Abstract: There are three main ways of categorizing capital in banking operations: accounting, regulatory and economic capital. However, the 2008-2009 global crisis has shown that none of these categories adequately reflects the real risks of bank operations, especially in light of the failures Bear Stearns, Lehman Brothers or Northern Rock. This paper deals with the economic capital allocation of global banks. In theory, economic capital should reflect the real risks of a bank and should be publicly available. Yet, as discovered during the global financial crisis, even when economic capital information was publicly disclosed, the underlying assumptions rendered the information useless. Specifically, some global banks that reported relatively high levels of economic capital before the crisis went bankrupt or had to be bailed-out by their government. And, only 15 out of 50 global banks reported their economic capital during the 2007-2010 period. In this paper, we analyze the changes in reported bank economic capital disclosure during this period. We conclude that relative shares of credit and business risks increased in 2010 compared to 2007, while both operational and market risks decreased their shares on the total economic capital of top-rated global banks. Generally speaking, higher levels of disclosure and transparency of bank operations are required to obtain more confidence from stakeholders. Moreover, additional risks such as liquidity risks should be included in these disclosures.
Abstract: Applying the idea of soft set theory to lattice implication algebras, the novel concept of (implicative) filteristic soft lattice implication algebras which related to (implicative) filter(for short, (IF-)F-soft lattice implication algebras) are introduced. Basic properties of (IF-)F-soft lattice implication algebras are derived. Two kinds of fuzzy filters (i.e.(2, 2 _qk)((2, 2 _ qk))-fuzzy (implicative) filter) of L are introduced, which are generalizations of fuzzy (implicative) filters. Some characterizations for a soft set to be a (IF-)F-soft lattice implication algebra are provided. Analogously, this idea can be used in other types of filteristic lattice implication algebras (such as fantastic (positive implicative) filteristic soft lattice implication algebras).
Abstract: The mathematical modeling of different biological
processes is usually used to predict or assess behavior of systems in
which these processes take place. This study deals with mathematical
and computer modeling of bi-substrate enzymatic reactions with
ping-pong mechanism, which play an important role in different
biochemical pathways. Besides that, three models of competitive
inhibition were designed using different software packages. The main
objective of this study is to represent the results from in silico
investigation of bi-substrate enzymatic reactions with ordered pingpong
mechanism in the presence of competitive inhibitors, as well as
to describe in details the inhibition effects. The simulation of the
models with certain kinetic parameters allowed investigating the
behavior of reactions as well as determined some interesting aspects
concerning influence of different cases of competitive inhibition.
Simultaneous presence of two inhibitors, competitive to the S1 and S2
substrates have been studied. Moreover, we have found the pattern of
simultaneous influence of both inhibitors.
Abstract: There exists an injective, information-preserving function
that maps a semantic network (i.e a directed labeled network)
to a directed network (i.e. a directed unlabeled network). The edge
label in the semantic network is represented as a topological feature
of the directed network. Also, there exists an injective function that
maps a directed network to an undirected network (i.e. an undirected
unlabeled network). The edge directionality in the directed network
is represented as a topological feature of the undirected network.
Through function composition, there exists an injective function that
maps a semantic network to an undirected network. Thus, aside from
space constraints, the semantic network construct does not have any
modeling functionality that is not possible with either a directed
or undirected network representation. Two proofs of this idea will
be presented. The first is a proof of the aforementioned function
composition concept. The second is a simpler proof involving an
undirected binary encoding of a semantic network.
Abstract: MicroRNAs are an important class of gene expression
regulators that are involved in many biological processes including
embryogenesis. miR-125b is a conserved microRNA that is enriched
in the nervous system. We have previously reported the function of
miR-125b in neuronal differentiation of human cell lines. We also
discovered the function of miR-125b in regulating p53 in human and
zebrafish. Here we further characterize the brain defects in zebrafish
embryos injected with morpholinos against miR-125b. Our data
confirm the essential role of miR-125b in brain morphogenesis
particularly in maintaining the balance between proliferation, cell
death and differentiation. We identified lunatic fringe (lfng) as an
additional target of miR-125b in human and zebrafish and suggest
that lfng may mediate the function of miR-125b in neurogenesis.
Together, this report reveals new insights into the function of miR-
125b during neural development of zebrafish.
Abstract: The present paper deals with problems related to the
possibilities to use fractal systems to solve some important scientific
and practical problems connected with filtering and separation of
aqueous phases from organic ones. For this purpose a special
separator have been designed. The reactor was filled with a porous
material with fractal dimension, which is an integral part of the set
for filtration and separation of emulsions. As a model emulsion
hexadecan mixture with water in equal quantities (1:1) was used. We
examined the hydrodynamics of the separation of the emulsion at
different rates of submission of the entrance of the reactor.
