Abstract: Risk management in banking sector is a key issue
linked to financial system stability and its importance has been
elevated by technological developments and emergence of new
financial instruments. In this paper, we improve the model previously
defined for quantifying internal control impact on banking risks by
automatizing the residual criticality estimation step of FMECA. For
this, we defined three equations and a maturity coefficient to obtain
a mathematical model which is tested on all banking processes and
type of risks. The new model allows an optimal assessment of residual
criticality and improves the correlation rate that has become 98%.
Abstract: The objective of this work was to develop a theoretical model to study the dynamic thermal behavior of a flat plate solar collector integrated with a phase change material (PCM). The PCM acted as a heat source for the solar system during low intensity solar radiation and night. The energy balance equations for the various components of the collector as well as for the PCM were formulated and numerically solved using Matlab computational program. The effect of natural convection on heat during the melting process was taken into account by using an effective thermal conductivity. The model was used to investigate the effect of inlet water temperature, water mass flow rate, and PCM thickness on the outlet water temperature and the melt fraction during charging and discharging modes. A comparison with a collector without PCM was made. Results showed that charging and discharging processes of PCM have six stages. The adding of PCM caused a decrease in temperature during charge and an increase during discharge. The rise was most enhanced for higher inlet water temperature, PCM thickness and for lower mass flow rate. Analysis indicated that the complete melting time was shorter than the solidification time due to the high heat transfer coefficient during melting. The increases in PCM height and mass flow rate were not linear with the melting and solidification times.
Abstract: Anthropogenic sources of zinc (Zn), including industrial emissions and effluents, Zn–rich fertilizer materials and pesticides containing Zn, can contribute to increasing the concentration of soluble Zn at levels toxic to plants in acid sandy soils. The application of municipal sewage sludge or biosolids (MBS) which contain metal immobilizing agents on coarse-textured soils could improve the metal sorption capacity of the low-CEC soils. The purpose of this experiment was to evaluate the sorption of Zn in surface samples (0-15 cm) of six Quebec (Canada) soils amended with MBS (pH 6.9) from Val d’Or (Quebec, Canada). Soil samples amended with increasing amounts (0 to 20%) of MBS were equilibrated with various amounts of Zn as ZnCl2 in 0.01 M CaCl2 for 48 hours at room temperature. Sorbed Zn was calculated from the difference between the initial and final Zn concentration in solution. Zn sorption data conformed to the linear form of Freundlich equation. The amount of sorbed Zn increased considerably with increasing MBS rate. Analysis of variance revealed a highly significant effect (p ≤ 0.001) of soil texture and MBS rate on the amount of sorbed Zn. The average values of the Zn-sorption capacity of MBS-amended coarse-textured soils were lower than those of MBS-amended fine textured soils. The two sandy soils (86-99% sand) amended with MBS retained 2- to 5-fold Zn than those without MBS (control). Significant Pearson correlation coefficients between the Zn sorption isotherm parameter, i.e. the Freundlich sorption isotherm (KF), and commonly measured physical and chemical entities were obtained. Among all the soil properties measured, soil pH gave the best significant correlation coefficients (p ≤ 0.001) for soils receiving 0, 5 and 10% MBS. Furthermore, KF values were positively correlated with soil clay content, exchangeable basic cations (Ca, Mg or K), CEC and clay content to CEC ratio. From these results, it can be concluded that (i) municipal biosolids provide sorption sites that have a strong affinity for Zn, (ii) both soil texture, especially clay content, and soil pH are the main factors controlling anthropogenic Zn sorption in the municipal biosolids-amended soils, and (iii) the effect of municipal biosolids on Zn sorption will be more pronounced for a sandy soil than for a clay soil.
