Abstract: This paper seeks to assess the implications of bank
consolidation on lending, which largely determine the survival and
performance of small and medium scale enterprises and in turn the
development of the Nigerian economy. Ordinary least square
technique, correlation matrix test and Granger –causality test were
employed to measure the extent to which lending to small and
medium scale enterprises were influenced. The result showed that
bank deposit (BD) impacted on lending to small and medium scale
enterprises. Commercial and merchant bank lending rate had
statistically insignificant effect on the dependent variable. There is a
shift of focus by commercial banks from small and medium scale
enterprises (small customers) to major investors (big customers).
While micro finance banks work hard at providing funds to small and
medium scale entrepreneurs, their capacity to meet the needs of these
entrepreneurs is constrained. The capital and deposits of micro
finance bank should be boosted in order to effectively support small
and medium scale enterprises through loans.
Abstract: One of the fundamental characteristics of Information
and Communication Technology (ICT) has been the ever-changing
nature of continuous release and models of ICTs with its impact on
the academic, social, and psychological benefits of its introduction in
schools. However, there seems to be a growing concern about its
negative impact on students when introduced early in schools for
teaching and learning. This study aims to design a model of child
development factors affecting the early introduction of ICTs in
schools in an attempt to improve the understanding of child
development and introduction of ICTs in schools. The proposed
model is based on a sound theoretical framework. It was designed
following a literature review of child development theories and child
development factors. The child development theoretical framework
that fitted to the best of all child development factors was then chosen
as the basis for the proposed model. This study hence found that the
Jean Piaget cognitive developmental theory is the most adequate
theoretical frameworks for modeling child development factors for
ICT introduction in schools.
Abstract: This paper will discuss how we optimize our physical
verification flow in our IC Design Department having various rule
decks from multiple foundries. Our ultimate goal is to achieve faster
time to tape-out and avoid schedule delay. Currently the physical
verification runtimes and memory usage have drastically increased
with the increasing number of design rules, design complexity, and
the size of the chips to be verified. To manage design violations, we
use a number of solutions to reduce the amount of violations needed
to be checked by physical verification engineers. The most important
functions in physical verifications are DRC (design rule check), LVS
(layout vs. schematic), and XRC (extraction). Since we have a
multiple number of foundries for our design tape-outs, we need a
flow that improve the overall turnaround time and ease of use of the
physical verification process. The demand for fast turnaround time is
even more critical since the physical design is the last stage before
sending the layout to the foundries.
Abstract: This paper is aimed to study combustion characteristics
of low NOx burner using petroleum cokes as fuel. The petroleum coke,
which is produced through the oil refining process, is an attractive fuel
in terms of its high heating value and low price. But petroleum coke is
a challenging fuel because of its low volatile content, high sulfur and
nitrogen content, which give rise to undesirable emission
characteristics and low ignitability. Therefore, the research and
development regarding the petroleum coke burner is needed for
applying this industrial system. In this study, combustion and emission
characteristics of petroleum cokes burner are experimentally
investigated in an industrial steam boiler. The low NOx burner is
designed to control fuel and air mixing to achieve staged combustion,
which, in turn reduces both flame temperature and oxygen. Air
distribution ratio of triple staged air is optimized experimentally. The
result showed that NOx concentration is lowest when overfire air is
used, and the burner function at a fuel rich condition. That is, the
burner is operated at the equivalence ratio of 1.67 and overall
equivalence ratio including overfire air is kept 0.87.
Abstract: Recently attention has been focused on incomplete
spinal cord injuries (SCI) to the central spine caused by pressure on
parts of the white matter conduction pathway, such as the pyramidal
tract. In this paper, we focus on a training robot designed to assist with
primary walking-pattern training. The target patient for this training
robot is relearning the basic functions of the usual walking pattern; it is
meant especially for those with incomplete-type SCI to the central
spine, who are capable of standing by themselves but not of
performing walking motions. From the perspective of human
engineering, we monitored the operator’s actions to the robot and
investigated the movement of joints of the lower extremities, the
circumference of the lower extremities, and exercise intensity with the
machine. The concept of the device was to provide mild training
without any sudden changes in heart rate or blood pressure, which will
be particularly useful for the elderly and disabled. The mechanism of
the robot is modified to be simple and lightweight with the expectation
that it will be used at home.
