an energy integral equation has been derived. The Sagdeev
potential has been calculated for different plasma parameters and it
has been shown that inclusion of ion parallel motion along the
magnetic field changes the nature of slow shear Alfven wave solitons
from dip type to hump type. The effects of positron concentration,
plasma-β and obliqueness of the wave propagation on the solitary
wave structure have also been examined.
Abstract: Grains, including oats (Avena sativa L.), have been
recognized functional foods, because provide beneficial effect on the
health of the consumer and decrease the risk of various diseases. Oats
are good source of soluble fibre, essential amino acids, unsaturated
fatty acids, vitamins and minerals. Oat breeders have developed oat
varieties and improved yielding ability potential of oat varieties.
Therefore, the aim of investigation was to analyze the composition of
perspective oat varieties and breeding lines grains grown in different
conditions and evaluate functional properties. In the studied samples
content of protein, starch, β-glucans, total dietetic fibre, composition
of amino acids and vitamin E were determined. The results of
analysis showed that protein content depending of varieties ranged
9.70% to 17.30% total dietary fibre 13.66 g100g-1 to 30.17 g100g-1,
content of β-glucans 2.7 g100g-1 to 3.5 g100g-1, amount of
vitamin E (α-tocopherol) determined from 4 mgkg-1 to 9.9 mgkg-1.
The sums of essential amino acids in oat grain samples were
determined from 31.63 gkg-1 to 54.90 gkg-1. It is concluded that
amino acids composition of husked and naked oats grown in organic
or conventional conditions is close to optimal for human health.
Abstract: The purpose of this project is to propose a quick and
environmentally friendly alternative to measure the quality of oils
used in food industry. There is evidence that repeated and
indiscriminate use of oils in food processing cause physicochemical
changes with formation of potentially toxic compounds that can
affect the health of consumers and cause organoleptic changes. In
order to assess the quality of oils, non-destructive optical techniques
such as Interferometry offer a rapid alternative to the use of reagents,
using only the interaction of light on the oil. Through this project, we
used interferograms of samples of oil placed under different heating
conditions to establish the changes in their quality. These
interferograms were obtained by means of a Mach-Zehnder
Interferometer using a beam of light from a HeNe laser of 10mW at
632.8nm. Each interferogram was captured, analyzed and measured
full width at half-maximum (FWHM) using the software from
Amcap and ImageJ. The total of FWHMs was organized in three
groups. It was observed that the average obtained from each of the
FWHMs of group A shows a behavior that is almost linear, therefore
it is probable that the exposure time is not relevant when the oil is
kept under constant temperature. Group B exhibits a slight
exponential model when temperature raises between 373 K and 393
K. Results of the t-Student show a probability of 95% (0.05) of the
existence of variation in the molecular composition of both samples.
Furthermore, we found a correlation between the Iodine Indexes
(Physicochemical Analysis) and the Interferograms (Optical
Analysis) of group C. Based on these results, this project highlights
the importance of the quality of the oils used in food industry and
shows how Interferometry can be a useful tool for this purpose.
Abstract: In this paper, we provided a literature survey on the
artificial stock problem (ASM). The paper began by exploring the
complexity of the stock market and the needs for ASM. ASM
aims to investigate the link between individual behaviors (micro
level) and financial market dynamics (macro level). The variety of
patterns at the macro level is a function of the AFM complexity. The
financial market system is a complex system where the relationship
between the micro and macro level cannot be captured analytically.
Computational approaches, such as simulation, are expected to
comprehend this connection. Agent-based simulation is a simulation
technique commonly used to build AFMs. The paper proceeds by
discussing the components of the ASM. We consider the roles
of behavioral finance (BF) alongside the traditionally risk-averse
assumption in the construction of agent’s attributes. Also, the
influence of social networks in the developing of agents interactions is
addressed. Network topologies such as a small world, distance-based,
and scale-free networks may be utilized to outline economic
collaborations. In addition, the primary methods for developing
agents learning and adaptive abilities have been summarized.