Abstract: Information security plays a major role in uplifting the standard of secured communications via global media. In this paper, we have suggested a technique of encryption followed by insertion before transmission. Here, we have implemented two different concepts to carry out the above-specified tasks. We have used a two-point crossover technique of the genetic algorithm to facilitate the encryption process. For each of the uniquely identified rows of pixels, different mathematical methodologies are applied for several conditions checking, in order to figure out all the parent pixels on which we perform the crossover operation. This is done by selecting two crossover points within the pixels thereby producing the newly encrypted child pixels, and hence the encrypted cover image. In the next lap, the first and second order derivative operators are evaluated to increase the security and robustness. The last lap further ensures reapplication of the crossover procedure to form the final stego-image. The complexity of this system as a whole is huge, thereby dissuading the third party interferences. Also, the embedding capacity is very high. Therefore, a larger amount of secret image information can be hidden. The imperceptible vision of the obtained stego-image clearly proves the proficiency of this approach.
Abstract: Groundwater is a vital water resource in many areas in the world, particularly in the Middle-East region where the water resources become scarce and depleting. Sustainable management and planning of the groundwater resources become essential and urgent given the impact of the global climate change. In the recent years, numerical models have been widely used to predict the flow pattern and assess the water resources security, as well as the groundwater quality affected by the contaminants transported. In this study, MODFLOW is used to study the current status of groundwater resources and the risk of water resource security in the region centred at Al-Najaf City, which is located in the mid-west of Iraq and adjacent to the Euphrates River. In this study, a conceptual model is built using the geologic and hydrogeologic collected for the region, together with the Digital Elevation Model (DEM) data obtained from the "Global Land Cover Facility" (GLCF) and "United State Geological Survey" (USGS) for the study area. The computer model is also implemented with the distributions of 69 wells in the area with the steady pro-defined hydraulic head along its boundaries. The model is then applied with the recharge rate (from precipitation) of 7.55 mm/year, given from the analysis of the field data in the study area for the period of 1980-2014. The hydraulic conductivity from the measurements at the locations of wells is interpolated for model use. The model is calibrated with the measured hydraulic heads at the locations of 50 of 69 wells in the domain and results show a good agreement. The standard-error-of-estimate (SEE), root-mean-square errors (RMSE), Normalized RMSE and correlation coefficient are 0.297 m, 2.087 m, 6.899% and 0.971 respectively. Sensitivity analysis is also carried out, and it is found that the model is sensitive to recharge, particularly when the rate is greater than (15mm/year). Hydraulic conductivity is found to be another parameter which can affect the results significantly, therefore it requires high quality field data. The results show that there is a general flow pattern from the west to east of the study area, which agrees well with the observations and the gradient of the ground surface. It is found that with the current operational pumping rates of the wells in the area, a dry area is resulted in Al-Najaf City due to the large quantity of groundwater withdrawn. The computed water balance with the current operational pumping quantity shows that the Euphrates River supplies water into the groundwater of approximately 11759 m3/day, instead of gaining water of 11178 m3/day from the groundwater if no pumping from the wells. It is expected that the results obtained from the study can provide important information for the sustainable and effective planning and management of the regional groundwater resources for Al-Najaf City.
Abstract: By GEO5 FEM program with four rockfill slope
modeling and stability analysis was performed for S1, S2, S3 and
S4 slopes where landslides of the shalefills were limited. Effective
angle of internal friction (φ'°) 17°-22.5°, the effective cohesion (c')
from 0.5 to 1.8 kPa, saturated unit weight 1.78-2.43 g/cm3, natural
unit weight 1.9-2.35 g/cm3, dry unit weight 1.97-2.40 g/cm3, the
permeability coefficient of 1x10-4 - 6.5x10-4 cm/s. In cross-sections
of the slope, GEO 5 FEM program possible critical surface tension
was examined. Rockfill dump design was made to prevent sliding
slopes. Bulk material designated geotechnical properties using also
GEO5 programs FEM and stability program via a safety factor
determined and calculated according to the values S3 and S4 No.
slopes are stable S1 and S2 No. slopes were close to stable state
that has been found to be risk. GEO5 programs with limestone rock
fill dump through FEM program was found to exhibit stability.
