Abstract: The aim of this article is to assess the existing
business models used by the banks operating in the CEE countries in
the time period from 2006 till 2011.
In order to obtain research results, the authors performed
qualitative analysis of the scientific literature on bank business
models, which have been grouped into clusters that consist of such
components as: 1) capital and reserves; 2) assets; 3) deposits, and 4)
loans.
In their turn, bank business models have been developed based on
the types of core activities of the banks, and have been divided into
four groups: Wholesale, Investment, Retail and Universal Banks.
Descriptive statistics have been used to analyse the models,
determining mean, minimal and maximal values of constituent
cluster components, as well as standard deviation. The analysis of
the data is based on such bank variable indices as Return on Assets
(ROA) and Return on Equity (ROE).
Abstract: 2007 is a jubilee year: in 1967, programming language SIMULA 67 was presented, which contained all aspects of what was later called object-oriented programming. The present paper contains a description of the development unto the objectoriented programming, the role of simulation in this development and other tools that appeared in SIMULA 67 and that are nowadays called super-object-oriented programming.
Abstract: In this research, effort was made to identify and
evaluate barriers to the development of entrepreneurship among
Iranian entrepreneur women who were graduated from universities.
In this study, perspectives of thirty-seven available entrepreneur
women were examined. In order to prepare questionnaires and
receive knowledge about barriers among these women, seven cases of
entrepreneur women took part in in-depth interviews. Then, to
evaluate the importance of barriers, the researchers made a
questionnaire with closed questions in which the barriers were
classified into the following categories: personal-familial barriers;
socio-cultural barriers; economic-financial-commercial barriers; and
structural barriers. Entrepreneur women were requested to rate the
importance of each item. The results indicated that there were
different obstacles among entrepreneur women. The order of the
important barriers was as fallow: economic-financial-commercial,
structural, socio-cultural, and personal-familial.
Abstract: This paper utilizes a finite element analysis to study
the bearing capacity of ring footings on a two-layered soil. The upper
layer, that the footing is placed on it, is soft clay and the underneath
layer is a cohesionless sand. For modeling soils, Mohr–Coulomb
plastic yield criterion is employed. The effects of two factors, the
clay layer thickness and the ratio of internal radius of the ring footing
to external radius of the ring, have been analyzed. It is found that the
bearing capacity decreases as the value of ri / ro increases.
Although, as the clay layer thickness increases the bearing capacity
was alleviated gradually.
Abstract: Data mining incorporates a group of statistical
methods used to analyze a set of information, or a data set. It operates
with models and algorithms, which are powerful tools with the great
potential. They can help people to understand the patterns in certain
chunk of information so it is obvious that the data mining tools have
a wide area of applications. For example in the theoretical chemistry
data mining tools can be used to predict moleculeproperties or
improve computer-assisted drug design. Classification analysis is one
of the major data mining methodologies. The aim of thecontribution
is to create a classification model, which would be able to deal with a
huge data set with high accuracy. For this purpose logistic regression,
Bayesian logistic regression and random forest models were built
using R software. TheBayesian logistic regression in Latent GOLD
software was created as well. These classification methods belong to
supervised learning methods.
It was necessary to reduce data matrix dimension before construct
models and thus the factor analysis (FA) was used. Those models
were applied to predict the biological activity of molecules, potential
new drug candidates.
Abstract: The present work was conducted for Arsenic (III)
removal, which one of the most poisonous groundwater pollutants, by
synthetic nano size zerovalent iron (nZVI). Batch experiments were
performed to investigate the influence of As (III), nZVI
concentration, pH of solution and contact time on the efficiency of As
(III) removal. nZVI was synthesized by reduction of ferric chloride
by sodium borohydrid. SEM and XRD were used to determine
particle size and characterization of produced nanoparticles. Up to
99.9% removal efficiency for arsenic (III) was obtained by nZVI
dosage of 1 g/L at time equal to 10 min. and pH=7. It could be
concluded that the removal efficiency were enhanced with increasing
of ZVI dosage and reaction time, but decreased with increasing of
arsenic concentration and pH for nano sized ZVI. nZVI presented an
outstanding ability to remove As (III) due to not only a high surface
area and low particle size but also to high inherent activity.