Abstract: In many countries, governments have been promoting the involvement of private sector entities to enter into long-term agreements for the development and delivery of large infrastructure projects, with a focus on overcoming the limitations upon public fund of the traditional approach. The involvement of private sector through public private partnerships (PPP) brings in new capital investments, value for money and additional risks to handle. Worldwide research studies have shown that an objective, systematic, reliable and useroriented risk assessment process and an optimal allocation mechanism among different stakeholders is crucial to the successful completion. In this framework, this paper, which is the first stage of a research study, aims to identify the main risks for the delivery of PPP projects. A review of cross-countries research projects and case studies was performed to map the key risks affecting PPP infrastructure delivery. The matrix of mapping offers a summary of the frequency of factors, clustered in eleven categories: construction, design, economic, legal, market, natural, operation, political, project finance, project selection and relationship. Results will highlight the most critical risk factors, and will hopefully assist the project managers in directing the managerial attention in the further stages of risk allocation.
Abstract: This paper seeks to assess the implications of bank
consolidation on the performance of small and medium scale
enterprises in the Nigerian economy. Multiple linear regression
technique and correlation matrix test were employed to measure the
extent to which small and medium scale enterprises asset size,
survival and access to credit were influenced. The result showed that
bank deposit (BD) and bank credit (L or BC) impacted on asset size
and survival of small and medium scale enterprises. None of the
variables had significant impact on SMEs access to credit. There is a
shift of focus by commercial banks away from small and medium
scale enterprises (small customers), which is evidenced by the
significant negative influence of bank credit to both the survival and
asset size of small and medium enterprises. While micro finance
banks work hard at providing funds to small and medium scale
entrepreneurs, their capacity to meet the needs of these entrepreneurs
is constrained. CBN should make policies that will boost micro
finance bank’s capital and also monitor closely the management of
the banks to ensure prudent financing of small and medium scale
investments.
Abstract: It is an indispensible strategy to adopt greenery
approach on architectural bases so as to improve ecological habitats,
decrease heat-island effect, purify air quality, and relieve surface
runoff as well as noise pollution, all of which are done in an attempt to
achieve sustainable environment. How we can do with plant design to
attain the best visual quality and ideal carbon dioxide fixation depends
on whether or not we can appropriately make use of greenery
according to the nature of architectural bases. To achieve the goal, it is
a need that architects and landscape architects should be provided with
sufficient local references. Current greenery studies focus mainly on
the heat-island effect of urban with large scale. Most of the architects
still rely on people with years of expertise regarding the adoption and
disposition of plantation in connection with microclimate scale.
Therefore, environmental design, which integrates science and
aesthetics, requires fundamental research on landscape environment
technology divided from building environment technology. By doing
so, we can create mutual benefits between green building and the
environment. This issue is extremely important for the greening design
of the bases of green buildings in cities and various open spaces. The
purpose of this study is to establish plant selection and allocation
strategies under different building sunshade levels. Initially, with the
shading of sunshine on the greening bases as the starting point, the
effects of the shades produced by different building types on the
greening strategies were analyzed. Then, by measuring the PAR
(photosynthetic active radiation), the relative DLI (daily light integral)
was calculated, while the DLI Map was established in order to
evaluate the effects of the building shading on the established
environmental greening, thereby serving as a reference for plant
selection and allocation. The discussion results were to be applied in
the evaluation of environment greening of greening buildings and
establish the “right plant, right place” design strategy of multi-level
ecological greening for application in urban design and landscape
design development, as well as the greening criteria to feedback to the
eco-city greening buildings.
Abstract: The paper identifies the features of Polish sports clubs
in the particular organizational forms: profit and nonprofit.
Identification and description of these features is carried out in terms
of financial efficiency of the given organizational form. Under the
terms of the efficiency the research allows you to specify the
advantages of particular organizational sports club form and the
following limitations. Paper considers features of sports clubs in
range of Polish conditions as legal regulations. The sources of the
functioning efficiency of sports clubs may lie in the organizational
forms in which they operate. Each of the available forms can be
considered either a for-profit or nonprofit enterprise. Depending on
this classification there are different capabilities of increasing
organizational and financial efficiency of a given sports club. Authors
start with general classification and difference between for-profit and
non-profit sport clubs. Next identifies specific financial and
organizational conditions of both organizational form and then show
examples of mixed activity forms and their efficiency effect.
Abstract: The present paper attempts to investigate the
prediction of air entrainment rate and aeration efficiency of a free
overfall jets issuing from a triangular sharp crested weir by using
regression based modelling. The empirical equations, Support vector
machine (polynomial and radial basis function) models and the linear
regression techniques were applied on the triangular sharp crested
weirs relating the air entrainment rate and the aeration efficiency to
the input parameters namely drop height, discharge, and vertex angle.
It was observed that there exists a good agreement between the
measured values and the values obtained using empirical equations,
Support vector machine (Polynomial and rbf) models and the linear
regression techniques. The test results demonstrated that the SVM
based (Poly & rbf) model also provided acceptable prediction of the
measured values with reasonable accuracy along with empirical
equations and linear regression techniques in modelling the air
entrainment rate and the aeration efficiency of a free overfall jets
issuing from triangular sharp crested weir. Further sensitivity analysis
has also been performed to study the impact of input parameter on the
output in terms of air entrainment rate and aeration efficiency.