Abstract: An accuracy nonlinear analysis of a deep beam resting on elastic perfectly plastic soil is carried out in this study. In fact, a nonlinear finite element modeling for large deflection and moderate rotation of Euler-Bernoulli beam resting on linear and nonlinear random soil is investigated. The geometric nonlinear analysis of the beam is based on the theory of von Kàrmàn, where the Newton-Raphson incremental iteration method is implemented in a Matlab code to solve the nonlinear equation of the soil-beam interaction system. However, two analyses (deterministic and probabilistic) are proposed to verify the accuracy and the efficiency of the proposed model where the theory of the local average based on the Monte Carlo approach is used to analyze the effect of the spatial variability of the soil properties on the nonlinear beam response. The effect of six main parameters are investigated: the external load, the length of a beam, the coefficient of subgrade reaction of the soil, the Young’s modulus of the beam, the coefficient of variation and the correlation length of the soil’s coefficient of subgrade reaction. A comparison between the beam resting on linear and nonlinear soil models is presented for different beam’s length and external load. Numerical results have been obtained for the combination of the geometric nonlinearity of beam and material nonlinearity of random soil. This comparison highlighted the need of including the material nonlinearity and spatial variability of the soil in the geometric nonlinear analysis, when the beam undergoes large deflections.
Abstract: This article aims to assess the evolution of imperfect competition in selected banking markets, in particular in the banking markets of Slovakia, Poland, Hungary, Slovenia and Croatia. Another objective is to assess the evolution of the relationship of imperfect competition and profit development in the banking markets. The article first provides an overview of literature on the topic. It then measures the degree of imperfect competition in individual markets using the Herfindahl-Hirschman Index. The commonly used indicator of total assets was chosen as an indicator. Based on this measurement, the individual banking sectors are categorized into theoretical definitions of the various types of imperfect competition - namely all surveyed banking sectors falling within the theoretical definition of monopolistic competition. Subsequently, using correlation analysis, i.e., the Pearson correlation coefficient, or the Spearman correlation coefficient, the connection between the evolution of imperfect competition and the development of the gross profit on selected banking markets was surveyed. It was found that with the exception of the banking market in Slovenia, where there is a positive correlation; there is no correlation between the evolution of imperfect competition and profit development in the selected markets. This means a recommendation for the regulators that it is not appropriate to rationalize a higher degree of regulation in granting banking licenses on the size of the profits attained in the banking market, as the relationship between the degree of concentration in the banking market and the amount of profit according to our measurements does not exist.
Abstract: Soil improvement using vibro stone column techniques consists of two main parts: (1) the installed load bearing columns of well-compacted, coarse-grained material and (2) the improvements to the surrounding soil due to vibro compaction. Extensive research work has been carried out over the last 20 years to understand the improvement in the composite foundation performance due to the second part mentioned above. Nevertheless, few of these studies have tried to quantify some of the key design parameters, namely the changes in the stiffness and stress state of the treated soil, or have consider these parameters in the design and calculation process. Consequently, empirical and conservative design methods are still being used by ground improvement companies with a significant variety of results in engineering practice. Two-dimensional finite element study to develop an axisymmetric model of a single stone column reinforced foundation was performed using PLAXIS 2D AE to quantify the effect of the vibro installation of this column in soft saturated clay. Settlement and bearing performance were studied as an essential part of the design and calculation of the stone column foundation. Particular attention was paid to the large deformation in the soft clay around the installed column caused by the lateral expansion. So updated mesh advanced option was taken in the analysis. In this analysis, different degrees of stone column lateral expansions were simulated and numerically analyzed, and then the changes in the stress state, stiffness, settlement performance and bearing capacity were quantified. It was found that application of radial expansion will produce a horizontal stress in the soft clay mass that gradually decrease as the distance from the stone column axis increases. The excess pore pressure due to the undrained conditions starts to dissipate immediately after finishing the column installation, allowing the horizontal stress to relax. Changes in the coefficient of the lateral earth pressure K ٭, which is very important in representing the stress state, and the new stiffness distribution in the reinforced clay mass, were estimated. More encouraging results showed that increasing the expansion during column installation has a noticeable effect on improving the bearing capacity and reducing the settlement of reinforced ground, So, a design method should include this significant effect of the applied lateral displacement during the stone column instillation in simulation and numerical analysis design.