Abstract: The public sector losses are the major cause of stagnant growth of Pakistan. Public sector automotive manufacturing industry is one of the major contributors of these losses. This research has been carried out in order to identify the major barriers of productivity of this industry and suggest measures for improvement. This qualitative and quantitative research consisted of informal interviews, discussions augmented by closed ended questionnaire. Three major manufacturing units were chosen for this research and responses from 103 employees were collected. It was found out in this research that numerous productivity flaws exist in the system which requires immediate attention. Besides highlighting flaws this research also suggests corrective actions and areas for future research to overcome these problems.
Abstract: Evolutionary Programming (EP) represents a
methodology of Evolutionary Algorithms (EA) in which mutation is
considered as a main reproduction operator. This paper presents a
novel EP approach for Artificial Neural Networks (ANN) learning.
The proposed strategy consists of two components: the self-adaptive,
which contains phenotype information and the dynamic, which is
described by genotype. Self-adaptation is achieved by the addition of
a value, called the network weight, which depends on a total number
of hidden layers and an average number of neurons in hidden layers.
The dynamic component changes its value depending on the fitness
of a chromosome, exposed to mutation. Thus, the mutation step size
is controlled by two components, encapsulated in the algorithm,
which adjust it according to the characteristics of a predefined ANN
architecture and the fitness of a particular chromosome. The
comparative analysis of the proposed approach and the classical EP
(Gaussian mutation) showed, that that the significant acceleration of
the evolution process is achieved by using both phenotype and
genotype information in the mutation strategy.
Abstract: Particle detection in very noisy and low contrast images
is an active field of research in image processing. In this article, a
method is proposed for the efficient detection and sizing of subsurface
spherical particles, which is used for the processing of softly fused
Au nanoparticles. Transmission Electron Microscopy is used for
imaging the nanoparticles, and the proposed algorithm has been
tested with the two-dimensional projected TEM images obtained.
Results are compared with the data obtained by transmission optical
spectroscopy, as well as with conventional circular object detection
algorithms.
Abstract: Unified Speech Audio Coding (USAC), the latest MPEG standardization for unified speech and audio coding, uses a speech/audio classification algorithm to distinguish speech and audio segments of the input signal. The quality of the recovered audio can be increased by well-designed orchestra/percussion classification and subsequent processing. However, owing to the shortcoming of the system, introducing an orchestra/percussion classification and modifying subsequent processing can enormously increase the quality of the recovered audio. This paper proposes an orchestra/percussion classification algorithm for the USAC system which only extracts 3 scales of Mel-Frequency Cepstral Coefficients (MFCCs) rather than traditional 13 scales of MFCCs and use Iterative Dichotomiser 3 (ID3) Decision Tree rather than other complex learning method, thus the proposed algorithm has lower computing complexity than most existing algorithms. Considering that frequent changing of attributes may lead to quality loss of the recovered audio signal, this paper also design a modified subsequent process to help the whole classification system reach an accurate rate as high as 97% which is comparable to classical 99%.
Abstract: Diffuse viral encephalitis may lack fever and other cardinal signs of infection and hence its distinction from other acute encephalopathic illnesses is challenging. Often, the EEG changes seen routinely are nonspecific and reflect diffuse encephalopathic changes only. The aim of this study was to use nonlinear dynamic mathematical techniques for analyzing the EEG data in order to look for any characteristic diagnostic patterns in diffuse forms of encephalitis.It was diagnosed on clinical, imaging and cerebrospinal fluid criteria in three young male patients. Metabolic and toxic encephalopathies were ruled out through appropriate investigations. Digital EEGs were done on the 3rd to 5th day of onset. The digital EEGs of 5 male and 5 female age and sex matched healthy volunteers served as controls.Two sample t-test indicated that there was no statistically significant difference between the average values in amplitude between the two groups. However, the standard deviation (or variance) of the EEG signals at FP1-F7 and FP2-F8 are significantly higher for the patients than the normal subjects. The regularisation dimension is significantly less for the patients (average between 1.24-1.43) when compared to the normal persons (average between 1.41-1.63) for the EEG signals from all locations except for the Fz-Cz signal. Similarly the wavelet dimension is significantly less (P = 0.05*) for the patients (1.122) when compared to the normal person (1.458). EEGs are subdued in the case of the patients with presence of uniform patterns, manifested in the values of regularisation and wavelet dimensions, when compared to the normal person, indicating a decrease in chaotic nature.
