Abstract: Every commercial bank optimises its asset portfolio
depending on the profitability of assets and chosen or imposed
constraints. This paper proposes and applies a stylized model for
optimising banks' asset and liability structure, reflecting profitability
of different asset categories and their risks as well as costs associated
with different liability categories and reserve requirements. The level
of detail for asset and liability categories is chosen to create a
suitably parsimonious model and to include the most important
categories in the model. It is shown that the most appropriate
optimisation criterion for the model is the maximisation of the ratio
of net interest income to assets. The maximisation of this ratio is
subject to several constraints. Some are accounting identities or
dictated by legislative requirements; others vary depending on the
market objectives for a particular bank. The model predicts variable
amount of assets allocated to loan provision.
Abstract: As an adult man and woman love each other and come to have faith in each other as their spouse, they marry each other. Recently people-s economic life has become individualized and women are enjoying a high education level and increased participation in social activities, and these changes are creating environment favorable for single life. Thus, an increasing number of people are choosing celibacy, and many people prefer cohabitation to marriage. Nevertheless, marriage is still regarded as a must-to-do in our thought. Most of people throughout the world admit marriage as one of natural processes of life, and is an important passage rite in life that all people experience as we can see everywhere in the world despite the diversity of lifestyles. With regard to wedding ceremony, however, each country and culture has its own unique tradition and style of festival. It is not just a congratulatory ceremony but contains multiple concepts representing the age, country or culture. Moreover, the form and contents of wedding ceremony changes over time, and such features of wedding ceremony are well represented in films. This study took note of the fact that films reflect and reproduce each country-s historicity, culturality and analyzed four films, which are believed to show differences between Eastern and Western wedding ceremonies. The selected films are: A Perfect Match (2002), Marriage Is a Crazy Thing (2001), Bride Wars (2009) and 27 Dresses (2008). The author attempted to examine wedding ceremonies described in the four films, differences between the East and the West suggested by the films, and changes in their societies.
Abstract: The proposed paper examines strategies whose aim is
to counter the all too often sighted process of abandonment that
characterizes contemporary cities. The city of Nicosia in Cyprus is
used as an indicative case study, whereby several recent projects are
presented as capitalizing on traditional cultural assets to revive the
downtown. The reuse of existing building stock as museums,
performing arts centers and theaters but also as in the form of various
housing typologies is geared to strengthen the ranks of local residents
and to spur economic growth. Unlike the examples from the 1960s,
the architecture of more recent adaptive reuse for urban regeneration
seems to be geared in reinforcing a connection to the city where the
buildings often reflect the characteristics of their urban context.
Abstract: The right to housing is a basic need while good
quality and affordable housing is a reflection of a high quality of life.
However, housing remains a major problem for most, especially for
the bottom billions. Satisfaction on housing and neighbourhood
conditions are one of the important indicators that reflect quality of
life. These indicators are also important in the process of evaluating
housing policy with the objective to increase the quality of housing
and neighbourhood. The research method is purely based on a
quantitative method, using a survey. The findings show that housing
purchasing trend in urban Malaysia is determined by demographic
profiles, mainly by education level, age, gender and income. The
period of housing ownership also influenced the socio-cultural
interactions and satisfaction of house owners with their
neighbourhoods. The findings also show that the main concerns for
house buyers in urban areas are price and location of the house.
Respondents feel that houses in urban Malaysia is too expensive and
beyond their affordability. Location of houses and distance from
work place are also regarded as the main concern. However,
respondents are fairly satisfied with religious and socio-cultural
facilities in the housing areas and most importantly not many regard
ethnicity as an issue in their decision-making, when buying a house.
Abstract: Mechanical interaction between endothelial cells (ECs) and the extracellular matrix (or collagen gel) is known to influence the sprouting response of endothelial cells during angiogenesis. This influence is believed to impact on the capability of endothelial cells to sense soluble chemical cues. Quantitative analysis of endothelial-cell-mediated displacement of the collagen gel provides a means to explore this mechanical interaction. Existing analysis in this context is generally limited to 2D settings. In this paper, we investigate the mechanical interaction between endothelial cells and the extracellular matrix in terms of the endothelial-cellmediated displacement of the collagen gel in both 2D and 3D. Digital image correlation and Digital volume correlation are applied on confocal reflectance image stacks to analyze cell-mediated displacement of the gel. The skeleton of the sprout is extracted from phase contrast images and superimposed on the displacement field to further investigate the link between the development of the sprout and the displacement of the gel.