Abstract: In this paper proposed the effective fault detection of industrial drives by using Biorthogonal Posterior Vibration Signal-Data Probabilistic Wavelet Neural Network (BPPVS-WNN) system. This system was focused to reducing the current flow and to identify faults with lesser execution time with harmonic values obtained through fifth derivative. Initially, the construction of Biorthogonal vibration signal-data based wavelet transform in BPPVS-WNN system localizes the time and frequency domain. The Biorthogonal wavelet approximates the broken bearing using double scaling and factor, identifies the transient disturbance due to fault on induction motor through approximate coefficients and detailed coefficient. Posterior Probabilistic Neural Network detects the final level of faults using the detailed coefficient till fifth derivative and the results obtained through it at a faster rate at constant frequency signal on the industrial drive. Experiment through the Simulink tool detects the healthy and unhealthy motor on measuring parametric factors such as fault detection rate based on time, current flow rate, and execution time.
Abstract: Fixed bed adsorption has become a frequently used
industrial application in wastewater treatment processes. Various low
cost adsorbents have been studied for their applicability in treatment
of different types of effluents. In this work, the intention of the study
was to explore the efficacy and feasibility for azo dye, Acid Orange 7
(AO7) adsorption onto fixed bed column of NaOH Treated eggshell
(TES). The effect of various parameters like flow rate, initial dye
concentration, and bed height were exploited in this study. The
studies confirmed that the breakthrough curves were dependent on
flow rate, initial dye concentration solution of AO7 and bed depth.
The Thomas, Yoon–Nelson, and Adams and Bohart models were
analysed to evaluate the column adsorption performance. The
adsorption capacity, rate constant and correlation coefficient
associated to each model for column adsorption was calculated and
mentioned. The column experimental data were fitted well with
Thomas model with coefficients of correlation R2 ≥0.93 at different
conditions but the Yoon–Nelson, BDST and Bohart–Adams model
(R2=0.911), predicted poor performance of fixed-bed column. The
(TES) was shown to be suitable adsorbent for adsorption of AO7
using fixed-bed adsorption column.
Abstract: The new design of heat exchangers utilizing an
annular distributor opens a new gateway for realizing higher energy
optimization. To realize this goal, graphene nanoplatelet-based water
nanofluids with promising thermophysical properties were
synthesized in the presence of covalent and noncovalent
functionalization. Thermal conductivity, density, viscosity and
specific heat capacity were investigated and employed as a raw data
for ANSYS-Fluent to be used in two-phase approach. After
validation of obtained results by analytical equations, two special
parameters of convective heat transfer coefficient and pressure drop
were investigated. The study followed by studying other heat transfer
parameters of annular pass in the presence of graphene nanopletelesbased
water nanofluids at different weight concentrations, input
powers and temperatures. As a result, heat transfer performance and
friction loss are predicted for both synthesized nanofluids.
Abstract: We investigate the performance of an integrated cascade (IC) refrigeration system which uses environment friendly zeotropic mixtures. Computational calculation has been carried out by varying pressure level at the evaporator and the condenser of the system. Effects of mass flow rate of the refrigerant on the coefficient of performance (COP) are presented. We show that the integrated cascade system produces ultra-low temperatures in the evaporator by using environment friendly zeotropic mixture.
