Abstract: Throughout the world, the Islamic way of banking and
financing is increasing. The same trend is also visible in Pakistan, where the Islamic banking sector is increasing in size and volume
each year. The question immediately arises as why the Pakistanis patronize the Islamic banking system? This study was carried out to
find whether following the Islamic rules in finance is the main factor for such selection or whether other factors such as customer service,
location, banking hour, physical facilities of the bank etc also have
importance. The study was carried by distributing questionnaire and
200 responses were collected from the clients of Islamic banks. The result showed that the service quality and other factors are as
important as following the Islamic rules for finance to retain old ustomers and catch new customers. The result is important and
Islamic banks can take actions accordingly to look after both the factors
Abstract: The market transformation in Kazakhstan during the
last two decades has essentially strengthened a gap between
development of urban and rural areas. Implementation of market
institutes, transition from public financing to paid rendering of social
services, change of forms of financing of social and economic
infrastructure have led to strengthening of an economic inequality of
social groups, including growth of stratification of the city and the
village. Sociological survey of urban and rural households in Almaty
city and villages of Almaty region has been carried out within the
international research project “Livelihoods Strategies of Private
Households in Central Asia: A Rural–Urban Comparison in
Kazakhstan and Kyrgyzstan" (Germany, Kazakhstan, Kyrgyzstan).
The analysis of statistical data and results of sociological research of
urban and rural households allows us to reveal issues of territorial
development, to investigate an availability of medical, educational
and other services in the city and the village, to reveal an evaluation
urban and rural dwellers of living conditions, to compare economic
strategies of households in the city and the village.
Abstract: Curriculum is one of the most important inputs in higher education system and for knowing the strong and weak spots of it we need evaluation. The main purpose of this study was to survey of the curriculum quality of Insurance Management field. Case: University of Allameh Taba Tabaee(according to view point of students,alumni,employer and faculty members).Descriptive statistics (mean, tables, percentages, frequency distribution) and inferential statistics (CHI SQUARE) were used to analyze the data. Six criterions considered for the Quality of curriculum: objectives, content, teaching and learning methods, space and facilities, Time, assessment of learning. objectives, teaching and learning methods criterions was desirable level, content criteria was undesirable level, space and facilities, time and assessment of learning were rather desirable level. The quality of curriculum of insurance management field was relatively desirable level.
Abstract: The special constraints of sensor networks impose a
number of technical challenges for employing them. In this review,
we study the issues and existing protocols in three areas: coverage
and routing. We present two types of coverage problems: to
determine the minimum number of sensor nodes that need to perform
active sensing in order to monitor a certain area; and to decide the
quality of service that can be provided by a given sensor network.
While most routing protocols in sensor networks are data-centric,
there are other types of routing protocols as well, such as
hierarchical, location-based, and QoS-aware. We describe and
compare several protocols in each group. We present several multipath
routing protocols and single-path with local repair routing
protocols, which are proposed for recovering from sensor node
crashes. We also discuss some transport layer schemes for reliable
data transmission in lossy wireless channels.
Abstract: The Connection Admission Control (CAC) problem is formulated in this paper as a discrete time optimal control problem. The control variables account for the acceptance/ rejection of new connections and forced dropping of in-progress connections. These variables are constrained to meet suitable conditions which account for the QoS requirements (Link Availability, Blocking Probability, Dropping Probability). The performance index evaluates the total throughput. At each discrete time, the problem is solved as an integer-valued linear programming one. The proposed procedure was successfully tested against suitably simulated data.
Abstract: Land use change, if not based on proper scientific
investigation affects other physical, chemical, and biological
properties of soil and leading to increased destruction and erosion. It
was imperative to study the effects of changing rangelands to
farmlands on some Soil quality indexes. Undisturbed soil samples
were collected from the depths of 0-10 and 10-30 centimeter in
pasture with good vegetation cover(GP), pasture with medium
vegetation cover(MP), abandoned dry land farming(ADF) and
degraded dry land farming(DDF) land uses in Ghareh Aghaj
watershed of Isfahan province. The results revealed that organic
matter(OM), cation exchange capacity(CEC) and available
potassium(AK) decreasing in the depth of 0-10 centimeter were 66.6,
38.8 and 70 percent and in the depth of 10-30 centimeter were 58,
61.4 and 83.5 percent respectively in DDF comparison with GP.
Concerning to the results, it seems that land use change can decrease
soil quality and increase soil degradation and lead in undesirable
consequences.
Abstract: World has entered in 21st century. The technology of
computer graphics and digital cameras is prevalent. High resolution
display and printer are available. Therefore high resolution images
are needed in order to produce high quality display images and high
quality prints. However, since high resolution images are not usually
provided, there is a need to magnify the original images. One
common difficulty in the previous magnification techniques is that of
preserving details, i.e. edges and at the same time smoothing the data
for not introducing the spurious artefacts. A definitive solution to this
is still an open issue. In this paper an image magnification using
adaptive interpolation by pixel level data-dependent geometrical
shapes is proposed that tries to take into account information about
the edges (sharp luminance variations) and smoothness of the image.