These incorporated approach such as Genetic Algorithm, Genetic
Programming, Artificial neural network and Reinforcement Learning.
In addition, the most common statistical properties (the stylized facts)
of stock that are used for calibration and validation of ASM are
discussed. Besides, we have reviewed the major related previous
studies and categorize the utilized approaches as a part of these
studies. Finally, research directions and potential research questions
are argued. The research directions of ASM may focus on the macro
level by analyzing the market dynamic or on the micro level by
investigating the wealth distributions of the agents.
Abstract: Application of biochar to arable soils represents a new
approach to restore soil health and quality. Many studies reported the
positive effect of biochar application on soil fertility and
development of soil microbial community. Moreover biochar may
affect the soil water retention, but this effect has not been sufficiently
described yet. Therefore this study deals with the influence of
biochar application on: microbial activities in soil, availability of
mineral nitrogen in soil for microorganisms, mineral nitrogen
retention and plant production. To demonstrate the effect of biochar
addition on the above parameters, the pot experiment was realized.
As a model crop, Lactuca sativa L. was used and cultivated from
December 10th 2014 till March 22th 2015 in climate chamber in
thoroughly homogenized arable soil with and without addition of
biochar. Five variants of experiment (V1 – V5) with different regime
of irrigation were prepared. Variants V1 – V2 were fertilized by
mineral nitrogen, V3 – V4 by biochar and V5 was a control. The
significant differences were found only in plant production and
mineral nitrogen retention. The highest content of mineral nitrogen
in soil was detected in V1 and V2, about 250 % in comparison with
the other variants. The positive effect of biochar application on soil
fertility, mineral nitrogen availability was not found. On the other
hand results of plant production indicate the possible positive effect
of biochar application on soil water retention.
Abstract: Cross-linked konjac glucomannan and kappa
carrageenan film were prepared by chemical crosslinking using
glutaraldehyde (GA) as the crosslinking agent. The effect
crosslinking on the swelling degree was investigated. Konjac
glucomannan and its mixture with kappa carrageenan film was
immersed in GA solution and then thermally cured. The obtained
cross-linked film was washed and soaked in the ethanol to remove
the unreacted GA. The obtained film was air dried at room
temperature to a constant weight. The infrared spectra and the value
of swelling degree of obtained crosslinked film showed that
glucomannan and kappa carrageenan was able to be cross-linked
using glutaraldehyde by film immersion and curing method without
catalyst. The cross-linked films were found to be pH sensitive,
indicating a potential to be used in drug delivery polymer system.
Abstract: Sustainability is a very important and heavily
discussed subject, expanding through tourism as well. The study
proposition was to collect data and present it to the competent bodies
so they can mold their public policies to improve the conditions of
the site. It was hypothesized that the lack of data is currently
affecting the quality of life and the sustainable development of the
site and the tourism. The research was held in Mateiros, a city in the
state of Tocantins (TO)/Brasil near Palmas, its capital city. Because
of the concentration of tourists during the high season and several
tourist attractions being around, the research took place in Mateiros.
The methodological procedure had a script of theoretical construction
and investigation of the deductive scientific method parameters
through a case study in the Jalapão/TO/Brazil region, using it as a
tool for a questionnaire given to the competent bodies in an interview
system with the UN sustainability indexes as a base. In the three
sustainable development scope: environmental, social and economic,
the results indicated that the data presented by the interviewed were
scarce or nonexistent. It shows that more research is necessary,
providing the tools for the ones responsible to propose action plans to
improve the site, strengthening the tourism and making it even more
sustainable.
Abstract: This paper shows the general perceptions of Spanish
university stakeholders in relation to the university’s annual reports
and the adequacy and potential of intellectual capital reporting. To
this end, a questionnaire was designed and sent to every member of
the Social Councils of Spanish public universities. It was thought that
these participants would provide a good example of the attitude of
university stakeholders since they represent the different social
groups connected with universities. From the results of this study we
are in the position of confirming the need for universities to offer
information on intellectual capital in their accounting information
model.
