Abstract: Since the 1980s, banks and financial service institutions have been running in an endless race of innovation to cope with the advancing technology, the fierce competition, and the more sophisticated and demanding customers. In order to guide their innovation efforts, several researches were conducted to identify the success and failure factors of new financial services. These mainly included organizational factors, marketplace factors and new service development process factors. They almost all emphasized the importance of customer and market orientation as a response to the highly perceptual and intangible characteristics of financial services. However, they deemphasized the critical characteristics of high involvement of risk and close correlation with the economic conditions, a factor that heavily contributed to the Global financial Crisis of 2008. This paper reviews the success and failure factors of new financial services. It then adds new perspectives emerging from the analysis of the role of innovation in the global financial crisis.
Abstract: Herein, we report the different types of surface morphology due to the interaction between the pure protein Insulin (INS) and catanionic surfactant mixture of Sodium Dodecyl Sulfate (SDS) and Cetyl Trimethyl Ammonium Bromide (CTAB) at air/water interface obtained by the Langmuir-Blodgett (LB) technique. We characterized the aggregations by Scanning Electron Microscopy (SEM), Atomic Force Microscopy (AFM) and Fourier transform infrared spectroscopy (FTIR) in LB films. We found that the INS adsorption increased in presence of catanionic surfactant at air/water interface. The presence of small amount of surfactant induces two-stage growth kinetics due to the pure protein absorption and protein-catanionic surface micelle interaction. The protein remains in native state in presence of small amount of surfactant mixture. Smaller amount of surfactant mixture with INS is producing surface micelle type structure. This may be considered for drug delivery system. On the other hand, INS becomes unfolded and fibrillated in presence of higher amount of surfactant mixture. In both the cases, the protein was successfully immobilized on a glass substrate by the LB technique. These results may find applications in the fundamental science of the physical chemistry of surfactant systems, as well as in the preparation of drug-delivery system.
Abstract: A dent is a gross distortion of the pipe cross-section.
Dent depth is defined as the maximum reduction in the diameter of
the pipe compared to the original diameter. Pipeline dent finite
element (FE) simulation and theoretical analysis are conducted in this
paper to develop an understanding of the geometric characteristics
and strain distribution in the pressurized dented pipe. Based on the
results, the magnitude of the denting force increases significantly
with increasing the internal pressure, and the maximum
circumferential and longitudinal strains increase by increasing the
internal pressure and the dent depth. The results can be used for
characterizing dents and ranking their risks to the integrity of a
pipeline.
Abstract: Perth will run out of available sustainable natural
water resources by 2015 if nothing is done to slow usage rates,
according to a Western Australian study [1]. Alternative water
technology options need to be considered for the long-term
guaranteed supply of water for agricultural, commercial, domestic
and industrial purposes. Seawater is an alternative source of water for
human consumption, because seawater can be desalinated and
supplied in large quantities to a very high quality.
While seawater desalination is a promising option, the technology
requires a large amount of energy which is typically generated from
fossil fuels. The combustion of fossil fuels emits greenhouse gases
(GHG) and, is implicated in climate change. In addition to
environmental emissions from electricity generation for desalination,
greenhouse gases are emitted in the production of chemicals and
membranes for water treatment. Since Australia is a signatory to the
Kyoto Protocol, it is important to quantify greenhouse gas emissions
from desalinated water production.
A life cycle assessment (LCA) has been carried out to determine
the greenhouse gas emissions from the production of 1 gigalitre (GL)
of water from the new plant. In this LCA analysis, a new desalination
plant that will be installed in Bunbury, Western Australia, and known
as Southern Seawater Desalinization Plant (SSDP), was taken as a
case study. The system boundary of the LCA mainly consists of three
stages: seawater extraction, treatment and delivery. The analysis
found that the equivalent of 3,890 tonnes of CO2 could be emitted
from the production of 1 GL of desalinated water. This LCA analysis
has also identified that the reverse osmosis process would cause the
most significant greenhouse emissions as a result of the electricity
used if this is generated from fossil fuels
Abstract: As an economic and safe structure, Bi-steel is widely
used in reinforced concrete with less consumption of steel. In this
paper, III Bi-steel concrete beam has been analyzed. Through careful
observation and theoretical analysis, the new calculating formulae for
structural rigidity and crack have been formulated for this Bi-steel
concrete beam. And structural rigidity and the crack features have also
been theoretically analyzed.
Abstract: Network management techniques have long been of
interest to the networking research community. The queue size plays
a critical role for the network performance. The adequate size of the
queue maintains Quality of Service (QoS) requirements within
limited network capacity for as many users as possible. The
appropriate estimation of the queuing model parameters is crucial for
both initial size estimation and during the process of resource
allocation. The accurate resource allocation model for the
management system increases the network utilization. The present
paper demonstrates the results of empirical observation of memory
allocation for packet-based services.