Abstract: From the perspective of system of systems (SoS) and
emergent behaviors, this paper describes large scale application
software systems, and proposes framework methods to further depict
systems- functional and non-functional characteristics. Besides, this
paper also specifically discusses some functional frameworks. In the
end, the framework-s applications in system disintegrations, system
architecture and stable intermediate forms are additionally dealt with
in this in building, deployment and maintenance of large scale
software applications.
Abstract: The paper deals with the analysis of the dynamic
response of footbridges under human - induced dynamic loads.
This is a frequently occurring and often dominant load for
footbridges as it stems from the very purpose of a footbridge - to
convey pedestrian. Due to the emergence of new materials and
advanced engineering technology, slender footbridges are
increasingly becoming popular to satisfy the modern transportation
needs and the aesthetical requirements of the society. These
structures however are always lively with low stiffness, low mass,
low damping and low natural frequencies. As a consequence, they are
prone to vibration induced by human activities and can suffer severe
vibration serviceability problems, particularly in the lateral direction.
Pedestrian bridges are designed according to first and second limit
states, these are the criteria involved in response to static design load.
However, it is necessary to assess the dynamic response of bridge
design load on pedestrians and assess it impact on the comfort of the
user movement. Usually the load is considered a person or a small
group which can be assumed in perfect motion synchronization.
Already one person or small group can excite significant vibration of
the deck. In order to calculate the dynamic response to the movement
of people, designer needs available and suitable computational model
and criteria. For the calculation program ANSYS based on finite
element method was used.
Abstract: The optimal design of PI controller for Automatic Generation Control in two area is presented in this paper. The concept of Dual mode control is applied in the PI controller, such that the proportional mode is made active when the rate of change of the error is sufficiently larger than a specified limit otherwise switched to the integral mode. A digital simulation is used in conjunction with the Hooke-Jeeve’s optimization technique to determine the optimum parameters (individual gain of proportional and integral controller) of the PI controller. Integrated Square of the Error (ISE), Integrated Time multiplied by Absolute Error(ITAE) , and Integrated Absolute Error(IAE) performance indices are considered to measure the appropriateness of the designed controller. The proposed controller are tested for a two area single nonreheat thermal system considering the practical aspect of the problem such as Deadband and Generation Rate Constraint(GRC). Simulation results show that dual mode with optimized values of the gains improved the control performance than the commonly used Variable Structure .
Abstract: Recent scientific investigations indicate that
multimodal biometrics overcome the technical limitations of
unimodal biometrics, making them ideally suited for everyday life
applications that require a reliable authentication system. However,
for a successful adoption of multimodal biometrics, such systems
would require large heterogeneous datasets with complex multimodal
fusion and privacy schemes spanning various distributed
environments. From experimental investigations of current
multimodal systems, this paper reports the various issues related to
speed, error-recovery and privacy that impede the diffusion of such
systems in real-life. This calls for a robust mechanism that caters to
the desired real-time performance, robust fusion schemes,
interoperability and adaptable privacy policies.
The main objective of this paper is to present a framework that
addresses the abovementioned issues by leveraging on the
heterogeneous resource sharing capacities of Grid services and the
efficient machine learning capabilities of artificial neural networks
(ANN). Hence, this paper proposes a Grid-based neural network
framework for adopting multimodal biometrics with the view of
overcoming the barriers of performance, privacy and risk issues that
are associated with shared heterogeneous multimodal data centres.
The framework combines the concept of Grid services for reliable
brokering and privacy policy management of shared biometric
resources along with a momentum back propagation ANN (MBPANN)
model of machine learning for efficient multimodal fusion and
authentication schemes. Real-life applications would be able to adopt
the proposed framework to cater to the varying business requirements
and user privacies for a successful diffusion of multimodal
biometrics in various day-to-day transactions.
Abstract: A sophisticated simulator provides a cost-effective measure to carry out preliminary mission testing and diagnostic while reducing potential failures for real life at sea trials. The presented simulation framework covers three key areas: AUV modeling, sensor modeling, and environment modeling. AUV modeling mainly covers the area of AUV dynamics. Sensor modeling deals with physics and mathematical models that govern each sensor installed onto the AUV. Environment model incorporates the hydrostatic, hydrodynamics, and ocean currents that will affect the AUV in a real-time mission. Based on this designed simulation framework, custom scenarios provided by the user can be modeled and its corresponding behaviors can be observed. This paper focuses on the accuracy of the simulated data from AUV model and environmental model derived from a developed AUV test-bed which was jointly upgraded by DSTO and the University of Adelaide. The main contribution of this paper is to experimentally verify the accuracy of the proposed simulation framework.
