Abstract: In this paper a new method is suggested for risk
management by the numerical patterns in data-mining. These patterns
are designed using probability rules in decision trees and are cared to
be valid, novel, useful and understandable. Considering a set of
functions, the system reaches to a good pattern or better objectives.
The patterns are analyzed through the produced matrices and some
results are pointed out. By using the suggested method the direction
of the functionality route in the systems can be controlled and best
planning for special objectives be done.
Abstract: In this paper we suggest a method for setting
electronic credits for the customers. In this method banks and
market-sites help each other to make doing large shopping through
internet so easy. By developing this system, the people who have less
money to buy most of the things they want, become able to buy all of
them just through a credit. This credit is given by market-sites
through a banking control on it. The method suggested can stop
being imprisoned because of banking debts.