Abstract: The computer, among the most important inventions of the twentieth century, has become an increasingly important component in our everyday lives. Computer games also have become increasingly popular among people day-by-day, owing to their features based on realistic virtual environments, audio and visual features, and the roles they offer players. In the present study, the metaphors students have for computer games are investigated, as well as an effort to fill the gap in the literature. Students were asked to complete the sentence—‘Computer game is like/similar to….because….’— to determine the middle school students’ metaphorical images of the concept for ‘computer game’. The metaphors created by the students were grouped in six categories, based on the source of the metaphor. These categories were ordered as ‘computer game as a means of entertainment’, ‘computer game as a beneficial means’, ‘computer game as a basic need’, ‘computer game as a source of evil’, ‘computer game as a means of withdrawal’, and ‘computer game as a source of addiction’, according to the number of metaphors they included.
Abstract: This paper deals with the development of a Jacobean model for a 4-axes indigenously developed scara robot arm in the laboratory. This model is used to study the relation between the velocities and the forces in the robot while it is doing the pick and place operation.
Abstract: The continuity in the electric supply of the electric installations is becoming one of the main requirements of the electric supply network (generation, transmission, and distribution of the electric energy). The achievement of this requirement depends from one side on the structure of the electric network and on the other side on the avaibility of the reserve source provided to maintain the supply in case of failure of the principal one. The avaibility of supply does not only depends on the reliability parameters of the both sources (principal and reserve) but it also depends on the reliability of the circuit breaker which plays the role of interlocking the reserve source in case of failure of the principal one. In addition, the principal source being under operation, its control can be ideal and sure, however, for the reserve source being in stop, a preventive maintenances which proceed on time intervals (periodicity) and for well defined lengths of time are envisaged, so that this source will always available in case of the principal source failure. The choice of the periodicity of preventive maintenance of the source of reserve influences directly the reliability of the electric feeder system In this work and on the basis of the semi- markovian's processes, the influence of the time of interlocking the reserve source upon the reliability of an industrial electric network is studied and is given the optimal time of interlocking the reserve source in case of failure the principal one, also the influence of the periodicity of the preventive maintenance of the source of reserve is studied and is given the optimal periodicity.
Abstract: The Aggregate Production Plan (APP) is a schedule of
the organization-s overall operations over a planning horizon to
satisfy demand while minimizing costs. It is the baseline for any
further planning and formulating the master production scheduling,
resources, capacity and raw material planning. This paper presents a
methodology to model the Aggregate Production Planning problem,
which is combinatorial in nature, when optimized with Genetic
Algorithms. This is done considering a multitude of constraints of
contradictory nature and the optimization criterion – overall cost,
made up of costs with production, work force, inventory, and
subcontracting. A case study of substantial size, used to develop the
model, is presented, along with the genetic operators.
Abstract: A framework to estimate the state of dynamically
varying environment where data are generated from heterogeneous
sources possessing partial knowledge about the environment is presented.
This is entirely derived within Dempster-Shafer and Evidence
Filtering frameworks. The belief about the current state is expressed
as belief and plausibility functions. An addition to Single Input
Single Output Evidence Filter, Multiple Input Single Output Evidence
Filtering approach is introduced. Variety of applications such as
situational estimation of an emergency environment can be developed
within the framework successfully. Fire propagation scenario is used
to justify the proposed framework, simulation results are presented.
Abstract: Recent advances in wireless sensor networks have led
to many routing methods designed for energy-efficiency in wireless
sensor networks. Despite that many routing methods have been
proposed in USN, a single routing method cannot be energy-efficient
if the environment of the ubiquitous sensor network varies. We present
the controlling network access to various hosts and the services they
offer, rather than on securing them one by one with a network security
model. When ubiquitous sensor networks are deployed in hostile
environments, an adversary may compromise some sensor nodes and
use them to inject false sensing reports. False reports can lead to not
only false alarms but also the depletion of limited energy resource in
battery powered networks. The interleaved hop-by-hop authentication
scheme detects such false reports through interleaved authentication.
This paper presents a LMDD (Low energy method for data delivery)
algorithm that provides energy-efficiency by dynamically changing
protocols installed at the sensor nodes. The algorithm changes
protocols based on the output of the fuzzy logic which is the fitness
level of the protocols for the environment.
Abstract: A total of fourteen slab-edge beam-column connection specimens were tested gradually to failure under the effect of simultaneous action of shear force and moment. The objective was to investigate the influence of some parameters thought to be important on the behavior and strength of slab-column connections with edge beams encountered in flat slab flooring and roofing systems. The parameters included the existence and strength of edge beam, depth and width of edge beam, steel reinforcement ratio of slab, ratio of moment to shear force, and the existence of openings in the region next to the column.