Abstract: In this study we survey the method for fast finding a minimum link path between two arbitrary points within a simple polygon, which can pass only through the vertices, with preprocessing.
Abstract: Terminal localization for indoor Wireless Local Area
Networks (WLANs) is critical for the deployment of location-aware
computing inside of buildings. A major challenge is obtaining high
localization accuracy in presence of fluctuations of the received signal
strength (RSS) measurements caused by multipath fading. This paper
focuses on reducing the effect of the distance-varying noise by spatial
filtering of the measured RSS. Two different survey point geometries
are tested with the noise reduction technique: survey points arranged
in sets of clusters and survey points uniformly distributed over the
network area. The results show that the location accuracy improves
by 16% when the filter is used and by 18% when the filter is applied
to a clustered survey set as opposed to a straight-line survey set.
The estimated locations are within 2 m of the true location, which
indicates that clustering the survey points provides better localization
accuracy due to superior noise removal.
Abstract: Human-related information security breaches within organizations are primarily caused by employees who have not been made aware of the importance of protecting the information they work with. Information security awareness is accordingly attracting more attention from industry, because stakeholders are held accountable for the information with which they work. The authors developed an Information Security Retrieval and Awareness model – entitled “ISRA" – that is tailored specifically towards enhancing information security awareness in industry amongst all users of information, to address shortcomings in existing information security awareness models. This paper is principally aimed at expounding a prototype for the ISRA model to highlight the advantages of utilizing the model. The prototype will focus on the non-technical, humanrelated information security issues in industry. The prototype will ensure that all stakeholders in an organization are part of an information security awareness process, and that these stakeholders are able to retrieve specific information related to information security issues relevant to their job category, preventing them from being overburdened with redundant information.
Abstract: In this work, the surgical theater of a local hospital in
KSA was analyzed using simulation. The focus was on attempting to
answer questions related to how many Operating Rooms (ORs) to
open and to analyze the performance of the surgical theater in
general and mainly the Post Anesthesia Care Unit (PACU) to assist
making decisions regarding PACU staffing. The surgical theater
consists of ten operating rooms and the PACU unit which has a
maximum capacity of fifteen beds. Different sequencing rules to
sequence the surgical cases were tested and the Longest Case First
(LCF) were superior to others. The results of the different
alternatives developed and tested can be used by the manager as a
tool to plan and manage the OR and PACU
Abstract: The concentrations of aliphatic and polycyclic aromatic hydrocarbons (PAH) were determined in atmospheric aerosol samples collected at a rural site in Hungary (K-puszta, summer 2008), a boreal forest (Hyytiälä,
April 2007) and a polluted rural area in Italy (San Pietro Capofiume, Po Valley, April 2008). A clear distinction between “clean" and “polluted" periods was observed. Concentrations obtained for Hyytiälä are significantly lower than those for the other two sites. Source reconciliation was performed using diagnostic parameters, such as the carbon preference index and ratios between PAH. The presence of an unresolved complex mixture of hydrocarbons, especially for the Finnish and Italian samples, is indicative of petrogenic inputs. In K-puszta, the aliphatic hydrocarbons are dominated by leaf wax n-alkanes. The long range transport of anthropogenic pollution contributed to the Finnish aerosol. Industrial activities and vehicular emissions represent major sources in San Pietro Capofiume. PAH in K-puszta consist of both pyrogenic and petrogenic compounds.
