Abstract: There are three main ways of categorizing capital in banking operations: accounting, regulatory and economic capital. However, the 2008-2009 global crisis has shown that none of these categories adequately reflects the real risks of bank operations, especially in light of the failures Bear Stearns, Lehman Brothers or Northern Rock. This paper deals with the economic capital allocation of global banks. In theory, economic capital should reflect the real risks of a bank and should be publicly available. Yet, as discovered during the global financial crisis, even when economic capital information was publicly disclosed, the underlying assumptions rendered the information useless. Specifically, some global banks that reported relatively high levels of economic capital before the crisis went bankrupt or had to be bailed-out by their government. And, only 15 out of 50 global banks reported their economic capital during the 2007-2010 period. In this paper, we analyze the changes in reported bank economic capital disclosure during this period. We conclude that relative shares of credit and business risks increased in 2010 compared to 2007, while both operational and market risks decreased their shares on the total economic capital of top-rated global banks. Generally speaking, higher levels of disclosure and transparency of bank operations are required to obtain more confidence from stakeholders. Moreover, additional risks such as liquidity risks should be included in these disclosures.
Abstract: Bandung city center can be deemed as economic, social and cultural center. However the city center suffers from deterioration. The retail activities tend to shift outward the city center. Numerous idyllic residences changed into business premises in two villages situated in the north part of the city during 1990s, especially after a new highway and flyover opened. According to space syntax theory, the pattern of spatial integration in the urban grid is a prime determinant of movement patterns in the system. The syntactic analysis results show the flyover has insignificant influence on street network in the city center. However the flyover has been generating a major difference in the new commercial area since it has become relatively as strategic as the city center. Besides street network, local government policy, rapid private motorization and particular condition of each site also played important roles in encouraging the current commercial areas to flourish.
Abstract: During the last decade ultrafine grained (UFG) and nano-structured (NS) materials have experienced a rapid development. In this research work finite element analysis has been carried out to investigate the plastic strain distribution in equal channel angular process (ECAP). The magnitudes of Standard deviation (S. D.) and inhomogeneity index (Ci) were compared for different ECAP passes. Verification of a three-dimensional finite element model was performed with experimental tests. Finally the mechanical property including impact energy of ultrafine grained pure commercially pure Aluminum produced by severe plastic deformation method has been examined. For this aim, equal channel angular pressing die with the channel angle, outer corner angle and channel diameter of 90°, 20° and 20mm had been designed and manufactured. Commercial pure Aluminum billets were ECAPed up to four passes by route BC at the ambient temperature. The results indicated that there is a great improvement at the hardness measurement, yield strength and ultimate tensile strength after ECAP process. It is found that the magnitudes of HV reach 67HV from 21HV after the final stage of process. Also, about 330% and 285% enhancement at the YS and UTS values have been obtained after the fourth pass as compared to the as-received conditions, respectively. On the other hand, the elongation to failure and impact energy have been reduced by 23% and 50% after imposing four passes of ECAP process, respectively.
Abstract: In recent years, the development of e-learning is very
rapid. E-learning is an attractive and efficient way for computer
education. Student interaction and collaboration also plays an
important role in e-learning. In this paper, a collaborative web-based
e-learning environment is presented. A wide range of interactive and
collaborative methods are integrated into a web-based environment.
This e-learning environment is designed for information security
curriculum.
Abstract: Deciding the numerous parameters involved in
designing a competent artificial neural network is a complicated task.
The existence of several options for selecting an appropriate
architecture for neural network adds to this complexity, especially
when different applications of heterogeneous natures are concerned.
Two completely different applications in engineering and medical
science were selected in the present study including prediction of
workpiece's surface roughness in ultrasonic-vibration assisted turning
and papilloma viruses oncogenicity. Several neural network
architectures with different parameters were developed for each
application and the results were compared. It was illustrated in this
paper that some applications such as the first one mentioned above
are apt to be modeled by a single network with sufficient accuracy,
whereas others such as the second application can be best modeled
by different expert networks for different ranges of output.