Abstract: This work presents a multiple objective linear programming (MOLP) model based on the desirability function approach for solving the aggregate production planning (APP) decision problem upon Masud and Hwang-s model. The proposed model minimises total production costs, carrying or backordering costs and rates of change in labor levels. An industrial case demonstrates the feasibility of applying the proposed model to the APP problems with three scenarios of inventory levels. The proposed model yields an efficient compromise solution and the overall levels of DM satisfaction with the multiple combined response levels. There has been a trend to solve complex planning problems using various metaheuristics. Therefore, in this paper, the multi-objective APP problem is solved by hybrid metaheuristics of the hunting search (HuSIHSA) and firefly (FAIHSA) mechanisms on the improved harmony search algorithm. Results obtained from the solution of are then compared. It is observed that the FAIHSA can be used as a successful alternative solution mechanism for solving APP problems over three scenarios. Furthermore, the FAIHSA provides a systematic framework for facilitating the decision-making process, enabling a decision maker interactively to modify the desirability function approach and related model parameters until a good optimal solution is obtained with proper selection of control parameters when compared.
Abstract: This research paper presents some methods to assess the performance of Wigner Ville Distribution for Time-Frequency representation of non-stationary signals, in comparison with the other representations like STFT, Spectrogram etc. The simultaneous timefrequency resolution of WVD is one of the important properties which makes it preferable for analysis and detection of linear FM and transient signals. There are two algorithms proposed here to assess the resolution and to compare the performance of signal detection. First method is based on the measurement of area under timefrequency plot; in case of a linear FM signal analysis. A second method is based on the instantaneous power calculation and is used in case of transient, non-stationary signals. The implementation is explained briefly for both methods with suitable diagrams. The accuracy of the measurements is validated to show the better performance of WVD representation in comparison with STFT and Spectrograms.
Abstract: The traditional software product and process metrics
are neither suitable nor sufficient in measuring the complexity of
software components, which ultimately is necessary for quality and
productivity improvement within organizations adopting CBSE.
Researchers have proposed a wide range of complexity metrics for
software systems. However, these metrics are not sufficient for
components and component-based system and are restricted to the
module-oriented systems and object-oriented systems. In this
proposed study it is proposed to find the complexity of the JavaBean
Software Components as a reflection of its quality and the component
can be adopted accordingly to make it more reusable. The proposed
metric involves only the design issues of the component and does not
consider the packaging and the deployment complexity. In this way,
the software components could be kept in certain limit which in turn
help in enhancing the quality and productivity.
Abstract: Addition of milli or micro sized particles to the heat
transfer fluid is one of the many techniques employed for improving
heat transfer rate. Though this looks simple, this method has
practical problems such as high pressure loss, clogging and erosion
of the material of construction. These problems can be overcome by
using nanofluids, which is a dispersion of nanosized particles in a
base fluid. Nanoparticles increase the thermal conductivity of the
base fluid manifold which in turn increases the heat transfer rate.
Nanoparticles also increase the viscosity of the basefluid resulting in
higher pressure drop for the nanofluid compared to the base fluid. So
it is imperative that the Reynolds number (Re) and the volume
fraction have to be optimum for better thermal hydraulic
effectiveness. In this work, the heat transfer enhancement using
aluminium oxide nanofluid using low and high volume fraction
nanofluids in turbulent pipe flow with constant wall temperature has
been studied by computational fluid dynamic modeling of the
nanofluid flow adopting the single phase approach. Nanofluid, up till
a volume fraction of 1% is found to be an effective heat transfer
enhancement technique. The Nusselt number (Nu) and friction factor
predictions for the low volume fractions (i.e. 0.02%, 0.1 and 0.5%)
agree very well with the experimental values of Sundar and Sharma
(2010). While, predictions for the high volume fraction nanofluids
(i.e. 1%, 4% and 6%) are found to have reasonable agreement with
both experimental and numerical results available in the literature.
So the computationally inexpensive single phase approach can be
used for heat transfer and pressure drop prediction of new nanofluids.
Abstract: This paper describes the design of a programmable
FSK-modulator based on VCO and its implementation in 0.35m
CMOS process. The circuit is used to transmit digital data at
100Kbps rate in the frequency range of 400-600MHz. The design
and operation of the modulator is discussed briefly. Further the
characteristics of PLL, frequency synthesizer, VCO and the whole
design are elaborated. The variation among the proposed and tested
specifications is presented. Finally, the layout of sub-modules, pin
configurations, final chip and test results are presented.