Abstract: Multiple User Interference (MUI) considers the
primary problem in Optical Code-Division Multiple Access
(OCDMA), which resulting from the overlapping among the users. In
this article we aim to mitigate this problem by studying an
interference cancellation scheme called successive interference
cancellation (SIC) scheme. This scheme will be tested on two
different detection schemes, spectral amplitude coding (SAC) and
direct detection systems (DS), using partial modified prime (PMP) as
the signature codes. It was found that SIC scheme based on both SAC
and DS methods had a potential to suppress the intensity noise, that is
to say it can mitigate MUI noise. Furthermore, SIC/DS scheme
showed much lower bit error rate (BER) performance relative to
SIC/SAC scheme for different magnitude of effective power. Hence,
many more users can be supported by SIC/DS receiver system.
Abstract: In this paper, we consider some integrable Heisenberg
Ferromagnet Equations with self-consistent potentials. We study
their Lax representations. In particular we derive their equivalent
counterparts in the form of nonlinear Schr¨odinger type equations.
We present the integrable reductions of the Heisenberg Ferromagnet
Equations with self-consistent potentials. These integrable Heisenberg
Ferromagnet Equations with self-consistent potentials describe
nonlinear waves in ferromagnets with some additional physical fields.
Abstract: DNA Barcode provides good sources of needed
information to classify living species. The classification problem has
to be supported with reliable methods and algorithms. To analyze
species regions or entire genomes, it becomes necessary to use the
similarity sequence methods. A large set of sequences can be
simultaneously compared using Multiple Sequence Alignment which
is known to be NP-complete. However, all the used methods are still
computationally very expensive and require significant computational
infrastructure. Our goal is to build predictive models that are highly
accurate and interpretable. In fact, our method permits to avoid the
complex problem of form and structure in different classes of
organisms. The empirical data and their classification performances
are compared with other methods. Evenly, in this study, we present
our system which is consisted of three phases. The first one, is called
transformation, is composed of three sub steps; Electron-Ion
Interaction Pseudopotential (EIIP) for the codification of DNA
Barcodes, Fourier Transform and Power Spectrum Signal Processing.
Moreover, the second phase step is an approximation; it is
empowered by the use of Multi Library Wavelet Neural Networks
(MLWNN). Finally, the third one, is called the classification of DNA
Barcodes, is realized by applying the algorithm of hierarchical
classification.
Abstract: Studying stress and strain trends in the femur and
recognizing femur failure mechanism is very important for
preventing hip fracture in the elderly. The aim of this study was to
identify high stress and strain regions in the femur during normal
walking and falling to find the mechanical behavior and failure
mechanism of the femur. We developed a finite element model of the
femur from the subject’s quantitative computed tomography (QCT)
image and used it to identify potentially high stress and strain regions
during the single-leg stance and the sideways fall. It was found that
fracture may initiate from the superior region of femoral neck and
propagate to the inferior region during a high impact force such as
sideways fall. The results of this study showed that the femur bone is
more sensitive to strain than stress which indicates the effect of
strain, in addition to effect of stress, should be considered for failure
analysis.
Abstract: Present work deals with the possible use of fertigation
in agriculture and its impact on the availability of mineral nitrogen
(Nmin) in topsoil and subsoil horizons. The aim of the present study is
to demonstrate the effect of the organic matter presence in fertigation
on microbial transformation and availability of mineral nitrogen
forms. The main investigation reason is the potential use of pretreated
waste water, as a source of organic carbon (Corg) and residual
nutrients (Nmin) for fertigation. Laboratory experiment has been
conducted to demonstrate the effect of the arable land fertilization
method on the Nmin availability in different depths of the soil with
the usage of model experimental containers filled with soil from
topsoil and podsoil horizons that were taken from the precise area.
