Abstract: Financial inclusion has become a crucially important
factor in debates on economic inequality posing challenges to the
financial systems of countries around the world. Nowadays
governments and banks are concerned about creating products that
allow access to wide sectors of the population. The creation of
banking products by the financial sector for people with low incomes
tends to lead to improvements in the quality of life of vulnerable parts
of the population. In countries with notable social and economic
inequalities, financial inclusion is a key aspect for equitable
economic growth. This study is based on the case of Colombia, which is a country
with a strong record of economic growth over the past decade.
Nevertheless, corruption, unemployment, and poverty contribute to
uncertainty regarding the country’s future growth prospects. This study wants to explain the situation of financial exclusion and
financial inclusion with respect to the Colombian case. Financial
inclusion is going to be studied from the perspective of social
innovation.
Abstract: The Radio Frequency Identification (RFID) technology
has a diverse base of applications, but it is also prone to security
threats. There are different types of security attacks which limit the
range of the RFID applications. For example, deploying the RFID
networks in insecure environments could make the RFID system
vulnerable to many types of attacks such as spoofing attack, location
traceability attack, physical attack and many more. Therefore, security
is often an important requirement for RFID systems. In this paper,
RFID mutual authentication protocol is implemented based on mobile
agent technology and timestamp, which are used to provide strong
authentication and integrity assurances to both the RFID readers and
their corresponding RFID tags. The integration of mobile agent
technology and timestamp provides promising results towards
achieving this goal and towards reducing the security threats in RFID
systems.
Abstract: In the present study we have investigated axial
buckling characteristics of nanocomposite beams reinforced by
single-walled carbon nanotubes (SWCNTs). Various types of beam
theories including Euler-Bernoulli beam theory, Timoshenko beam
theory and Reddy beam theory were used to analyze the buckling
behavior of carbon nanotube-reinforced composite beams.
Generalized differential quadrature (GDQ) method was utilized to
discretize the governing differential equations along with four
commonly used boundary conditions. The material properties of the
nanocomposite beams were obtained using molecular dynamic (MD)
simulation corresponding to both short-(10,10) SWCNT and long-
(10,10) SWCNT composites which were embedded by amorphous
polyethylene matrix. Then the results obtained directly from MD
simulations were matched with those calculated by the mixture rule
to extract appropriate values of carbon nanotube efficiency
parameters accounting for the scale-dependent material properties.
The selected numerical results were presented to indicate the
influences of nanotube volume fractions and end supports on the
critical axial buckling loads of nanocomposite beams relevant to
long- and short-nanotube composites.
Abstract: Mineral oil is commonly used for high voltage
transformer insulation. The insulation quality of mineral oil is
affecting the operation process of high voltage transformer. There are
many contaminations which could decrease the insulation quality of
mineral oil. One of them is water. This research talks about the effect
of water content on dielectric properties, physic properties, and
partial discharge pattern on mineral oil. Samples were varied with 10
varieties of water content value. And then all samples would be tested
to measure the dielectric properties, physic properties, and partial
discharge pattern. The result of this research showed that an
increment of water content value would decrease the insulation
quality of mineral oil.
Abstract: Recently, numerous documents including large
volumes of unstructured data and text have been created because of the
rapid increase in the use of social media and the Internet. Usually,
these documents are categorized for the convenience of users. Because
the accuracy of manual categorization is not guaranteed, and such
categorization requires a large amount of time and incurs huge costs.
Many studies on automatic categorization have been conducted to help
mitigate the limitations of manual categorization. Unfortunately, most
of these methods cannot be applied to categorize complex documents
with multiple topics because they work on the assumption that
individual documents can be categorized into single categories only.
Therefore, to overcome this limitation, some studies have attempted to
categorize each document into multiple categories. However, the
learning process employed in these studies involves training using a
multi-categorized document set. These methods therefore cannot be
applied to the multi-categorization of most documents unless
multi-categorized training sets using traditional multi-categorization
algorithms are provided. To overcome this limitation, in this study, we
review our novel methodology for extending the category of a
single-categorized document to multiple categorizes, and then
introduce a survey-based verification scenario for estimating the
accuracy of our automatic categorization methodology.