Abstract: The primary purpose of this article is an attempt to
find the implication of globalization on education. Globalization has
an important role as a process in the economical, political, cultural
and technological dimensions in the life of the contemporary human
being and has been affected by it. Education has its effects in this
procedure and while influencing it through educating global citizens
having universal human features and characteristics, has been
influenced by this phenomenon too. Nowadays, the role of education
is not just to develop in the students the knowledge and skills
necessary for the new kinds of jobs. If education wants to help
students be prepared of the new global society, it has to make them
engaged productive and critical citizens for the global era, so that
they can reflect about their roles as key actors in a dynamic often
uneven, matrix of economic and cultural exchanges. If education
wants to reinforce and raise the national identity, the value system
and the children and teenagers, it should make them ready for living
in the global era of this century. The used method in this research is
documentary and analyzing the documents. Studies in this field show
globalization has influences on the processes of the production,
distribution and consuming of knowledge. The happening of this
event in the information era has not only provide the necessary
opportunities for the exchanges of education worldwide but also has
privileges for the developing countries which enables them to
strengthen educational bases of their society and have an important
step toward their future.
Abstract: Roundabout work on the principle of circulation and
entry flows, where the maximum entry flow rates depend largely on
circulating flow bearing in mind that entry flows must give away to
circulating flows. Where an existing roundabout has a road hump
installed at the entry arm, it can be hypothesized that the kinematics
of vehicles may prevent the entry arm from achieving optimum
performance. Road humps are traffic calming devices placed across
road width solely as speed reduction mechanism. They are the
preferred traffic calming option in Malaysia and often used on single
and dual carriageway local routes. The speed limit on local routes is
30mph (50 km/hr). Road humps in their various forms achieved the
biggest mean speed reduction (based on a mean speed before traffic
calming of 30mph) of up to 10mph or 16 km/hr according to the UK
Department of Transport. The underlying aim of reduced speed
should be to achieve a 'safe' distribution of speeds which reflects the
function of the road and the impacts on the local community.
Constraining safe distribution of speeds may lead to poor drivers
timing and delayed reflex reaction that can probably cause accident.
Previous studies on road hump impact have focused mainly on speed
reduction, traffic volume, noise and vibrations, discomfort and delay
from the use of road humps. The paper is aimed at optimal entry and
circulating flow induced by road humps. Results show that
roundabout entry and circulating flow perform better in
circumstances where there is no road hump at entrance.
Abstract: This paper proposes a modeling methodology for the
development of data analysis solution. The Author introduce the
approach to address data warehousing issues at the at enterprise level.
The methodology covers the process of the requirements eliciting and
analysis stage as well as initial design of data warehouse. The paper
reviews extended business process model, which satisfy the needs of
data warehouse development. The Author considers that the use of
business process models is necessary, as it reflects both enterprise
information systems and business functions, which are important for
data analysis. The Described approach divides development into
three steps with different detailed elaboration of models. The
Described approach gives possibility to gather requirements and
display them to business users in easy manner.
Abstract: Effective knowledge support relies on providing
operation-relevant knowledge to workers promptly and accurately. A
knowledge flow represents an individual-s or a group-s
knowledge-needs and referencing behavior of codified knowledge
during operation performance. The flow has been utilized to facilitate
organizational knowledge support by illustrating workers-
knowledge-needs systematically and precisely. However,
conventional knowledge-flow models cannot work well in cooperative
teams, which team members usually have diverse knowledge-needs in
terms of roles. The reason is that those models only provide one single
view to all participants and do not reflect individual knowledge-needs
in flows. Hence, we propose a role-based knowledge-flow view model
in this work. The model builds knowledge-flow views (or virtual
knowledge flows) by creating appropriate virtual knowledge nodes
and generalizing knowledge concepts to required concept levels. The
customized views could represent individual role-s knowledge-needs
in teamwork context. The novel model indicates knowledge-needs in
condensed representation from a roles perspective and enhances the
efficiency of cooperative knowledge support in organizations.
Abstract: In the globalization process, when the struggle for minds and values of the people is taking place, the impact of the virtual space can cause unexpected effects and consequences in the process of adjustment of young people in this world. Their special significance is defined by unconscious influence on the underlying process of meaning and therefore the values preached by them are much more effective and affect both the personal characteristics and the peculiarities of adjustment process. Related to this the challenge is to identify factors influencing the reflection characteristics of virtual subjects and measures their impact on the personal characteristics of the students.