Abstract: Anammox is a novel and promising technology that has changed the traditional concept of biological nitrogen removal. The process facilitates direct oxidation of ammonical nitrogen under anaerobic conditions with nitrite as an electron acceptor without addition of external carbon sources. The present study investigated the feasibility of Anammox Hybrid Reactor (AHR) combining the dual advantages of suspended and attached growth media for biodegradation of ammonical nitrogen in wastewater. Experimental unit consisted of 4 nos. of 5L capacity AHR inoculated with mixed seed culture containing anoxic and activated sludge (1:1). The process was established by feeding the reactors with synthetic wastewater containing NH4-H and NO2-N in the ratio 1:1 at HRT (hydraulic retention time) of 1 day. The reactors were gradually acclimated to higher ammonium concentration till it attained pseudo steady state removal at a total nitrogen concentration of 1200 mg/l. During this period, the performance of the AHR was monitored at twelve different HRTs varying from 0.25-3.0 d with increasing NLR from 0.4 to 4.8 kg N/m3d. AHR demonstrated significantly higher nitrogen removal (95.1%) at optimal HRT of 1 day. Filter media in AHR contributed an additional 27.2% ammonium removal in addition to 72% reduction in the sludge washout rate. This may be attributed to the functional mechanism of filter media which acts as a mechanical sieve and reduces the sludge washout rate many folds. This enhances the biomass retention capacity of the reactor by 25%, which is the key parameter for successful operation of high rate bioreactors. The effluent nitrate concentration, which is one of the bottlenecks of anammox process was also minimised significantly (42.3-52.3 mg/L). Process kinetics was evaluated using first order and Grau-second order models. The first-order substrate removal rate constant was found as 13.0 d-1. Model validation revealed that Grau second order model was more precise and predicted effluent nitrogen concentration with least error (1.84±10%). A new mathematical model based on mass balance was developed to predict N2 gas in AHR. The mass balance model derived from total nitrogen dictated significantly higher correlation (R2=0.986) and predicted N2 gas with least error of precision (0.12±8.49%). SEM study of biomass indicated the presence of heterogeneous population of cocci and rod shaped bacteria of average diameter varying from 1.2-1.5 mm. Owing to enhanced NRE coupled with meagre production of effluent nitrate and its ability to retain high biomass, AHR proved to be the most competitive reactor configuration for dealing with nitrogen laden wastewater.
Abstract: The present study is a functional analysis of the
relationship between castes which indicates the dynamics of the caste
structure in the rural setting. The researcher has tried to show both
the cooperation and competition on important ceremonial and social
occasions. The real India exists in the villages, so we need to know
about their solidarity and also what the village life is and has been
shaping into. We need to emphasize a microcosmic study of Indian
rural life. Furthermore, caste integration is an acute problem country
faces today. To resolve this we are required to know the dynamics of
behavior of the people of different castes and for the study of the
caste dynamics a study of caste relations are needed. The present
study is an attempt in this direction.
Abstract: Ecological systems are exposed and are influenced by
various natural and anthropogenic disturbances. They produce
various effects and states seeking response symmetry to a state of
global phase coherence or stability and balance of their food webs.
This research project addresses the development of a computational
methodology for modeling plankton food webs. The use of
algorithms to establish connections, the generation of representative
fuzzy multigraphs and application of technical analysis of complex
networks provide a set of tools for defining, analyzing and evaluating
community structure of coastal aquatic ecosystems, beyond the
estimate of possible external impacts to the networks. Thus, this
study aims to develop computational systems and data models to
assess how these ecological networks are structurally and
functionally organized, to analyze the types and degree of
compartmentalization and synchronization between oscillatory and
interconnected elements network and the influence of disturbances on
the overall pattern of rhythmicity of the system.
Abstract: In this study, an Artificial Neural Network (ANN)
analytical method has been developed for analyzing earthquake
performances of the Reinforced Concrete (RC) buildings. 66 RC
buildings with four to ten storeys were subjected to performance
analysis according to the parameters which are the existing material,
loading and geometrical characteristics of the buildings. The selected
parameters have been thought to be effective on the performance of
RC buildings. In the performance analyses stage of the study, level of
performance possible to be shown by these buildings in case of an
earthquake was determined on the basis of the 4-grade performance
levels specified in Turkish Earthquake Code-2007 (TEC-2007). After
obtaining the 4-grade performance level, selected 23 parameters of
each building have been matched with the performance level. In this
stage, ANN-based fast evaluation algorithm mentioned above made
an economic and rapid evaluation of four to ten storey RC buildings.
