E-Service and the Nigerian Banking Sector: A Review of ATM Architecture and Operations

With the introduction of cash-less society policy by the Central Bank of Nigeria, the concept of e-banking services have over the years’ experience a significant improvement. Today quite a number of people are embracing e-banking activities especially ATM, thereby moving away from the conventional banking system. This paper presents a review of the underlying Architectural Layout of Intra-Bank and Inter-Bank ATM connectivity in Nigeria. The paper further investigates and discusses factors affecting the Intra- Bank and Inter-Bank ATM connectivity in Nigeria. In addition, as well possible solutions to these factors affecting ATM Connectivity and Operations are proposed.

Authors:

• Bashir A. Yauri
• Aliyu R. Yauri

Keywords:

• Architectural layout
• automated teller machine
• e-services
• interswitch.

References:

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