Abstract: In this paper, we develop a Spatio-Temporal graph as
of a key component of our knowledge representation Scheme. We
design an integrated representation Scheme to depict not only present
and past but future in parallel with the spaces in an effective and
intuitive manner. The resulting multi-dimensional comprehensive
knowledge structure accommodates multi-layered virtual world
developing in the time to maximize the diversity of situations in the
historical context. This knowledge representation Scheme is to be used
as the basis for simulation of situations composing the virtual world
and for implementation of virtual agents' knowledge used to judge and
evaluate the situations in the virtual world. To provide natural contexts
for situated learning or simulation games, the virtual stage set by this
Spatio-Temporal graph is to be populated by agents and other objects
interrelated and changing which are abstracted in the ontology.
Abstract: This paper describes the optimization of a complex
dairy farm simulation model using two quite different methods of
optimization, the Genetic algorithm (GA) and the Lipschitz
Branch-and-Bound (LBB) algorithm. These techniques have been
used to improve an agricultural system model developed by Dexcel
Limited, New Zealand, which describes a detailed representation of
pastoral dairying scenarios and contains an 8-dimensional parameter
space. The model incorporates the sub-models of pasture growth and
animal metabolism, which are themselves complex in many cases.
Each evaluation of the objective function, a composite 'Farm
Performance Index (FPI)', requires simulation of at least a one-year
period of farm operation with a daily time-step, and is therefore
computationally expensive. The problem of visualization of the
objective function (response surface) in high-dimensional spaces is
also considered in the context of the farm optimization problem.
Adaptations of the sammon mapping and parallel coordinates
visualization are described which help visualize some important
properties of the model-s output topography. From this study, it is
found that GA requires fewer function evaluations in optimization
than the LBB algorithm.
Abstract: The aim of the study was to identify seat belt wearing
factor among road users in Malaysia. Evidence-based approach
through in-depth crash investigation was utilised to determine the
intended objectives. The objective was scoped into crashes
investigated by Malaysian Institute of Road Safety Research
(MIROS) involving passenger vehicles within 2007 and 2010. Crash
information of a total of 99 crash cases involving 240 vehicles and
864 occupants were obtained during the study period. Statistical test
and logistic regression analysis have been performed. Results of the
analysis revealed that gender, seat position and age were associated
with seat belt wearing compliance in Malaysia. Males are 97.6%
more likely to wear seat belt compared to females (95% CI 1.317 to
2.964). By seat position, the finding indicates that frontal occupants
were 82 times more likely to be wearing seat belt (95% CI 30.199 to
225.342) as compared to rear occupants. It is also important to note
that the odds of seat belt wearing increased by about 2.64% (95% CI
1.0176 to 1.0353) for every one year increase in age. This study is
essential in understanding the Malaysian tendency in belting up
while being occupied in a vehicle. The factors highlighted in this
study should be emphasized in road safety education in order to
increase seat belt wearing rate in this country and ultimately in
preventing deaths due to road crashes.
Abstract: This paper proposes a low power SRAM based on
five transistor SRAM cell. Proposed SRAM uses novel word-line
decoding such that, during read/write operation, only selected cell
connected to bit-line whereas, in conventional SRAM (CV-SRAM),
all cells in selected row connected to their bit-lines, which in turn
develops differential voltages across all bit-lines, and this makes
energy consumption on unselected bit-lines. In proposed SRAM
memory array divided into two halves and this causes data-line
capacitance to reduce. Also proposed SRAM uses one bit-line and
thus has lower bit-line leakage compared to CV-SRAM.
Furthermore, the proposed SRAM incurs no area overhead, and has
comparable read/write performance versus the CV-SRAM.
Simulation results in standard 0.25μm CMOS technology shows in
worst case proposed SRAM has 80% smaller dynamic energy
consumption in each cycle compared to CV-SRAM. Besides, energy
consumption in each cycle of proposed SRAM and CV-SRAM
investigated analytically, the results of which are in good agreement
with the simulation results.