Results obtained demonstrated the importance of the studied parameters on the strength and behavior of slab-column connections with edge beams.
Abstract: The utilize of renewable energy sources becomes
more crucial and fascinatingly, wider application of renewable
energy devices at domestic, commercial and industrial levels is not
only affect to stronger awareness but also significantly installed
capacities. Moreover, biomass principally is in form of woods and
converts to be energy for using by humans for a long time.
Gasification is a process of conversion of solid carbonaceous fuel
into combustible gas by partial combustion. Many gasified models
have various operating conditions because the parameters kept in
each model are differentiated. This study applied the experimental
data including three inputs variables including biomass consumption;
temperature at combustion zone and ash discharge rate and gas flow
rate as only one output variable. In this paper, response surface
methods were applied for identification of the gasified system
equation suitable for experimental data. The result showed that linear
model gave superlative results.
Abstract: Repetitive control and feedback dithering modulation
are applied to a single-phase voltage source inverter, with an aim to
eliminate harmonics and stabilize the inverter under load variations.
The proposed control and modulation scheme comprise multiple loops
of feedback, which helps improve inverter performance and
robustness. Experimental results show that the designed inverter
exhibits very low distortion at its output with THD of about 0.3%
under different load variations.
Abstract: Intellectual capital measurement is a central aspect of knowledge management. The measurement and the evaluation of intangible assets play a key role in allowing an effective management of these assets as sources of competitiveness. For these reasons, managers and practitioners need conceptual and analytical tools taking into account the unique characteristics and economic significance of Intellectual Capital. Following this lead, we propose an efficiency and productivity analysis of Intellectual Capital, as a determinant factor of the company competitive advantage. The analysis is carried out by means of Data Envelopment Analysis (DEA) and Malmquist Productivity Index (MPI). These techniques identify Bests Practice companies that have accomplished competitive advantage implementing successful strategies of Intellectual Capital management, and offer to inefficient companies development paths by means of benchmarking. The proposed methodology is employed on the Biotechnology industry in the period 2007-2010.
Abstract: Nowadays there are several grid connected converter
in the grid system. These grid connected converters are generally the
converters of renewable energy sources, industrial four quadrant
drives and other converters with DC link. These converters are
connected to the grid through a three phase bridge. The standards
prescribe the maximal harmonic emission which could be easily
limited with high switching frequency. The increased switching
losses can be reduced to the half with the utilization of the wellknown
Flat-top modulation. The suggested control method is the
expansion of the Flat-top modulation with which the losses could be
also reduced to the half compared to the Flat-top modulation.
Comparing to traditional control these requirements can be
simultaneously satisfied much better with the DLF (DC Link
Floating) method.
Abstract: The primary purpose of this article is an attempt to
find the implication of globalization on education. Globalization has
an important role as a process in the economical, political, cultural
and technological dimensions in the life of the contemporary human
being and has been affected by it. Education has its effects in this
procedure and while influencing it through educating global citizens
having universal human features and characteristics, has been
influenced by this phenomenon too. Nowadays, the role of education
is not just to develop in the students the knowledge and skills
necessary for the new kinds of jobs. If education wants to help
students be prepared of the new global society, it has to make them
engaged productive and critical citizens for the global era, so that
they can reflect about their roles as key actors in a dynamic often
uneven, matrix of economic and cultural exchanges. If education
wants to reinforce and raise the national identity, the value system
and the children and teenagers, it should make them ready for living
in the global era of this century. The used method in this research is
documentary and analyzing the documents. Studies in this field show
globalization has influences on the processes of the production,
distribution and consuming of knowledge. The happening of this
event in the information era has not only provide the necessary
opportunities for the exchanges of education worldwide but also has
privileges for the developing countries which enables them to
strengthen educational bases of their society and have an important
step toward their future.
Abstract: In today's world where everything is rapidly changing
and information technology is high in development, many features of culture, society, politic and economy has changed. The advent of
information technology and electronic data transmission lead to easy communication and fields like e-learning and e-commerce, are
accessible for everyone easily. One of these technologies is virtual
training. The "quality" of such kind of education systems is critical. 131 questionnaires were prepared and distributed among university
student in Toba University. So the research has followed factors that affect the quality of learning from the perspective of staff, students, professors and this type of university. It is concluded that the important factors in virtual training are the quality of professors, the
quality of staff, and the quality of the university. These mentioned factors were the most prior factors in this education system and
necessary for improving virtual training.
Abstract: This study aims to examine the determinants of
purchase intention in C2C e-commerce. Specifically the role of
instant messaging in the C2C e-commerce contextis investigated. In
addition to instant messaging, we brought in two antecedents of
purchase intention - trust and customer satisfaction - to establish a
theoretical research model. Structural equation modeling using
LISREL was used to analyze the data.We discussed the research
findings and suggested some implications for researchers and
practitioners.