Abstract: To investigate the correspondence of theory and
practice, a successfully implemented Knowledge Management
System (KMS) is explored through the lens of Alavi and Leidner-s
proposed KMS framework for the analysis of an information system
in knowledge management (Framework-AISKM). The applied KMS
system was designed to manage curricular knowledge in a distributed
university environment. The motivation for the KMS is discussed
along with the types of knowledge necessary in an academic setting.
Elements of the KMS involved in all phases of capturing and
disseminating knowledge are described. As the KMS matures the
resulting data stores form the precursor to and the potential for
knowledge mining. The findings from this exploratory study indicate
substantial correspondence between the successful KMS and the
theory-based framework providing provisional confirmation for the
framework while suggesting factors that contributed to the system-s
success. Avenues for future work are described.
Abstract: A novel PDE solver using the multidimensional wave
digital filtering (MDWDF) technique to achieve the solution of a 2D
seismic wave system is presented. In essence, the continuous physical
system served by a linear Kirchhoff circuit is transformed to an
equivalent discrete dynamic system implemented by a MD wave
digital filtering (MDWDF) circuit. This amounts to numerically
approximating the differential equations used to describe elements of a
MD passive electronic circuit by a grid-based difference equations
implemented by the so-called state quantities within the passive
MDWDF circuit. So the digital model can track the wave field on a
dense 3D grid of points. Details about how to transform the continuous
system into a desired discrete passive system are addressed. In
addition, initial and boundary conditions are properly embedded into
the MDWDF circuit in terms of state quantities. Graphic results have
clearly demonstrated some physical effects of seismic wave (P-wave
and S–wave) propagation including radiation, reflection, and
refraction from and across the hard boundaries. Comparison between
the MDWDF technique and the finite difference time domain (FDTD)
approach is also made in terms of the computational efficiency.
Abstract: This questionnaire-based study, aimed to measure and
compare the awareness of English reading strategies among EFL
learners at Bangkok University (BU) classified by their gender, field
of study, and English learning experience. Proportional stratified
random sampling was employed to formulate a sample of 380 BU
students. The data were statistically analyzed in terms of the mean
and standard deviation. t-Test analysis was used to find differences in
awareness of reading strategies between two groups (-male and
female- /-science and social-science students). In addition, one-way
analysis of variance (ANOVA) was used to compare reading strategy
awareness among BU students with different lengths of English
learning experience. The results of this study indicated that the
overall awareness of reading strategies of EFL learners at BU was at
a high level (ðÑ = 3.60) and that there was no statistically significant
difference between males and females, and among students who have
different lengths of English learning experience at the significance
level of 0.05. However, significant differences among students
coming from different fields of study were found at the same level of
significance.
Abstract: Wood pyrolysis for Casuarina glauca, Casuarina cunninghamiana, Eucalyptus camaldulensis, Eucalyptus microtheca was made at 450°C with 2.5°C/min. in a flowing N2-atmosphere. The Eucalyptus genus wood gave higher values of specific gravity, ash , total extractives, lignin, N2-liquid trap distillate (NLTD) and water trap distillate (WSP) than those for Casuarina genus. The GHC of NLTD was higher for Casuarina genus than that for Eucalyptus genus with the highest value for Casuarina cunninghamiana. Guiacol, 4-ethyl-2-methoxyphenol and syringol were observed in the NLTD of all the four wood species reflecting their parent hardwood lignin origin. Eucalyptus camaldulensis wood had the highest lignin content (28.89%) and was pyrolyzed to the highest values of phenolics (73.01%), guaiacol (11.2%) and syringol (32.28%) contents in methylene chloride fraction (MCF) of NLTD. Accordingly, recoveries of syringol and guaiacol may become economically attractive from Eucalyptus camaldulensis.
Abstract: Color Image quantization (CQ) is an important
problem in computer graphics, image and processing. The aim of
quantization is to reduce colors in an image with minimum distortion.
Clustering is a widely used technique for color quantization; all
colors in an image are grouped to small clusters. In this paper, we
proposed a new hybrid approach for color quantization using firefly
algorithm (FA) and K-means algorithm. Firefly algorithm is a swarmbased
algorithm that can be used for solving optimization problems.
The proposed method can overcome the drawbacks of both
algorithms such as the local optima converge problem in K-means
and the early converge of firefly algorithm. Experiments on three
commonly used images and the comparison results shows that the
proposed algorithm surpasses both the base-line technique k-means
clustering and original firefly algorithm.