Development of knowledge about the essentials of neural networks
for different applications is regarded as the cornerstone of
multidisciplinary network design programs to be developed as a
means of reducing inconsistencies and the burden of the user
intervention.
Abstract: Low frequency power oscillations may be triggered
by many events in the system. Most oscillations are damped by the
system, but undamped oscillations can lead to system collapse.
Oscillations develop as a result of rotor acceleration/deceleration
following a change in active power transfer from a generator. Like
the operations limits, the monitoring of power system oscillating
modes is a relevant aspect of power system operation and control.
Unprevented low-frequency power swings can be cause of cascading
outages that can rapidly extend effect on wide region. On this regard,
a Wide Area Monitoring, Protection and Control Systems
(WAMPCS) help in detecting such phenomena and assess power
system dynamics security. The monitoring of power system
electromechanical oscillations is very important in the frame of
modern power system management and control. In first part, this
paper compares the different technique for identification of power
system oscillations. Second part analyzes possible identification
some power system dynamics behaviors Using Wide Area
Monitoring Systems (WAMS) based on Phasor Measurement Units
(PMUs) and wavelet technique.
Abstract: Some theoretical and experimental aspects related to
the conceptual analyses concerning the direct correspondence
identification between the shape, area and orientation of plantar
pressure and obtaining adequate corrective insoles by rapid
prototyping are presented in this paper. In the first part of the paper
there is the theoretical-correlative concept, which is the fundament of
correspondence deduction between plantar surface characteristics and
respectively corrective insoles. In the second part of the paper the
experimental equipment used to analyze and perform the
correspondence stages and then the integral ones between the
analyzed foot shapes and the ones with corrective insoles is
presented. In the final parte the results used to adapt the insoles
obtained by rapid prototyping but also some specific aspects and
conclusions of the conceptual analysis of direct and rapid
correspondence are shown.
Abstract: Government spending is categorized into consumption spending and capital spending. Three categories of private consumption are used: food consumption, nonfood consumption, and services consumption. The estimated model indicates substitution effects of government consumption spending on budget shares of private nonfood consumption and of government capital spending on budget share of private food consumption. However, the results do not indicate whether the negative effects of changes in the budget shares of the nonfood and the food consumption equates to reduce total private consumption. The concept of aggregate demand comprising consumption, investment, government spending (consumption spending and capital spending), export, and import are used to estimate their relationship by using the Vector Error Correction Mechanism. The study found no effect of government capital spending on either the private consumption or the growth of GDP while the government consumption spending has negative effect on the growth of GDP.
Abstract: Information sharing and gathering are important in the rapid advancement era of technology. The existence of WWW has caused rapid growth of information explosion. Readers are overloaded with too many lengthy text documents in which they are more interested in shorter versions. Oil and gas industry could not escape from this predicament. In this paper, we develop an Automated Text Summarization System known as AutoTextSumm to extract the salient points of oil and gas drilling articles by incorporating statistical approach, keywords identification, synonym words and sentence-s position. In this study, we have conducted interviews with Petroleum Engineering experts and English Language experts to identify the list of most commonly used keywords in the oil and gas drilling domain. The system performance of AutoTextSumm is evaluated using the formulae of precision, recall and F-score. Based on the experimental results, AutoTextSumm has produced satisfactory performance with F-score of 0.81.
Abstract: Cloud Computing is an approach that provides computation and storage services on-demand to clients over the network, independent of device and location. In the last few years, cloud computing became a trend in information technology with many companies that transfer their business processes and applications in the cloud. Cloud computing with service oriented architecture has contributed to rapid development of Geographic Information Systems. Open Geospatial Consortium with its standards provides the interfaces for hosted spatial data and GIS functionality to integrated GIS applications. Furthermore, with the enormous processing power, clouds provide efficient environment for data intensive applications that can be performed efficiently, with higher precision, and greater reliability. This paper presents our work on the geospatial data services within the cloud computing environment and its technology. A cloud computing environment with the strengths and weaknesses of the geographic information system will be introduced. The OGC standards that solve our application interoperability are highlighted. Finally, we outline our system architecture with utilities for requesting and invoking our developed data intensive applications as a web service.