According to the study, the prediction accuracy of ANN has been
found about 74%.
Abstract: This paper presents a novel algorithm for modeling
photovoltaic based distributed generators for the purpose of optimal
planning of distribution networks. The proposed algorithm utilizes
sequential Monte Carlo method in order to accurately consider the
stochastic nature of photovoltaic based distributed generators. The
proposed algorithm is implemented in MATLAB environment and
the results obtained are presented and discussed.
Abstract: Electrostatic interaction energy (ΔEEDL) is a part of the Extended Derjaguin-Landau-Verwey-Overbeek (XDLVO) theory, which, together with van der Waals (ΔEVDW) and acid base (ΔEAB) interaction energies, has been extensively used to investigate the initial adhesion of bacteria to surfaces. Electrostatic or electrical double layer interaction energy is considerably affected by surface potential; however it cannot be determined experimentally and is usually replaced by zeta (ζ) potential via electrophoretic mobility. This paper focusses on the effect of ionic concentration as a function of pH and the effect of mineral grain size on ζ potential. It was found that both ionic strength and mineral grain size play a major role in determining the value of ζ potential for the adhesion of P. putida to hematite and quartz surfaces. Higher ζ potential values lead to higher electrostatic interaction energies and eventually to higher total XDLVO interaction energy resulting in bacterial repulsion.
Abstract: In this paper, to model a real life wind turbine, a
probabilistic approach is proposed to model the dynamics of the
blade elements of a small axial wind turbine under extreme stochastic
wind speeds conditions. It was found that the power and the torque
probability density functions even-dough decreases at these extreme
wind speeds but are not infinite. Moreover, we also fund that it
is possible to stabilize the power coefficient (stabilizing the output
power)above rated wind speeds by turning some control parameters.
This method helps to explain the effect of turbulence on the quality
and quantity of the harness power and aerodynamic torque.
Abstract: The current paper presents the results of a conducted
case study. During the past few years the number of children
diagnosed with Learning Difficulties has drastically augmented and
especially the cases of ADHD (Attention Deficit Hyperactivity
Disorder). One of the core characteristics of ADHD is a deficit in
working memory functions. The review of the literature indicates a
plethora of educational software that aim at training and enhancing
the working memory. Nevertheless, in the current paper, the
possibility of using for the same purpose free, online games will be
explored. Another issue of interest is the potential effect of the
working memory training to the core symptoms of ADHD. In order
to explore the abovementioned research questions, three digital tests
are employed, all of which are developed on the E-slate platform by
the author, in order to check the levels of ADHD’s symptoms and to
be used as diagnostic tools, both in the beginning and in the end of
the case study. The tools used during the main intervention of the
research are free online games for the training of working memory.
The research and the data analysis focus on the following axes: a) the
presence and the possible change in two of the core symptoms of
ADHD, attention and impulsivity and b) a possible change in the
general cognitive abilities of the individual. The case study was
conducted with the participation of a thirteen year-old, female
student, diagnosed with ADHD, during after-school hours. The
results of the study indicate positive changes both in the levels of
attention and impulsivity. Therefore, we conclude that the training of
working memory through the use of free, online games has a positive
impact on the characteristics of ADHD. Finally, concerning the
second research question, the change in general cognitive abilities, no
significant changes were noted.
Abstract: This paper proposes that in the course of evolution
pitch structure became a human specific tool of communication the
function of which is to induce emotional states such as uncertainty
and cohesion. By the means of eliciting these emotions during
collective music performance people are able to unconsciously give
cues concerning social acceptance. This is probably one of the
reasons why in all cultures people collectively perform tonal music. It
is also suggested that tonal pitch structure had been invented socially
before it became an evolutionary innovation of hominines. It means
that a predisposition to tonally organize pitches evolved by the means
of ‘Baldwin effect’ – a process in which natural selection transforms
the learned response of an organism into the instinctive response. In
the proposed, hypothetical evolutionary scenario of the emergence of
tonal pitch structure social forces such as a need for closer
cooperation play the crucial role.
Abstract: This paper introduces a method to optimal design of a
hybrid Wind/Photovoltaic/Fuel cell generation system for a typical
domestic load that is not located near the electricity grid. In this
configuration the combination of a battery, an electrolyser, and a
hydrogen storage tank are used as the energy storage system. The aim
of this design is minimization of overall cost of generation scheme
over 20 years of operation. The Matlab/Simulink is applied for
choosing the appropriate structure and the optimization of system
sizing. A teaching learning based optimization is used to optimize the
cost function. An overall power management strategy is designed for
the proposed system to manage power flows among the different
energy sources and the storage unit in the system. The results have
been analyzed in terms of technical and economic. The simulation
results indicate that the proposed hybrid system would be a feasible
solution for stand-alone applications at remote locations.