Tufted hairgrass (Deschampsia caespitosa) has been chosen as a
model plant. The water source protection zone Brezova nad Svitavou
has been a research area where significant underground reservoirs of
drinking water of the highest quality are located. From the second
half of the last century local sources of drinking water show
nitrogenous compounds increase that get here almost only from
arable lands. Therefore, an attention of the following text focuses on
the fate of mineral nitrogen in the complex plant-soil. Research
results show that the fertigation application with Corg in a
combination with mineral fertilizer can reduce the amount of Nmin
leached from topsoil horizon of agricultural soils. In addition, some
plants biomass production reduces may occur.
Abstract: In recent decades, particulate matter (PM10) have
received much attention due to its potential adverse health impact and
the subsequent need to better control or regulate these pollutants.
The aim of this paper is focused on study risk assessment of PM10
in four different districts (Shebikah, Masfalah, Aziziyah, Awali) in
Makkah, Saudi Arabia during the period from 1 Ramadan 1434 AH -
27 Safar 1435 AH. Samples were collected by using Low Volume
Sampler (LVS Low Volume Sampler) device and filtration method
for estimating the total concentration of PM10.
The study indicated that the mean PM10 concentrations were 254.6
(186.1 - 343.2) μg/m3 in Shebikah, 184.9 (145.6 - 271.4) μg/m3 in
Masfalah, 162.4 (92.4-253.8) μg/m3 in Aziziyah, and 56.0 (44.5 -
119.8) μg/m3 in Awali. These values did not exceed the permissible
limits in PME (340 μg/m3 as daily average). Furthermore, health
assessment is carried out using AirQ2.2.3 model to estimate the
number of hospital admissions due to respiratory diseases. The
cumulative number of cases per 100,000 were 1534 (18-3050 case),
which lower than that recorded in the United States, Malaysia. The
concentration response coefficient was 0.49 (95% CI 0.05 - 0.70) per
10 μg/m3 increase of PM10.
Abstract: The study is in application and analysis of two tourism
management tools that can contribute to making public managers
decision: the Barometer of Tourism Sustainability (BTS) and the
Ecological Footprint (EF). The results have shown that BTS allows
you to have an integrated view of the tourism system, awakening to
the need for planning of appropriate actions so that it can achieve the
positive scale proposed (potentially sustainable). Already the
methodology of ecological tourism footprint is an important tool to
measure potential impacts generated by tourism to tourist reality.
Abstract: Zn alloy and composite coatings are widely used in
buildings and structures, automobile and fasteners industries to
protect steel component from corrosion. In this paper, Zn-Ni-Al2O3
nanocomposite coatings were electrodeposited on mild steel using a
novel sol enhanced electroplating method. In this method, transparent
Al2O3 sol was added into the acidic Zn-Ni bath to produced Zn-Ni-
Al2O3 nanocomposite coatings. The effect of alumina sol on the
electrodeposition process, and coating properties was investigated
using cyclic voltammetry, XRD, ESEM and Tafel test. Results from
XRD tests showed that the structure of all coatings was single γ-
Ni5Zn21 phase. Cyclic voltammetry results showed that the
electrodeposition overpotential was lower in the presence of alumina
sol in the bath, and caused the reduction potential of Zn-Ni to shift to
more positive values. Zn-Ni-Al2O3 nanocomposite coatings produced
more uniform and compact deposits, with fine grained microstructure
when compared to Zn-Ni coatings. The corrosion resistance of Zn-Ni
coatings was improved significantly by incorporation of alumina
nanoparticles into the coatings.
Abstract: This paper presents the design, development and
evaluation of an application prototype developed to support
tuberculosis (TB) patients’ treatment adherence. The system makes
use of graphics and voice reminders as opposed to text messaging to
encourage patients to follow their medication routine. To evaluate the
effect of the prototype applications, participants were given mobile
phones on which the reminder system was installed. Thirty-eight
people, including TB health workers and patients from Zanzibar,
Tanzania, participated in the evaluation exercises. The results
indicate that the participants found the mobile image-based
application is useful to support TB treatment. All participants
understood and interpreted the intended meaning of every image
correctly. The study findings revealed that the use of a mobile visualbased
application may have potential benefit to support TB patients
(both literate and illiterate) in their treatment processes.