Abstract: The aim of this study was to compare the effects
of an altitude training camp on heart rate variability and
performance in elite triathletes. Ten athletes completed 20 days of live-high, train-low training at 1650m. Athletes
underwent pre and post 800-m swim time trials at sea-level, and two heart rate variability tests at 1650m on the first and
last day of the training camp. Based on their time trial results,
athletes were divided into responders and non-responders. Relative to the non-responders, the responders sympathetic-toparasympathetic
ratio decreased substantially after 20 days of altitude training (-0.68 ± 1.08 and -1.2 ± 0.96, mean ± 90%
confidence interval for supine and standing respectively). In
addition, sympathetic activity while standing was also
substantially lower post-altitude in the responders compared to the non-responders (-1869 ± 4764 ms2). Results indicate that
responders demonstrated a change to more vagal
predominance compared to non-responders.
Abstract: Mobile Picture Puzzle is a mobile game application where the player use existing images stored in the mobile phone to create a puzzle to be played. This traditional picture puzzle is not so challenging once the player is familiar with the game. The objective of the developed mobile game application is to have a similar mobile game application that can provide the player with more challenging gaming experience. The developed mobile game application is also a mobile picture puzzle game application to create a puzzle to be played but instead of just using existing images that are stored, the personalised capability allows the player to use the built-in camera phone to capture an image and use the newly captured image to create the puzzle. The development of the mobile game application uses Symbian Operating System (OS), Mobile Media API (Application Programming Interface), Record Management System (RMS) storage and TiledLayer class from Game API.
Abstract: In today-s information age, numbers of organizations
are still arguing on capitalizing the values of Information Technology
(IT) and Knowledge Management (KM) to which individuals can
benefit from and effective communication among the individuals can
be established. IT exists in enabling positive improvement for
communication among knowledge workers (k-workers) with a
number of social network technology domains at workplace. The
acceptance of digital discourse in sharing of knowledge and
facilitating the knowledge and information flows at most of the
organizations indeed impose the culture of knowledge sharing in
Digital Social Networks (DSN). Therefore, this study examines
whether the k-workers with IT background would confer an effect on
the three knowledge characteristics -- conceptual, contextual, and
operational. Derived from these three knowledge characteristics, five
potential factors will be examined on the effects of knowledge
exchange via e-mail domain as the chosen query. It is expected, that
the results could provide such a parameter in exploring how DSN
contributes in supporting the k-workers- virtues, performance and
qualities as well as revealing the mutual point between IT and KM.
Abstract: The provision of urban public transport in Indonesia is not free of problems. Some of the problems include: an overall lack of capacity, lack of quality and choice, severe traffic congestions and insufficient fund to renew and repair vehicles. Generally, the comfort and quality of the city bus is poor, and many of the vehicles are dilapidated and dirty. Surveys were carried out in the city of Yogyakarta, by counting city bus vehicles and occupancies, interviewing the bus passengers, drivers and institutional staffs, who involve in public transport management. This paper will then analyze the possible plan to develop the public transport system to become more attractive and to improve the public transport management. The short, medium and long term plans are analyzed, to find the best solutions. Some constraints such as social impacts and financial impact are also taken into accounts.
Abstract: Rapid growth of distance learning resulted in
importance to conduct research on students- satisfaction with distance
learning because differences in students- satisfaction might influence
educational opportunities for learning in a relevant Web-based
environment. In line with this, this paper deals with satisfaction of
students with distance module at Faculty of organizational sciences
(FOS) in Serbia as well as some factors affecting differences in their
satisfaction . We have conducted a research on a population of 68
first-year students of distance learning studies at FOS. Using
statistical techniques, we have found out that there is no significant
difference in students- satisfaction with distance learning module
between men and women. In the same way, we also concluded that
there is a difference in satisfaction with distance learning module
regarding to student-s perception of opportunity to gain knowledge as
the classic students.