Abstract: For schools to be desirable places in which to work, it
is necessary for principals to recognise their teachers’ emotions, and
be sensitive to their needs. This necessitates that principals are
capable to correctly identify their emotionally intelligent behaviours
(EIBs) they need to use in order to be successful leaders. They also
need to have knowledge of their emotional intelligence and be able to
identify the factors and situations that evoke emotion at an
interpersonal level. If a principal is able to do this, then the control
and understanding of emotions and behaviours of oneself and others
could improve vastly. This study focuses on the interpersonal EIBS
of principals affecting the job satisfaction of teachers. The correlation
coefficients in this quantitative study strongly indicate that there is a
statistical significance between the respondents’ level of job
satisfaction, the rating of their principals’ EIBs and how they believe
their principals’ EIBs will affect their sense of job satisfaction. It can
be concluded from the data obtained in this study that there is a
significant correlation between the sense of job satisfaction of
teachers and their principals’ interpersonal EIBs. This means that the
more satisfied a teacher is at school, the more appropriate and
meaningful a principal’s EIBs will be. Conversely, the more
dissatisfied a teacher is at school the less appropriate and less
meaningful a principal’s interpersonal EIBs will be. This implies that
the leaders’ EIBs can be construed as one of the major factors
affecting the job satisfaction of employees.
Abstract: Evaluation of the excavation-induced ground
movements is an important design aspect of support systems in urban
areas. Geological and geotechnical conditions of an excavation area
have significant effects on excavation-induced ground movements and
the related damage. This paper is aimed at studying the performance of
excavation walls supported by nails in jointed rock medium. The
performance of nailed walls is investigated based on evaluating the
excavation-induced ground movements. For this purpose, a set of
calibrated 2D finite element models are developed by taking into
account the nail-rock-structure interactions, the anisotropic properties
of jointed rock, and the staged construction process. The results of this
paper highlight effects of different parameters such as joint
inclinations, anisotropy of rocks and nail inclinations on deformation
parameters of excavation wall supported by nails.
Abstract: Clustering is a process of grouping objects and data
into groups of clusters to ensure that data objects from the same
cluster are identical to each other. Clustering algorithms in one of the
area in data mining and it can be classified into partition, hierarchical,
density based and grid based. Therefore, in this paper we do survey
and review four major hierarchical clustering algorithms called
CURE, ROCK, CHAMELEON and BIRCH. The obtained state of
the art of these algorithms will help in eliminating the current
problems as well as deriving more robust and scalable algorithms for
clustering.
Abstract: The knitted fabric suffers a deformation in its
dimensions due to stretching and tension factors, transverse and
longitudinal respectively, during the process in rectilinear knitting
machines so it performs a dry relaxation shrinkage procedure and
thermal action of prefixed to obtain stable conditions in the knitting.
This paper presents a dry relaxation shrinkage prediction of Bordeaux
fiber using a feed forward neural network and linear regression
models. Six operational alternatives of shrinkage were predicted. A
comparison of the results was performed finding neural network
models with higher levels of explanation of the variability and
prediction. The presence of different reposes is included. The models
were obtained through a neural toolbox of Matlab and Minitab
software with real data in a knitting company of Southern
Guanajuato. The results allow predicting dry relaxation shrinkage of
each alternative operation.