Abstract: In this work, we present a novel active learning approach
for learning a visual object detection system. Our system
is composed of an active learning mechanism as wrapper around
a sub-algorithm which implement an online boosting-based learning
object detector. In the core is a combination of a bootstrap procedure
and a semi automatic learning process based on the online boosting
procedure. The idea is to exploit the availability of classifier during
learning to automatically label training samples and increasingly
improves the classifier. This addresses the issue of reducing labeling
effort meanwhile obtain better performance. In addition, we propose
a verification process for further improvement of the classifier.
The idea is to allow re-update on seen data during learning for
stabilizing the detector. The main contribution of this empirical study
is a demonstration that active learning based on an online boosting
approach trained in this manner can achieve results comparable or
even outperform a framework trained in conventional manner using
much more labeling effort. Empirical experiments on challenging data
set for specific object deteciton problems show the effectiveness of
our approach.
Abstract: One of the common problems encountered in software
engineering is addressing and responding to the changing nature of
requirements. While several approaches have been devised to address
this issue, ranging from instilling resistance to changing requirements
in order to mitigate impact to project schedules, to developing an
agile mindset towards requirements, the approach discussed in this
paper is one of conceptualizing the delta in requirement and
modeling it, in order to plan a response to it. To provide some
context here, change is first formally identified and categorized as
either formal change or informal change. While agile methodology
facilitates informal change, the approach discussed in this paper
seeks to develop the idea of facilitating formal change. To collect,
document meta-requirements that represent the phenomena of change
would be a pro-active measure towards building a realistic cognition
of the requirements entity that can further be harnessed in the
software engineering process.
Abstract: In order to accelerate the similarity search in highdimensional database, we propose a new hierarchical indexing method. It is composed of offline and online phases. Our contribution concerns both phases. In the offline phase, after gathering the whole of the data in clusters and constructing a hierarchical index, the main originality of our contribution consists to develop a method to construct bounding forms of clusters to avoid overlapping. For the online phase, our idea improves considerably performances of similarity search. However, for this second phase, we have also developed an adapted search algorithm. Our method baptized NOHIS (Non-Overlapping Hierarchical Index Structure) use the Principal Direction Divisive Partitioning (PDDP) as algorithm of clustering. The principle of the PDDP is to divide data recursively into two sub-clusters; division is done by using the hyper-plane orthogonal to the principal direction derived from the covariance matrix and passing through the centroid of the cluster to divide. Data of each two sub-clusters obtained are including by a minimum bounding rectangle (MBR). The two MBRs are directed according to the principal direction. Consequently, the nonoverlapping between the two forms is assured. Experiments use databases containing image descriptors. Results show that the proposed method outperforms sequential scan and SRtree in processing k-nearest neighbors.
Abstract: The globe Sustainability has become the subject of international attention, the key reason is that global climate change. Climate and disasters around the abnormal frequency multiplier, the global temperature of the catastrophe and disaster continue to occur throughout the world, as well as countries around the world. Currently there are many important international conferences and policy, it is a "global environmental sustainability " and "living human health " as the goal of development, including the APEC 2007 meeting to "climate Clean Energy" as the theme Sydney Declaration, 2008 World Economic Forum's "Carbon - promote Cool Earth energy efficiency improvement project", the EU proposed "Green Idea" program, the Japanese annual policy, "low-carbon society, sustainable eco-city environment (Eco City) "And from 2009 to 2010 to promote the "Eco-Point" to promote green energy and carbon reduction products .And the 2010 World Climate Change Conference (COP16 United Nations Climate Change Conference Copenhagen), the world has been the subject of Negative conservative "Environmental Protection ", "save energy consumption, " into a positive response to the "Sustainable " and" LOHAS", while Taiwan has actively put forward eco-cities, green building, green building materials and other related environmental response Measures, especially green building construction environment that is the basis of factors, the most widely used application level, and direct contact with human health and the key to sustainable planet. "Sustainable development "is a necessary condition for continuation of the Earth, "healthy and comfortable" is a necessary condition for the continuation of life, and improve the "quality" is a necessary condition for economic development, balance between the three is "to enhance the efficiency of ", According to the World Business Council for Sustainable Development (WBCSD) for the "environmental efficiency "(Eco-Efficiency) proposed: " the achievement of environmental efficiency, the price to be competitive in the provision of goods or services to meet people's needs, improve living Quality at the same time, the goods or services throughout the life cycle. Its impact on the environment and natural resource utilization and gradually reduced to the extent the Earth can load. "whichever is the economy "Economic" and " Ecologic". The research into the methodology to obtain the Taiwan Green Building Material Labeling product as the scope of the study, by investigating and weight analysis to explore green building environmental load (Ln) factor and the Green Building Quality (Qn) factor to Establish green building environmental efficiency assessment model (GBM Eco-Efficiency). And building materials for healthy green label products for priority assessment object, the object is set in the material evidence for the direct response to the environmental load from the floor class-based, explicit feedback correction to the Green Building environmental efficiency assessment model, "efficiency " as a starting point to achieve balance between human "health "and Earth "sustainable development of win-win strategy. The study is expected to reach 1.To establish green building materials and the quality of environmental impact assessment system, 2. To establish value of GBM Eco-Efficiency model, 3. To establish the GBM Eco-Efficiency model for application of green building material feedback mechanisms.