Abstract: Cloud computing is becoming more and more matured over the last few years and consequently the demands for better cloud services is increasing rapidly. One of the research topics to improve cloud services is the desktop computing in virtualized environment. This paper aims at the development of an adaptive virtual desktop service in cloud computing platform based on our previous research on the virtualization technology. We implement cloud virtual desktop and application software streaming technology that make it possible for providing Virtual Desktop as a Service (VDaaS). Given the development of remote desktop virtualization, it allows shifting the user’s desktop from the traditional PC environment to the cloud-enabled environment, which is stored on a remote virtual machine rather than locally. This proposed effort has the potential to positively provide an efficient, resilience and elastic environment for online cloud service. Users no longer need to burden the platform maintenances and drastically reduces the overall cost of hardware and software licenses. Moreover, this flexible remote desktop service represents the next significant step to the mobile workplace, and it lets users access their desktop environments from virtually anywhere.
Abstract: The most planted cover crops in the Czech Republic
are mustard (Sinapis alba) and phacelia (Phacelia tanacetifolia
Benth.). A field trial was executed to evaluate root system size (RSS)
in eight varieties of mustard and five varieties of phacelia on two
locations, in three BBCH phases and in two years. The relationship
between RSS and aboveground biomass was inquired. The root
system was assessed by measuring its electric capacity. Aboveground
mass and root samples to be evaluated by means of a digital image
analysis were recovered in the BBCH phase 70. The yield of
aboveground biomass of mustard was always statistically
significantly higher than that of phacelia. Mustard showed a
statistically significant negative correlation between root length
density (RLD) within 10 cm and aboveground biomass weight (r = -
0.46*). Phacelia featured a statistically significant correlation
between aboveground biomass production and nitrate nitrogen
content in soil (r=0.782**).
Abstract: Facial recognition and expression analysis is rapidly
becoming an area of intense interest in computer science and humancomputer
interaction design communities. The most expressive way
humans display emotions is through facial expressions. In this paper
skin and non-skin pixels were separated. Face regions were extracted
from the detected skin regions. Facial expressions are analyzed from
facial images by applying Gabor wavelet transform (GWT) and
Discrete Cosine Transform (DCT) on face images. Radial Basis
Function (RBF) Network is used to identify the person and to classify
the facial expressions. Our method reliably works even with faces,
which carry heavy expressions.
Abstract: Travelling salesman problem (TSP) is a combinational
optimization problem and solution approaches have been applied
many real world problems. Pure TSP assumes the cities to visit are
fixed in time and thus solutions are created to find shortest path
according to these point. But some of the points are canceled to visit
in time. If the problem is not time crucial it is not important to
determine new routing plan but if the points are changing rapidly and
time is necessary do decide a new route plan a new approach should
be applied in such cases. We developed a route plan transfer method
based on transfer learning and we achieved high performance against
determining a new model from scratch in every change.
Abstract: Waste management is now a global concern due to its
high environmental impact on climate change. Because of generating
huge amount of waste through our daily activities, managing waste in
an efficient way has become more important than ever. Alternative
Waste Technology (AWT), a new category of waste treatment
technology has been developed for energy recovery in recent years to
address this issue. AWT describes a technology that redirects waste
away from landfill, recovers more useable resources from the waste
flow and reduces the impact on the surroundings. Australia is one of
the largest producers of waste per-capita. A number of AWTs are
using in Australia to produce energy from waste. Presently, it is vital
to identify an appropriate AWT to establish a sustainable waste
management system in Australia. Identification of an appropriate
AWT through Multi-criteria analysis (MCA) of four AWTs by using
five key decision making criteria is presented and discussed in this
paper.