Abstract: Nonlinear evolution of broadband ultrasonic pulses
passed through the rock specimens is studied using the apparatus
“GEOSCAN-02M”. Ultrasonic pulses are excited by the pulses of Qswitched
Nd:YAG laser with the time duration of 10 ns and with the
energy of 260 mJ. This energy can be reduced to 20 mJ by some light
filters. The laser beam radius did not exceed 5 mm. As a result of the
absorption of the laser pulse in the special material – the optoacoustic
generator–the pulses of longitudinal ultrasonic waves are excited with
the time duration of 100 ns and with the maximum pressure
amplitude of 10 MPa. The immersion technique is used to measure
the parameters of these ultrasonic pulses passed through a specimen,
the immersion liquid is distilled water. The reference pulse passed
through the cell with water has the compression and the rarefaction
phases. The amplitude of the rarefaction phase is five times lower
than that of the compression phase. The spectral range of the
reference pulse reaches 10 MHz. The cubic-shaped specimens of the
Karelian gabbro are studied with the rib length 3 cm. The ultimate
strength of the specimens by the uniaxial compression is (300±10)
MPa. As the reference pulse passes through the area of the specimen
without cracks the compression phase decreases and the rarefaction
one increases due to diffraction and scattering of ultrasound, so the
ratio of these phases becomes 2.3:1. After preloading some horizontal
cracks appear in the specimens. Their location is found by one-sided
scanning of the specimen using the backward mode detection of the
ultrasonic pulses reflected from the structure defects. Using the
computer processing of these signals the images are obtained of the
cross-sections of the specimens with cracks. By the increase of the
reference pulse amplitude from 0.1 MPa to 5 MPa the nonlinear
transformation of the ultrasonic pulse passed through the specimen
with horizontal cracks results in the decrease by 2.5 times of the
amplitude of the rarefaction phase and in the increase of its duration
by 2.1 times. By the increase of the reference pulse amplitude from 5
MPa to 10 MPa the time splitting of the phases is observed for the
bipolar pulse passed through the specimen. The compression and
rarefaction phases propagate with different velocities. These features
of the powerful broadband ultrasonic pulses passed through the rock
specimens can be described by the hysteresis model of Preisach-
Mayergoyz and can be used for the location of cracks in the optically
opaque materials.
Abstract: The hydrodynamic and thermal behaviors of fluid
flow in wavy microchannel are investigated numerically. Effects of
Reynolds number on the hydrodynamics and thermal behaviors are
investigated. Three cases of Reynolds number (580, 1244, and 1910)
are adopted in this study. It is found that the separation zone begin
appears when Reynolds number is greater than 1910 at the endsection
of the wave. Also it is found that dimensionless maximum
velocity at the mid-section of the wave decreases and becomes as a
turbulent behavior as Reynolds numbers increases. The maximum
temperature at the center line at the mid-section of the wave increases
as Reynolds number increases until it reaches the turbulent behavior
when Reynolds number is equal or greater than 1244, while this
behavior will be achieved at very high velocities at the end section of
the wave.
Abstract: Si-Ge solid solutions (bulk poly- and mono-crystalline
samples, thin films) are characterized by high perspectives for
application in semiconductor devices, in particular, optoelectronics
and microelectronics. From this point of view, complex studying of
structural state of the defects and structural-sensitive physical
properties of Si-Ge solid solutions depending on the contents of Si
and Ge components is very important. Present work deals with the
investigations of microstructure, microhardness, internal friction and
shear modulus of Si1-xGex(x≤0,02) bulk monocrystals conducted at
room temperature. Si-Ge bulk crystals were obtained by Czochralski
method in [111] crystallographic direction. Investigated
monocrystalline Si-Ge samples are characterized by p-type
conductivity and carriers’ concentration 5.1014-1.1015cm-3.
Microhardness was studied on Dynamic Ultra Micro hardness Tester
DUH-201S with Berkovich indenter. Investigate samples are characterized with 0,5x0,5x(10-15)mm3
sizes, oriented along [111] direction at torsion oscillations ≈1Hz,
multistage changing of internal friction and shear modulus has been
revealed in an interval of strain amplitude of 10-5-5.10-3. Critical
values of strain amplitude have been determined at which hysteretic
changes of inelastic characteristics and microplasticity are observed. The critical strain amplitude and elasticity limit values are also
determined. Dynamic mechanical characteristics decreasing trend is
shown with increasing Ge content in Si-Ge solid solutions. Observed
changes are discussed from the point of view of interaction of various
dislocations with point defects and their complexes in a real structure
of Si-Ge solid solutions.
Abstract: Urinary Tract Infections are considered as one of the
most common bacterial infections with an estimated annual global
incidence of 150 million. Antimicrobial drug resistance is one of the
major threats due to wide spread usage of uncontrolled antibiotics. In
this study, a total number of 9149 urine samples were collected from
R.H Patiala and processed in the Department of Microbiology G. M.