Abstract: This paper presents results of numerical and experimental studies on a two-dimensional (2D) flapping elliptic airfoil in a forward flight condition at Reynolds number of 5000. The study is motivated from an earlier investigation which shows that the deterioration in thrust performance of a sinusoidal heaving and pitching 2D (NACA0012) airfoil at high flapping frequency can be recovered by changing the effective angle of attack profile to square wave, sawtooth, or cosine wave shape. To better understand why such modifications lead to superior thrust performance, we take a closer look at the transient aerodynamic force behavior of an airfoil when the effective angle of attack profile changes gradually from a generic smooth trapezoidal profile to a sinusoid shape by modifying the base length of the trapezoid. The choice of using a smooth trapezoidal profile is to avoid the infinite acceleration condition encountered in the square wave profile. Our results show that the enhancement in the time-averaged thrust performance at high flapping frequency can be attributed to the delay and reduction in the drag producing valley region in the transient thrust force coefficient when the effective angle of attack profile changes from sinusoidal to trapezoidal.
Abstract: Hydrologic models are increasingly used as tools to
predict stormwater quantity and quality from urban catchments.
However, due to a range of practical issues, most models produce
gross errors in simulating complex hydraulic and hydrologic systems.
Difficulty in finding a robust approach for model calibration is one of
the main issues. Though automatic calibration techniques are
available, they are rarely used in common commercial hydraulic and
hydrologic modelling software e.g. MIKE URBAN. This is partly
due to the need for a large number of parameters and large datasets in
the calibration process. To overcome this practical issue, a
framework for automatic calibration of a hydrologic model was
developed in R platform and presented in this paper. The model was
developed based on the time-area conceptualization. Four calibration
parameters, including initial loss, reduction factor, time of
concentration and time-lag were considered as the primary set of
parameters. Using these parameters, automatic calibration was
performed using Approximate Bayesian Computation (ABC). ABC is
a simulation-based technique for performing Bayesian inference
when the likelihood is intractable or computationally expensive to
compute. To test the performance and usefulness, the technique was
used to simulate three small catchments in Gold Coast. For
comparison, simulation outcomes from the same three catchments
using commercial modelling software, MIKE URBAN were used.
The graphical comparison shows strong agreement of MIKE URBAN
result within the upper and lower 95% credible intervals of posterior
predictions as obtained via ABC. Statistical validation for posterior
predictions of runoff result using coefficient of determination (CD),
root mean square error (RMSE) and maximum error (ME) was found
reasonable for three study catchments. The main benefit of using
ABC over MIKE URBAN is that ABC provides a posterior
distribution for runoff flow prediction, and therefore associated
uncertainty in predictions can be obtained. In contrast, MIKE
URBAN just provides a point estimate. Based on the results of the
analysis, it appears as though ABC the developed framework
performs well for automatic calibration.
Abstract: By using an adequate thermal barrier coating in
buildings the energy saving will be happened. In this study, a range
of wall paints with different absorption coefficient in different
climates has been investigated. In order to study these effects, heating
and cooling loads of a common building with different ordinary
paints and paint with mineral coating have been calculated. The
effect of building paint in different climatic condition was studied
and comparison was done between ordinary paints and paint with
mineral insulators in temperate climate to obtain optimized energy
consumption. The results have been shown that coatings with
inorganic micro particles as insulation reduce the energy
consumption of buildings around 14%.