It calculate threshold, classify interpolation region in the form of
geometrical shapes and then assign suitable values inside
interpolation region to the undefined pixels while preserving the
sharp luminance variations and smoothness at the same time.
The results of proposed technique has been compared qualitatively
and quantitatively with five other techniques. In which the qualitative
results show that the proposed method beats completely the Nearest
Neighbouring (NN), bilinear(BL) and bicubic(BC) interpolation. The
quantitative results are competitive and consistent with NN, BL, BC
and others.
Abstract: The rapid advance of communication technology is
evolving the network environment into the broadband convergence
network. Likewise, the IT services operated in the individual network
are also being quickly converged in the broadband convergence
network environment. VoIP and IPTV are two examples of such new
services. Efforts are being made to develop the video phone service,
which is an advanced form of the voice-oriented VoIP service.
However, the new IT services will be subject to stability and reliability
vulnerabilities if the relevant security issues are not answered during
the convergence of the existing IT services currently being operated in
individual networks within the wider broadband network
environment. To resolve such problems, this paper attempts to analyze
the possible threats and identify the necessary security measures
before the deployment of the new IT services. Furthermore, it
measures the quality of the encryption algorithm application example
to describe the appropriate algorithm in order to present security
technology that will have no negative impact on the quality of the
video phone service.
Abstract: Two-dimensional (2D) bar codes were designed to
carry significantly more data with higher information density and
robustness than its 1D counterpart. Thanks to the popular
combination of cameras and mobile phones, it will naturally bring
great commercial value to use the camera phone for 2D bar code
reading. This paper addresses the problem of specific 2D bar code
design for mobile phones and introduces a low-level encoding
method of matrix codes. At the same time, we propose an efficient
scheme for 2D bar codes decoding, of which the effort is put on
solutions of the difficulties introduced by low image quality that is
very common in bar code images taken by a phone camera.
Abstract: In Thailand, the practice of pre-hospital Emergency
Medical Service (EMS) in each area reveals the different growth
rates and effectiveness of the practices. Those can be found as the
diverse quality and quantity. To shorten the learning curve prior to
speed-up the practices in other areas, story telling and lessons learnt
from the effective practices are valued as meaningful knowledge. To
this paper, it was to ascertain the factors, lessons learnt and best
practices that have impact as contributing to the success of prehospital
EMS system. Those were formulized as model prior to
speedup the practice in other areas. To develop the model, Malcolm
Baldrige National Quality Award (MBNQA), which is widely
recognized as a framework for organizational quality assessment and
improvement, was chosen as the discussion framework. Remarkably,
this study was based on the consideration of knowledge capture;
however it was not to complete the loop of knowledge activities.
Nevertheless, it was to highlight the recognition of knowledge
capture, which is the initiation of knowledge management.
Abstract: The rising growth of the GSM cellular phone industry has tightening competition level between providers in making strategies enhancing the market shares in Indonesia. Tsel, as one of those companies, has to determine the proper strategy to sustain as well as improve the market share without reducing its operational income level. Portfolio simulation model is designed with a dynamic system approach. The result of this research is a recommendation to the company by optimizing its technological policies, services, and promotions. The tariff policies and the signal quality should not be the main focus because this company has had a large number of customers and a good infrastructural condition.
Abstract: This paper presents a vocoder to obtain high quality synthetic speech at 600 bps. To reduce the bit rate, the algorithm is based on a sinusoidally excited linear prediction model which extracts few coding parameters, and three consecutive frames are grouped into a superframe and jointly vector quantization is used to obtain high coding efficiency. The inter-frame redundancy is exploited with distinct quantization schemes for different unvoiced/voiced frame combinations in the superframe. Experimental results show that the quality of the proposed coder is better than that of 2.4kbps LPC10e and achieves approximately the same as that of 2.4kbps MELP and with high robustness.
Abstract: Despite the extensive use of eLearning systems, there
is no consensus on a standard framework for evaluating this kind of
quality system. Hence, there is only a minimum set of tools that can
supervise this judgment and gives information about the course
content value. This paper presents two kinds of quality set evaluation
indicators for eLearning courses based on the computational process
of three known metrics, the Euclidian, Hamming and Levenshtein
distances. The “distance" calculus is applied to standard evaluation
templates (i.e. the European Commission Programme procedures vs.
the AFNOR Z 76-001 Standard), determining a reference point in the
evaluation of the e-learning course quality vs. the optimal concept(s).
The case study, based on the results of project(s) developed in the
framework of the European Programme “Leonardo da Vinci", with
Romanian contractors, try to put into evidence the benefits of such a
method.