C Patiala (January 2013 to December 2013). Urine samples were
inoculated on MacConkey’s and blood agar plates and incubated at
370C for 24 hrs. The organisms were identified by colony characters,
Gram’s staining, and biochemical reactions. Antimicrobial
susceptibility of the isolates was determined against various
antimicrobial agents (Hi – Media Mumbai India) by Kirby Bauer
DISK diffusion method on Muller Hinton agar plates. Maximum patients were in the age group of 21-30 yrs followed by
31-40 yrs. Males (34%) are less prone to urinary tract infections than
females (66%). Culture was positive in 25% of the samples.
Escherichia coli was the most common isolate 60.3% followed by
Klebsiella pneumoniae 13.5%, Proteus spp. 9% and Staphylococcus
aureus 7.6%. Most of the urinary isolates were sensitive to,
carbepenems, Aztreonam, Amikacin, and Piperacillin + Tazobactum.
All the isolates showed a good sensitivity towards Nitrofurantoin
(82%). ESBL production was found to be 70.6% in Escherichia coli
and 29.4% in Klebsiella pneumonia. Susceptibility of ESBL
producers to Imipenem, Nitrofurantoin and Amikacin were found to
be 100%, 76%, and 75% respectively. Uropathogens are increasingly
showing resistance to many antibiotics making empiric management
of outpatient UTIs challenging. Ampicillin, Cotrimoxazole and
Ciprofloxacin should not be used in empiric treatment. Nitrofurantoin
could be used in lower urinary tract infection. Knowledge of
uropathogens and their antimicrobial susceptibility pattern in a
geographical region will help in appropriate and judicious antibiotic
usage in a health care setup.
Abstract: The problem of degradation of agricultural residues
from palm oil industry is increasing due to its expansion.
Lignocelloulosic waste from these industry represent large amount of
unutilized resources, this is due to their high lignin content. Since
white rot fungi are capable of degrading lignin, its potential for the
degradation of lignocelloulosic waste from palm oil industry was
accessed. The lignocellluloses content was measured before and after
biodegradation and the rate of reduction was determined. From the
results of the biodegradation, it was observed that hemicellulose
reduces by 22.62%, cellulose by 20.97% and lignin by 10.65% from
the initials lignocelluloses contents. Thus, to improve the digestibility
of palm oil mesocarp fibre, treatment by white rot-fungi is
recommended.
Abstract: This research was conducted in an automotive company in Indonesia to overcome the problem of high logistics cost. The problem causes high of additional truck delivery. From the breakdown of the problem, chosen one route, which has the highest gap value, namely for RE-04. Research methodology will be started from calculating the ideal condition, making simulation, calculating the ideal logistic cost, and proposing an improvement. From the calculation of the ideal condition, box arrangement was done on the truck has efficiency with three trucks delivery per day. Route simulation making uses Tecnomatix Plant Simulation software as a visualization for the company about how the system is occurred on route RE-04 in ideal condition. The last step is proposing improvements on the area of route RE-04. The route arrangement is done by Saving Method and sequence of each supplier with the Nearest Neighbor. The results of the proposed improvements are three new route groups, where was expected to decrease logistics cost and increase the average of the truck efficiency per day.
Abstract: This paper aims to determine Fundamental Natural
Frequency (FNF) of a structural composite floor system known as
Chromite. To achieve this purpose, FNFs of studied panels are
determined by development of Finite Element Models (FEMs) in
ABAQUS program. American Institute of Steel Construction (AISC)
code in Steel Design Guide Series 11 presents a fundamental formula
to calculate FNF of a steel framed floor system. This formula has
been used to verify results of the FEMs. The variability in the FNF of
the studied system under various parameters such as dimensions of
floor, boundary conditions, rigidity of main and secondary beams
around the floor, thickness of concrete slab, height of composite
joists, distance between composite joists, thickness of top and bottom
flanges of the open web steel joists, and adding tie beam
perpendicular on the composite joists, is determined. The results
show that changing in dimensions of the system, its boundary
conditions, rigidity of main beam, and also adding tie beam,
significant changes the FNF of the system up to 452.9%, 50.8%, -
52.2%, %52.6%, respectively. In addition, increasing thickness of
concrete slab increases the FNF of the system up to 10.8%.