Abstract: The effectiveness of microchannels in enhancing heat
transfer has been demonstrated in the semiconductor industry. In
order to tap the microscale heat transfer effects into macro
geometries, overcoming the cost and technological constraints,
microscale passages were created in macro geometries machined
using conventional fabrication methods. A cylindrical insert was
placed within a pipe, and geometrical profiles were created on the
outer surface of the insert to enhance heat transfer under steady-state
single-phase liquid flow conditions. However, while heat transfer
coefficient values of above 10 kW/m2·K were achieved, the heat
transfer enhancement was accompanied by undesirable pressure drop
increment. Therefore, this study aims to address the high pressure
drop issue using Constructal theory, a universal design law for both
animate and inanimate systems. Two designs based on Constructal theory were developed to study
the effectiveness of Constructal features in reducing the pressure drop
increment as compared to parallel channels, which are commonly
found in microchannel fabrication. The hydrodynamic and heat
transfer performance for the Tree insert and Constructal fin (Cfin)
insert were studied using experimental methods, and the underlying
mechanisms were substantiated by numerical results. In technical
terms, the objective is to achieve at least comparable increment in
both heat transfer coefficient and pressure drop, if not higher
increment in the former parameter. Results show that the Tree insert improved the heat transfer
performance by more than 16 percent at low flow rates, as compared
to the Tree-parallel insert. However, the heat transfer enhancement
reduced to less than 5 percent at high Reynolds numbers. On the
other hand, the pressure drop increment stayed almost constant at 20
percent. This suggests that the Tree insert has better heat transfer
performance in the low Reynolds number region. More importantly,
the Cfin insert displayed improved heat transfer performance along
with favourable hydrodynamic performance, as compared to Cfinparallel
insert, at all flow rates in this study. At 2 L/min, the
enhancement of heat transfer was more than 30 percent, with 20
percent pressure drop increment, as compared to Cfin-parallel insert.
Furthermore, comparable increment in both heat transfer coefficient
and pressure drop was observed at 8 L/min. In other words, the Cfin
insert successfully achieved the objective of this study. Analysis of the results suggests that bifurcation of flows is
effective in reducing the increment in pressure drop relative to heat
transfer enhancement. Optimising the geometries of the Constructal
fins is therefore the potential future study in achieving a bigger stride
in energy efficiency at much lower costs.
Abstract: The tribological test with Pin-On-Disc configuration
measures friction and wear properties in dry or lubricated sliding
surfaces of a variety of materials and coatings. Polymeric matrix
composites loaded with mineral filler were used, 1%, 3%, 10%, 30%,
and 50% mass percentage of filler, to reduce the material cost by
using mineral tailings. Using a pin-on-disc tribometer to quantify
coefficient of friction and wear resistance of the specimens. The
parameters known to performing the test were 300 rpm rotation,
normal load of 16N and duration of 33.5 minutes. The composite
with 10% mineral filler performed better, considering that the wear
resistance was good when compared to the other compositions and an
average low coefficient of friction, in the order of μ ≤ 0.15.
Abstract: Elastic scattering of α-particles from 9Be and 11B
nuclei at different alpha energies have been analyzed. Optical model
parameters (OMPs) of α-particles elastic scattering by these nuclei at
different energies have been obtained. In the present calculations, the
real part of the optical potential are derived by folding of nucleonnucleon
(NN) interaction into nuclear matter density distribution of
the projectile and target nuclei using computer code FRESCO. A
density-dependent version of the M3Y interaction (CDM3Y6), which
is based on the G-matrix elements of the Paris NN potential, has been
used. Volumetric integrals of the real and imaginary potential depth
(JR, JW) have been calculated and found to be energy dependent.
Good agreement between the experimental data and the theoretical
predictions in the whole angular range. In double folding (DF)
calculations, the obtained normalization coefficient Nr is in the range
0.70–1.32.
Abstract: This paper applies recursive cointegration analysis to
examine the dynamic changes in Feldstein-Horioka saving-investment
(S-I) coefficients across China and the ASEAN-5 countries over time.
To the extent that the S-I coefficients measure international capital
mobility, the main empirical results are as follows. The recursive trace
statistics show that the investment- savings nexus varies in these six
countries. There is no cointegration between investment and savings in
three countries (China, Malaysia, and Singapore), which means that
the mobility of the capital markets in the three is high and that
domestic investment in them will be financed by the global pool of
capital. As to the other three countries (Indonesia, Thailand, and
Philippines), there is cointegration between investment and savings for
part of the sample period in the three, including before 2002 for
Thailand, before 2001 for Indonesia, and before 2002 for Philippines.
This shows these three countries achieved highly mobile and open
capital markets later.