Abstract: In this paper, we consider the global exponential stability of the equilibrium point of Hopfield neural networks with delays and impulsive perturbation. Some new exponential stability criteria of the system are derived by using the Lyapunov functional method and the linear matrix inequality approach for estimating the upper bound of the derivative of Lyapunov functional. Finally, we illustrate two numerical examples showing the effectiveness of our theoretical results.
Abstract: CDMA cellular networks support soft handover,
which guarantees the continuity of wireless services and enhanced
communication quality. Cellular networks support multimedia
services under varied propagation environmental conditions. In this
paper, we have shown the effect of characteristic parameters of the
cellular environments on the soft handover performance. We
consider path loss exponent, standard deviation of shadow fading and
correlation coefficient of shadow fading as the characteristic
parameters of the radio propagation environment. A very useful
statistical measure for characterizing the performance of mobile radio
system is the probability of outage. It is shown through numerical
results that above parameters have decisive effect on the probability
of outage and hence the overall performance of the soft handover
algorithm.
Abstract: E-learning refers to the specific kind of learning
experienced within the domain of educational technology, which can
be used in or out of the classroom. In this paper, we give an
overview of an e-learning platform 'An Innovative Interactive and
Online English Platform for Upper Primary Students' is an
interactive web-based application which will serve as an aid to the
primary school students in Mauritius. The objectives of this platform
are to offer quality learning resources for the English subject at our
primary level of education, encourage self-learning and hence
promote e-learning. The platform developed consists of several
interesting features, for example, the English Verb Conjugation tool,
Negative Form tool, Interrogative Form tool and Close Test
Generator. Thus, this learning platform will be useful at a time
where our country is looking for an alternative to private tuition and
also, looking forward to increase the pass rate.
Abstract: A number of studies highlighted problems related to
ERP systems, yet, most of these studies focus on the problems during
the project and implementation stages but not during the postimplementation
use process. Problems encountered in the process of
using ERP would hinder the effective exploitation and the extended
and continued use of ERP systems and their value to organisations.
This paper investigates the different types of problems users
(operational, supervisory and managerial) faced in using ERP and
how 'feral system' is used as the coping mechanism. The paper
adopts a qualitative method and uses data collected from two cases
and 26 interviews, to inductively develop a casual network model of
ERP usage problem and its coping mechanism. This model classified
post ERP usage problems as data quality, system quality, interface
and infrastructure. The model is also categorised the different coping
mechanism through use of 'feral system' inclusive of feral
information system, feral data and feral use of technology.
Abstract: White scar oyster (Crassostrea belcheri) is often eaten
raw and being the leading vehicle for foodborne disease, especially
Salmonella Weltevreden which exposed the prominent and most
resistant to radiation. Gamma irradiation at a low dose of 1 kGy was
enough to eliminate S. Weltevreden contaminated in oyster meat at a
level up to 5 log CFU/g while it still retain the raw characteristics and
equivalent sensory quality as the non-irradiated one. Process
development of ready-to-eat chilled oyster meat was conducted by
shucking the meat, individually packed in plastic bags, subjected to 1
kGy gamma radiation at chilled condition and then stored in 4oC
refrigerated temperature. Microbiological determination showed the
absence of S. Weltevreden (5 log CFU/g initial inoculated) along the
whole storage time of 30 days. Sensory evaluation indicated the
decreasing in sensory scores along storage time which determining
the product shelf life to be 18 days compared to 15 days of nonirradiated
one. The most advantage of developed process was to
provide the safe raw oyster to consumers and in addition sensory
quality retained and 3-day extension shelf life also exist.
Abstract: The huge development of new technologies and the
apparition of open communication system more and more
sophisticated create a new challenge to protect digital content from
piracy. Digital watermarking is a recent research axis and a new
technique suggested as a solution to these problems. This technique
consists in inserting identification information (watermark) into
digital data (audio, video, image, databases...) in an invisible and
indelible manner and in such a way not to degrade original medium-s
quality. Moreover, we must be able to correctly extract the
watermark despite the deterioration of the watermarked medium (i.e
attacks). In this paper we propose a system for watermarking satellite
images. We chose to embed the watermark into frequency domain,
precisely the discrete wavelet transform (DWT). We applied our
algorithm on satellite images of Tunisian center. The experiments
show satisfying results. In addition, our algorithm showed an
important resistance facing different attacks, notably the compression
(JEPG, JPEG2000), the filtering, the histogram-s manipulation and
geometric distortions such as rotation, cropping, scaling.
Abstract: Phylogenetic tree is a graphical representation of the
evolutionary relationship among three or more genes or organisms.
These trees show relatedness of data sets, species or genes
divergence time and nature of their common ancestors. Quality of a
phylogenetic tree requires parsimony criterion. Various approaches
have been proposed for constructing most parsimonious trees. This
paper is concerned about calculating and optimizing the changes of
state that are needed called Small Parsimony Algorithms. This paper
has proposed enhanced small parsimony algorithm to give better
score based on number of evolutionary changes needed to produce
the observed sequence changes tree and also give the ancestor of the
given input.