Furthermore, the results demonstrate that variation in rigidity of
secondary beam, height of composite joist, and distance between
composite joists, and thickness of top and bottom flanges of open
web steel joists insignificant changes the FNF of the studied system
up to -0.02%, -3%, -6.1%, and 0.96%, respectively. Finally, the
results of this study help designer predict occurrence of resonance,
comfortableness, and design criteria of the studied system.
Abstract: Ocean current is always available around the
surrounding of SHELL Sabah Water Platform and data are collected
every 10 minutes, 24 hours a day, for a period of 365 days. Due to
low current speed, conventional hydrokinetic power generation is not
feasible, thus leading to the study of low current enabled vortex
induced vibration power generation application. In this case, the
design of a vortex induced vibration application is studied to obtain
an optimum design for the VIV oscillator. Power output is then
determined to study the feasibility of the VIV application in low
current condition.
Abstract: New and more powerful communications technologies
continue to emerge at a rapid pace and their uses in education are
widespread and the impact remarkable in the developing societies.
This study investigates Mobile Collaboration Learning Technique
(MCLT) on learners’ outcome among students in tertiary institutions
of developing nations (a case of Nigeria students). It examines the
significance of retention achievement scores of students taught using
mobile collaboration and conventional method. The sample consisted
of 120 students using Stratified random sampling method. Five
research questions and hypotheses were formulated, and tested at
0.05 level of significance. A student achievement test (SAT) was
made of 40 items of multiple-choice objective type, developed and
validated for data collection by professionals. The SAT was
administered to students as pre-test and post-test. The data were
analyzed using t-test statistic to test the hypotheses. The result
indicated that students taught using MCLT performed significantly
better than their counterparts using the conventional method of
instruction. Also, there was no significant difference in the post-test
performance scores of male and female students taught using MCLT.
Based on the findings, the following submissions was made that:
Mobile collaboration system be encouraged in the institutions to
boost knowledge sharing among learners, workshop and training
should be organized to train teachers on the use of this technique,
schools and government should consistently align curriculum
standard to trends of technological dictates and formulate policies
and procedures towards responsible use of MCLT.
Abstract: Asphalt concrete pavements have a short life cycle,
failing mainly due to temperature changes, traffic loading and ageing.
Modified asphalt mixtures provide the technology to produce a
bituminous binder with improved viscoelastic properties, which
remain in balance over a wider temperature range and loading
conditions. In this research, 60/70 penetration grade asphalt binder
was modified by adding 2, 4, 6, 8 and 10 percent by weight of asphalt
binder following the wet process and the mineral aggregate was
modified by adding 1, 2, 3, 4 and 5 percent crumb rubber by volume
of the mineral aggregate following the dry process. The LDPE
modified asphalt binder rheological properties were evaluated. The
laboratory results showed an increase in viscosity, softening point
and stiffness of the binder. The modified asphalt was then used in
preparing asphalt mixtures by Marshall Mix design procedure. The
Marshall Stability values for mixes containing 2% crumb rubber and
4% LDPE were found to be 30% higher than the conventional asphalt
concrete mix.
Abstract: Health of a person plays a vital role in the collective
health of his community and hence the well-being of the society as a
whole. But, in today’s fast paced technology driven world, health
issues are increasingly being associated with human behaviors – their
lifestyle. Social networks have tremendous impact on the health
behavior of individuals. Many researchers have used social network
analysis to understand human behavior that implicates their social
and economic environments. It would be interesting to use a similar
analysis to understand human behaviors that have health
implications. This paper focuses on concepts of those behavioural
analyses that have health implications using social networks analysis
and provides possible algorithmic approaches. The results of these
approaches can be used by the governing authorities for rolling out
health plans, benefits and take preventive measures, while the
pharmaceutical companies can target specific markets, helping health
insurance companies to better model their insurance plans.