Abstract: This paper deals with the application of Principal Component Analysis (PCA) and the Hotelling-s T2 Chart, using data collected from a drinking water treatment process. PCA is applied primarily for the dimensional reduction of the collected data. The Hotelling-s T2 control chart was used for the fault detection of the process. The data was taken from a United Utilities Multistage Water Treatment Works downloaded from an Integrated Program Management (IPM) dashboard system. The analysis of the results show that Multivariate Statistical Process Control (MSPC) techniques such as PCA, and control charts such as Hotelling-s T2, can be effectively applied for the early fault detection of continuous multivariable processes such as Drinking Water Treatment. The software package SIMCA-P was used to develop the MSPC models and Hotelling-s T2 Chart from the collected data.
Abstract: This paper is aimed at describing a delay-based endto-
end (e2e) congestion control algorithm, called Very FAST TCP
(VFAST), which is an enhanced version of FAST TCP. The main
idea behind this enhancement is to smoothly estimate the Round-Trip
Time (RTT) based on a nonlinear filter, which eliminates throughput
and queue oscillation when RTT fluctuates. In this context, an evaluation
of the suggested scheme through simulation is introduced, by
comparing our VFAST prototype with FAST in terms of throughput,
queue behavior, fairness, stability, RTT and adaptivity to changes in
network. The achieved simulation results indicate that the suggested
protocol offer better performance than FAST TCP in terms of RTT
estimation and throughput.
Abstract: The paper deals with determination of electromagnetic
and temperature field distribution of induction heating system used
for pipe brazing. The problem is considered as coupled – time
harmonic electromagnetic and transient thermal field. It has been
solved using finite element method. The detailed maps of
electromagnetic and thermal field distribution have been obtained.
The good understanding of the processes in the considered system
ensures possibilities for control, management and increasing the
efficiency of the welding process.
Abstract: While service quality is acceptably most valued in the tourism industry, the issue of safety and security plays a key role in sustaining the industry success. Such an issue has been part of Thailand-s tourism development and promotion for several years. Evidently, the Tourist Police Department was set up for this purpose. Its main responsibility is to deal with international tourists- safety and confidence in travelling within Thai territory. However, to strengthen the tourism safety of the country, it is important to better understand international tourists- safety concerns about Thailand. This article seeks to compare international tourists- safety needs and Thai tourist polices- perception towards the tourists- safety concern to determine what measure should be taken to assure the tourist of Thailand-s secure environment. Through the employment of quantitative and qualitative methodological approaches, the tourism safety need of international tourists from Europe, North America and Asia was excavated, how Thai tourist polices and local polices perceived the international tourist-s safety concern was investigated, and opinion and experiences about how the police deal with international tourists- problems in eight touristic areas were also explored. A comparative result reveals a certain degrees of differences in international tourists- safety needs and Thai polices- perception towards their needs. The tourism safety prevention and protection measure and practice are also suggested.
Abstract: In this paper, a fuzzy algorithm and a fuzzy multicriteria
decision framework are developed and used for a practical
question of optimizing biofuels policy making. The methodological
framework shows how to incorporate fuzzy set theory in a decision
process of finding a sustainable biofuels policy among several policy
options. Fuzzy set theory is used here as a tool to deal with
uncertainties of decision environment, vagueness and ambiguities of
policy objectives, subjectivities of human assessments and imprecise
and incomplete information about the evaluated policy instruments.